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Working Hard Debt Diary - Here goes

194959799100183

Comments

  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Signature update now as the monthly cc payments have been made
    £10,165
    :j:T:rotfl::j:T:rotfl:
    Not quite the sub £10k I was expecting but I discovered OH had bought a couple of things on a CC without telling me. One of these I suspect is for my birthday but sad and boring that I am I had told him not to buy anything like we've done since our LBM. However clearly I could not ignore the spend so hence the reduced debt payment. Hopefully if my Quidco/TCB/MSing money comes in the total will be under £10k before we go on holiday. There's a bit in paypal (<£50 though) and a little in the spare savings account so that will have to be raided I think. I am definately going on hols with under £10k of debt - woman on a misson.
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • claire0788
    claire0788 Posts: 983 Forumite
    Part of the Furniture Combo Breaker
    Im sure youll be able to find the last £165 to make it to the 10k mark, go you !
  • beanielou
    beanielou Posts: 96,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I second what claire says.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fantastic news. When do you go on holiday?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Still looking pretty good there WHDFW :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    OK I think that I've just about managed to find the extra required to drop under the magic threshold:
    £86 in debt busting account from Msing and ebay
    £62 due next week from Quidco
    £30 in savings account - used to do do MS's in occasionally!

    By my maths that £178 which hits the spot....:T

    Next month we're on holiday - counting the days now - we are so ready for a break. We're tired, the kids are tired, even the dog needs a break (only joking about that one) France here we come:D:cool:
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 96,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thats fab.
    What part of France?
    We are not going this year :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    I hope so, we're going down south near Monpellier - I really can't wait now although if I think about what needs doing between now and then ! Best not think about it really...

    Why aren't you going :o
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Paid £30 of the Halifax card from savings and £85 from debt busting funds today so edging nearer the £10k mark:cool:. Signature update on the way. £50 to find!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 96,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Too skint!!
    Hope u have a fab time :)
    Sub 10k soon :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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