The "Save 12k in 2019" Thread

kev2009

Hi,

#3 declaring £500 for January. I have submitted the form also.

Many thanks

Kev

cydney65

Going along with other posters, I have transferred £500 to my Marcus account, leaving enough money in my main account for bills etc.

This is a radical departure for me, especially as I get paid at odd times during the month, so seeing a small amount in the main account is very scary. If I stick to it though, along with the tilly tidying, I should be able to make substantial savings and cut down on my spendthrift ways :T

So, today I have £751.44 in savings overall :eek:

CydneyX

SarahB89

Hi, can I join please? Trying to save for a deposit this year so aiming for £12k.
So far this month I've transferred £400 to my regular saver and £500 to the LISA. I need to pay off my CC just after payday so can't see February being this good!

Tiglath

Arranged to overpay the mortgage by an extra £25/month - that makes the new overpayment to £137.65/month, and reduces the term by 1 year and 5 months. My big goal is to get the mortgage paid off so I no longer need to commute into the City, and can get a local job paying less but not requiring 5 hours commuting a day, so I can have a bit of a life. At the moment the mortgage will be paid off when I'm 64 and 6 months; I want that date to come down and down. I hate the thought of still having to commute in my sixties (it's bad enough in my fifties!). As I tweak bits of the budget, I'll add another £25 to the regular overpayment each month as and when I can. Needless to say any payrises will be 'ignored' in favour of increasing the mortgage repayments. I need to balance it with the requirements to finish doing up the house and developing the land - we bought a pretty derelict Victorian smallholding last year, and everything that could go wrong did go wrong.

Aliciamilford

I am in for 5000$. Please put me in.

[Deleted User]

Form submitted for January, managed £300 this month. Happy with that considering the start point was really -£200!

Better than I expected this month thanks to mortgage cashback coming in at a timely point.

slowlyfading

Spreadsheet updated

Queen_of_the_Hive

#39 - £425.04 declared for January. Spreadsheet updated and sent.

Happy with this month's savings start. This has been helped by improvements in stock market performance and banking my Christmas and birthday gift money.

2019ismyyear

I saved all my spare change through the year last year, I know that was 2018, but I only got around to changing it up yesterday so instead of spending it in h&m like I would have done before I'm adding it to my Jan savings £40 not massive but better than nowt
Will submit my update form when payday comes around and I can look at what there is.

John_Blaze

cash is king