NST Join In January 2019 - In With The New

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  • sashanut
    sashanut Posts: 3,252 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
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    Hi there:j

    Sign me up please CCL!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Toni'sfriend
    Toni'sfriend Posts: 4,034 Forumite
    First Anniversary First Post
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    Although, it's not practical to join this month, I love the penny challenge. I'm going to start that one.
    Have adventures. laugh a lot and always be kind.
  • ilovetea
    ilovetea Posts: 1,211 Forumite
    First Post Name Dropper First Anniversary
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    Can I join in please?
    I've lurked for a long time,now I think I should get stuck in and become organised.

    ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1012 /2024.
    NSD's in Feb Target 20. So far 21/20.
    NSD's in Mar. Target 20. So far 21/20
    NSD's in April Target 20.. So far 22/20
  • awinterstale
    awinterstale Posts: 31 Forumite
    First Anniversary Xmas Saver!
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    Please may I join? Been lurking on here for ages but am determined to sort myself out once and for all. The trouble is I start off with good intentions in January and by February it all goes belly up :eek:
    TOTAL DEBT @ 01.02.20. = £21,452.67 :eek:
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Everyone is numbered up to here, and I am SO pleased I'm not in on my own for January. It's like organising a party and then worrying about nobody turning up because it's rubbish. :rotfl:
    Toni's friend, I'm pleased you're going to be cheerleading from the sidelines when you can - it wouldn't be the same without you, and I'm pleased that you like the savings idea. I keep thinking surely a couple of pence here and there is easy enough to do - I hope so.
    Welcome everyone, regulars and newbies. Awinterstale - the plan is that the changes in January are small, therefore should be easy enough to stick with as the year goes on. :D
    Not giving up
    Working hard to pay off my debt
    Time to take back control
    https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
  • DawnW
    DawnW Posts: 7,440 Forumite
    Name Dropper Photogenic First Post First Anniversary
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    It is not rubbish at all CCL, but very clear and easy to follow. Can you count me in for January please?
  • mothernerd
    mothernerd Posts: 4,827 Forumite
    First Anniversary Name Dropper First Post Debt-free and Proud!
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    Lovely challenge ccl. Count me in please.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Combo Breaker First Post First Anniversary
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    Back after quite a few months ago - big changes in 2019 also

    Please count me in CCL
  • Robi90
    Robi90 Posts: 101 Forumite
    First Anniversary Debt-free and Proud!
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    I’m in. I’m really bad with having NSDs but going to aim for 10 at the least! Main thing I want to avoid is eating out. My best friend’s birthday is on the 26th but luckily she’s opted for a gathering round her house and I have money set aside for her present. Good luck everyone!
    [STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Name Dropper First Post First Anniversary
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    Yes please, CCL, include me in :):):)
    2023: the year I get to buy a car
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