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Working Hard Debt Diary - Here goes

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Comments

  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Its on its way down and fingers and everything else crossed we'll be DF by the end of the year. It does feel good though I can nearly begin to imagine what it will be like to tbe DF:rolleyes:
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    2 loads of washing done and dried on the line plus another in the machine just about to go out.

    Car tyre with slow puncture repaired at a cost of £16 rather than goodness knows what.

    Lawns mown - in a fashion!

    Still got a few bags to unpack from holiday before swimming lessons later on...
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Compingirl
    Compingirl Posts: 437 Forumite
    Sounds like you holiday's recharged you! Well done, the end is in sight:) cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Back to the grind today.... pays the bills and the debts though:rotfl:

    A long day but needed to be done. The DS's went to holiday club today which thankfully they enjoyed even though they didn't get outside. I missed a trick with paying for it though when I realised I could have used childcare vouchers ...a read der brain moment !! I've got a plan for using them again though and will get OH to take £25 per month and that £300 will pay for the childcare next summer and any at Christmas which we may need.

    Picked up 3 MS's for Monday - which can all be done on a trip to town which I was doing anyway.

    Started up the MBing again. It took me a little while to get my head around it again but I'll soon be crashing through it.

    Still haven't attempted two horrible jobs - the small mountain of ironing and my tax return.....well some things can wait can't they!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • haha, good morning :D sounds like you are getting along nicely :D thank god i dont have to do tax returns :D it helps been in the nhs :D not long now till the big day and im feeling rather ill typical i feel like tonsilitus or something maybe its lack of sleep following night duty :D xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Fairly busy day. Had to take DD clothes shopping since she appears to have grown out of virtually everything in the last month! Managed to visit a shop and went for quantity over quality but needs must. Our clothes budget for the family is £50 per month and thats not going to stretch very far if any of the kids need new school shoes when they are back to school next month!!

    Its a constant battle sticking to budgets. I will so appreciate it when some of our budgets can be upped when we are DF............in the meantime ......well the outgrown things will need to be listed on ebay.

    Nothing much else to report on th Debt front. Trying to plan activities for my days off with the kids that are cost effective and fun.

    Still trying to get myself back on the straight and narrow from holiday.

    Moved the MB through now which is nice since it feels like I'm attacking the debt on a daily basis with either a FB or QB's. All helps :)

    Onwards towards the ironing pile!! Wish me luck
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    I am cheered - just checked the balance on the Halifax card since I made the payment on Tuesday and it nows stands at Zero, 0, nil - he he very very chuffed about that!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hurrah for a nil balance :j:j:j
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    What was meant to be a quiet and chilled weekend today turning into a horror - my eldest two DD and DS1 decided to fight all day long basically. The result of which has been them spending most of the day in their rooms, OH and I both getting very upset and feeling like the weekend has been spoilt. Very unsettling but hey that is how it goes as a parent I guess. I remember fighting like cat and dog with my brothers :o

    JOb of this week, now the small ironing mountain has been tackled, is my tax return!!

    4 MS's tomorrow - a pain but lots of helpful extra money :rolleyes:

    If the weather holds a trip to the park or something for my horrible tribe :o
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • lucielle
    lucielle Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    x4 welcome to my world.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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