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What small DFW things will you do w/c 28th Jan?

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:
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Comments

  • Morning frugal wannabes :hello:

    Another day off today and I've got a list and not afraid to use it :rotfl: it's needs to be productive :D

    Post a fleabay sale, check on remaining listings, money is already in my 1p savings account
    Check banking and update sheet where a payment has moved from monthly to annual
    Pop to town, collect contact lenses, take some returns back and collect something from doctors, drop off some charity shop items
    Make tonight and tomorrow nights tea
    Get milk from farm
    Sort one box from in the outbuildings out
    Vacuum car
    Washing shuffling
    Maybe a trip to the gym if DH is home early enough but he's on a really long day so will have to see
    Triage fridge
    Make some fajita spice for a meal later in the week
    Drop an item at a friends on the way past
    Possible tip run if it's open
    Clean an area I need to paint and masking tape the edges

    Have a good day folks. Purps.
  • I'm not as efficient as Purps......I haven't a list!
    However
    -banking all checked, everything good
    -dealt with 2 frogs already today. Determined to tackle another 2 today.
    -need to pop out to get cat litter this morning
    -food from freezer and post Christmas stocks today
    -just about to start cat cleaning.

    Have a great day everyone x
    Decluttering challenge 2023🏅⭐️⭐️⭐️⭐️ 
    Decluttering challenge 2024 🏅🏅⭐️⭐️⭐️⭐️ 
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 29 January 2019 at 9:15AM
    Morning all!

    Thanks to Purps for starting us off. You sound like you're chomping at the bit today!

    Hey there HK! - good work on the early frogs!

    Today's mission:
    • B/L/D from stores- done
    • Phone contract can be changed today - will look for a sim only deal - cheeky so and so's. I can't change to sim only until April :(
    • No alcohol- done
    • Gym at lunchtime- done
    • Charge phone in work- done
    • Heating off all day. Managed to keep it off yesterday too- done. On low for a couple of hours last night
    • Bit of crochet. OH helped me sew in a load of ends last night!- done
    • On the subject of frogs, I got rid of a large work frog. It was report that I was struggling to write, but it's complete now :)- done
    • Strip and remake bed- done
    • Not MSE but a lovely yarny parcel arrived. Annoyingly I accidentally ordered 2 balls of a yarn that I meant to order one ball of. - done. money for yarn came from my Christmas money though :)
    A normal work day for me

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • Baileys_Babe
    Baileys_Babe Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    PurpleFairy Thank you for starting this week's thread :A

    Unlike PurpleFairy I don't have a list yet and unlike Happy Kitties I haven't dealt with any frogs.

    Sunday one of the regular activities was rescheduled to the morning, resulting in 5 of out in the morning/lunch and all at home in the afternoon, dd had to miss an activity as they clashed. Once we were all home we weren't very productive due to everyone being washed out recovering from and or coming down with new illnesses and quiet a few of us also have on going health issues. Thankfully we had made dinner on Saturday. The children both did lessons, standard household chores were done. But big epic fail, we haven't written this week's meal plan, so I won't be shopping today :o

    Today's list
    LSD - only Children's sports training
    HE for free, except above training
    Meal plan
    Write shopping list
    All meals from stores
    Pack snacks to take with us
    Take water and a hot drink for me to training
    Turn off lights and appliances not in use
    Open curtains for natural light
    Close curtains before dark to retain the heat
    Make porridge
    Make bread
    Wash hair and let it dry naturally
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 January 2019 at 11:11AM
    Morning :D thanks for starting us off purps :D enjoy your day off :D

    HK well done on the frog! Up and at 'em on a Monday morning! :rotfl:

    BB hope you all are feeling ok today :A

    Hi carrie :wave:

    I've been really bummed out since finishing work last week. And with that comes a whole host of unproductive/not the healthiest behaviours :o today am determined to get myself out of the funk!

    [STRIKE]* have checked banking[/STRIKE]
    [STRIKE]* looked at closing dates for 2 positions I'm applying for and put dates in my diary (so I know which one to start first!)[/STRIKE]
    [STRIKE]* taken pup for first walk[/STRIKE]
    * tidied up kitchen
    [STRIKE]* done a load of washing. Just need to hang up[/STRIKE]
    * write my list of goals for this week
    [STRIKE]* have contacted someone about a private sewing lesson [/STRIKE](I'm the student!)
    * emailed a sewing club about joining a course in Feb. If there are spaces it will be a shift about with work colleagues if at all possible. A lot of balls before this comes off!
    * onepoll
    * use lo mince to make a shepherds pie mmmmm
    * flylady
    * finish a shirt, sew arms back in top, take up sleeves of a jacket
    * take pup for 2nd walk
    [STRIKE]* do second load of washing[/STRIKE]
    * update spending diary

    Ok that will do. Happy Monday to you all x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • I've been really bummed out since finishing work last week. And with that comes a whole host of unproductive/not the healthiest behaviours :o today am determined to get myself out of the funk!


    I hope you feel better :)
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • merida88
    merida88 Posts: 116 Forumite
    100 Posts Second Anniversary Name Dropper Combo Breaker
    Hi all,

    Reporting once more after going AWOL, apologies, some bad news last week and poorly OH over the weekend meant I haven’t been on the interwebs much. Not too much unplanned spending though, apart from my taking us for a cafe brunch on Saturday for a cheering treat.

    Just caught up with last week’s thread and was sad to have missed the bird watch thingy! Although probably no point as the dog patrols *his* garden ruthlessly, and all we ever see are determined grey squirrels and magpies when he’s corralled indoors :rotfl:

    OK, to small DFW things:
    - Bike to work AM
    - Gym later to justify membership
    - Meals and snacks from stores
    - Take everything out of small fridge, ready to unload & defrost bigger one – I’ll do the great defrost tomorrow night, as I have to rustle up a few things from the last of the freezer contents and I won’t have time today. Anyone want a spare camembert? Anything with cow’s milk brings me out in hives or I would have scoffed it long ago :cool:
    - Sort clean laundry from the weekend

    Feeling very January-ish today… think the only solution is to KBO really.

    Hope everyone has a good day :)
  • merida88
    merida88 Posts: 116 Forumite
    100 Posts Second Anniversary Name Dropper Combo Breaker
    -dealt with 2 frogs already today. Determined to tackle another 2 today.
    [*]On the subject of frogs, I got rid of a large work frog. It was report that I was struggling to write, but it's complete now :)- done

    Woop! Hooray for early frog-dispatching.
    I've been really bummed out since finishing work last week. And with that comes a whole host of unproductive/not the healthiest behaviours :o today am determined to get myself out of the funk!

    Any tips?! On a serious note, you're not alone. Hope you feel better soon :)
  • I hope you feel better :)

    Thanks Carrie :A
    merida88 wrote: »



    Any tips?! On a serious note, you're not alone. Hope you feel better soon :)

    Only tip I have for myself is to take action and apply for another job. Can't keep hanging on to one that makes me unhappy just for the sake of 2 extra days off a week.

    Other than that force myself to do the things I need to to move forward, take the pup out for long walks (it's impossible to feel glum when he is so joyful!) and do some things that bring me joy. I'm in a bit of a funk with my sewing as well as have struggled with some bits recently that makes me feel like I'm still a long way off making my dream a reality :(

    But moping about all of this won't make me happy! Bit by bit, little by little, action will lead to results ;)
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • 1LuckyLady
    1LuckyLady Posts: 1,206 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 28 January 2019 at 12:06PM
    Morning all,

    Pf, thanks for this weeks thread and it sounds like you've got a very busy day ahead of you.
    Hk & Clf, good work on those frogs
    BB, hope you're all feeling brighter today, lots of bugs still doing the rounds around here too.
    Dnms, sorry to hear you've been low but great to see how productive you've been already today!
    Merida, I hope your oh is feeling better now and sorry to hear you had bad news.
    CCL, I hope you're better now too.
    Dickenslass - from yesterdays thread, sounds like a lovely celebration meal
    Ziggy Pleased to hear that your son has got on the course he wanted
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
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