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NST Join In January 2019 - In With The New

edited 29 December 2018 at 6:58PM in Debt-free wannabe challenges
632 replies 42.5K views


  • sashanutsashanut Forumite
    3.3K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi there:j

    Sign me up please CCL!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Toni'sfriendToni'sfriend Forumite
    3.5K Posts
    Sixth Anniversary 1,000 Posts
    Although, it's not practical to join this month, I love the penny challenge. I'm going to start that one.
    Have adventures. laugh a lot and always be kind.
  • iloveteailovetea Forumite
    1K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    Can I join in please?
    I've lurked for a long time,now I think I should get stuck in and become organised.

    ilovetea xx
    Make £2022 in 2022. #6 £228.41 / £2022.
    Declutter 2022 things in 2022 675 / 2022
  • awinterstaleawinterstale Forumite
    31 Posts
    Second Anniversary Xmas Saver!
    Please may I join? Been lurking on here for ages but am determined to sort myself out once and for all. The trouble is I start off with good intentions in January and by February it all goes belly up :eek:
    TOTAL DEBT @ 01.02.20. = £21,452.67 :eek:
  • crazy_cat_ladycrazy_cat_lady Forumite
    7.1K Posts
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Everyone is numbered up to here, and I am SO pleased I'm not in on my own for January. It's like organising a party and then worrying about nobody turning up because it's rubbish. :rotfl:
    Toni's friend, I'm pleased you're going to be cheerleading from the sidelines when you can - it wouldn't be the same without you, and I'm pleased that you like the savings idea. I keep thinking surely a couple of pence here and there is easy enough to do - I hope so.
    Welcome everyone, regulars and newbies. Awinterstale - the plan is that the changes in January are small, therefore should be easy enough to stick with as the year goes on. :D
  • DawnWDawnW Forumite
    7.2K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It is not rubbish at all CCL, but very clear and easy to follow. Can you count me in for January please?
  • mothernerdmothernerd Forumite
    4.8K Posts
    Eighth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Lovely challenge ccl. Count me in please.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Eager_ElephantEager_Elephant Forumite
    4.7K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
    Back after quite a few months ago - big changes in 2019 also

    Please count me in CCL
  • Robi90Robi90 Forumite
    101 Posts
    Fifth Anniversary Debt-free and Proud!
    I’m in. I’m really bad with having NSDs but going to aim for 10 at the least! Main thing I want to avoid is eating out. My best friend’s birthday is on the 26th but luckily she’s opted for a gathering round her house and I have money set aside for her present. Good luck everyone!
    [STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:
  • KarmacatKarmacat Forumite
    38.4K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    Yes please, CCL, include me in :):):)
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
    Not counting this! 2020
    Garden fencing completed, woohoo 2021..........
    October 2021: aiming for £5,000 new money for premium bonds or a car.
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