We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Working Hard Debt Diary - Here goes
Comments
-
Sub £10k :T:j:j:j:T:j:j:j:D:D:D:cool::cool:
What a feeling!Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0 -
Great news for you
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
jealous! Moi? Never. Fab news.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
great news on the new totals woo woo woo xxxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
-
yay for going below £10k hope you had a very happy dance about it!0
-
Thanks All
I was in such a rush this am that I got the totals wrong
Our debt now stands at the grand figure of £9990 which is still sub £10k and which I am delighted about.
Feels like this mill stone we've been carry for the past 18 months is finally loosing (mixed metaphors but you know what I mean).
Next months target will be to clear the Halifax card (leaving only 2 remaining) and getting the debt total to near the £8k mark :rolleyes:
Got to try!Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0 -
Keep up the good work it's great x xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
-
Thanks all - it does actually feel very liberating to be under this milestone. I can remember being sub £30k and £20k and what that felt like. Being sub £10k feels so lovely. As I've said before though we so can't take our eye off the ball otherwise even after 18 months of DFW we could loose the plot. Hopefully my vice like control of the finances will win through.
Not much Dbusting will happen this month, either before or post holiday. So July's payday will see us paying off the regular amount of debt and clearing the Halifax card. Holiday spending will go off the Barclaycard (now nil
) and will be paid off from the holiday fund on our return. Last year I even kept a spending diary on holiday (and Yes I will do this year). I'm sure our budget will be pushed but its so got to be done.
Sitting in the garden tonight with OH having a sub £10k celebratratory glass of wine and reading through my prof mag (yawn) when I spotted a job (always start from the back) local, next level up, same sector (public) paying 30% more! I've been on line and read the JD and I've so got to apply not only for the challenge but 30% more net income is not to be sniffed at.
So to add to an already ridiculous list of things which need doing before the kids break up I've now got to craft a fantastic application.....I so do like a challenge.
I had a great day today on my DS1's school trip. I've not done a trip before because I always had one of the DS's not at school. This time DS1 begged me and I foolishly said yes. It was a cracking day, and a lovely trip and I managed to supress the "i could be doing etc etc etc". Back at work tomorrow but a fairly quiest weekend although still a massive list of to do's to do...Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0 -
Congrats! I hope you are still sitting out enjoying this lovely warm dusk, you deserve it!:beer:Aim - BUYING A HOUSE :eek: by November 2013!Saved = 100% on 03/07/12 :j0
-
Oh wow! Just catching up and spotted your signature!!!! Wowee! SUb 10k!! Just look at you go the end is in sight i'm so thrilled for you all congrats cg xCC Debt: Jan 10 £21,660 now £8,170 hurrah!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards