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3 - 6 month Emergency Fund Challenge (part 2)
Comments
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Well done - progress updated and goal adjusted.Makingabobor2 said:#68 here. I am now on £1070 and have upped my target to £3000, which I am confident I can do by the end of the year...barring any emergencies, obviously.
Good luck to everybody this year.
All the best to reach your goal in 2025
I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
is there a new thread for this or carrying on? I fell off the wagon last year and need savings!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £104.20/£2026
Savings goal £91.50/£10000 -
As far as I know, think this one just carries on. But sure @Dobbibill will correct me if I'm wrong.BlueJ94 said:is there a new thread for this or carrying on? I fell off the wagon last year and need savings!Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
.
Studies/surveys January £14.84
Decluttering items 1402/2025. 47/2026
Books read 23 in 2025. 2026- 1 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
#68 here again. Up to £1120/£3000
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
.
Studies/surveys January £14.84
Decluttering items 1402/2025. 47/2026
Books read 23 in 2025. 2026- 1 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
No new thread, we are continuing with this one.BlueJ94 said:is there a new thread for this or carrying on? I fell off the wagon last year and need savings!
You still have your number & goal on the sheet (#80) just let us know how you are getting and I'll update it for you.
Welcome back aboard! I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
#39 here. Long time no update, sorry. Current EF balance is £543.91. I will be focusing on topping up my EF a bit more later this year so want to get updating on here again.1
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Welcome back Betharooni I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
Hello everyone, Happy New 2025!
I would like to join please if there is some space for this year. I have quite a few financial goals for this year but the first one that will get my full focus is building part 2 of my emergency fund. Ambitious target of £10k, will start from £0 please.
Thank you so much, and good luck everyone with your goals!
Mortgage: £173,700 Sep 22 £158,000 Jan 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £11,600 Jan 26
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
January 2026 Grocery Challenge: £51.06/£200
1 -
Welcome aboard RedLipstick - you are member #84.RedLipstick said:Hello everyone, Happy New 2025!
I would like to join please if there is some space for this year. I have quite a few financial goals for this year but the first one that will get my full focus is building part 2 of my emergency fund. Ambitious target of £10k, will start from £0 please.
Thank you so much, and good luck everyone with your goals!
I have added your goal, do pop back and let us know when you start to add to the fund.
All the very best & Happy New 2025 goal.
Keep on keeping on
Dobbi I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
Fantastic, thank you Dobbi x
Mortgage: £173,700 Sep 22 £158,000 Jan 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £11,600 Jan 26
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
January 2026 Grocery Challenge: £51.06/£200
1
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