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3 - 6 month Emergency Fund Challenge (part 2)
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Well done on reaching your goal!SecondStar said:As of yesterday’s pay day, I’ve hit my 3 month emergency fund goal!
£3.5k, which is the most I’ve ever saved on my own
Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60001 -
I'm sorry to hear this @ponypal - I have marked you as 'withdrawn' on the spreadsheet.ponypal said:I need to leave this challenge sadly back in debt which I need to focus on!
All the best tackling your debts.
You are welcome back whenever you are ready.
I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Congrats SecondStar - that's amazing news!SecondStar said:As of yesterday’s pay day, I’ve hit my 3 month emergency fund goal!
£3.5k, which is the most I’ve ever saved on my own
You don't seem to have a number on the challenge....did you want one?
If you are just happy to share your news but don't require a number that's cool too
Keep on keeping on
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
You are very welcome TizerCat - welcome aboard.TizerCat said:Am joining today if you will have me :-)
I need to save a 6 month emergency fund before I reduce my hours at work. Goal is £5000, £500 saved so far.
You are member #83
We look forward to your updates
Keep on keeping on
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
#68 checking in, now up to £955/£1000. Hoping to get to the £1000 next week and will then change my target and keep going.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
#68 back again. Happy to report that I am now at £1000 and have now moved my goal to £2000 and will keep going. Thankyou @Dobbibill for running this thread, it has really motivated me.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
That's fantastic - well done!Makingabobor2 said:#68 back again. Happy to report that I am now at £1000 and have now moved my goal to £2000 and will keep going. Thankyou @Dobbibill for running this thread, it has really motivated me.
I've adjusted your goalI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.2 -
Huge Congrats to everyone who has saved during 2024 - I will tot up our combined total in a few days at the end of the year. You have all done amazing!
If you celebrate it, I wish you a very Merry Christmas. Enjoy it with whoever you are with.
Dobbi
I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.2 -
Wow! Amazing!
As a collective, we have saved a fantastic £216277.83 - this is awesome!
A huge congrats if you have managed to save, especially in hard times. If you needed to use those savings, well that's exactly what it's there for and well done for saving for a time when it's needed.
Happy New Year to everyone. May 2025 give you great goals and healthy times.
Always keep on keeping on.
Dobbi I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.4 -
#68 here. I am now on £1070 and have upped my target to £3000, which I am confident I can do by the end of the year...barring any emergencies, obviously.
Good luck to everybody this year.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3
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