3 - 6 month Emergency Fund Challenge (part 2)

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  • muppets
    muppets Posts: 1,476 Forumite
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    Situation at home has changed a bit in the last few weeks.


    My target figure is now slightly lower :) But so is my saved figure :(
    as I had to spend a bit of my EF :cool:


    #5 muppets - 2,445 / 11,000
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    FrankieM wrote: »
    Hi

    Could I join please.

    I paid my debt off last month and the emergency fund is the next thing on my list.

    Could you please put me down for £10,000. I'll update what I've saved once I've been paid.


    Congrats on being DF FrankieM - of course you can join. :j :j :j

    We are a friendly bunch and will cheer you on from the sidelines.

    We'll look forward to the pay day update :D

    muppets wrote: »
    Situation at home has changed a bit in the last few weeks.


    My target figure is now slightly lower :) But so is my saved figure :(
    as I had to spend a bit of my EF :cool:


    #5 muppets - 2,445 / 11,000


    Goal amended for you muppets.
    At least you had it there to use, imagine if you hadn't ;)


    Keep on keeping on everyone.

    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Scrimps
    Scrimps Posts: 362 Forumite
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    An update for number 22 please for pay day today.
    We've added £1278.64 to the emergency fund due to being paid a lot more than expected and scrimping across our budget. (it's a bit of guesswork with my maternity pay at the moment as the payroll forcast has been wrong since day 1). We also sold our cheapie runaround car (netting us around £200 after the MOT was paid but getting rid of a car tax bill and insurance bill due on May 1st)

    We hope to add more this month as we've put some bicycles and kitesurfing equipment up for sale. However, we have noticed things aren't moving as quickly as they used to so I don't know if people are feeling the pinch more recently and less inclined to spend.:question:
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    Wow Scrimps - that's brilliant. :j :j

    post #2 updated for you now.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • ponypal
    ponypal Posts: 416 Forumite
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    Put £50 in on payday :)
    Debt Free since December 2017#11 3-6 month Emergency Fund - £3,207.08/£6,000.00
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    ponypal wrote: »
    Put £50 in on payday :)


    post #2 updated ponypal - you're sitting on a very comfy 35% :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • FrankieM
    FrankieM Posts: 2,454 Forumite
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    Monthly update: £659.21 :)
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    FrankieM wrote: »
    Monthly update: £659.21 :)


    post #2 all updated for you FrankieM - an amazing 6.59% already :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
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  • Scrimps
    Scrimps Posts: 362 Forumite
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    Number 22 checking in again.

    DH took £200 out of the matched betting pool to put into our emergency savings today.

    We're finding more unused/unwanted things to sell so hopefully back up by the end of next month.
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    Scrimps - you are so close to 75%, I bet you can smell it's sweet aroma :D
    post #2 all updated to reflect your amazing success to date.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
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