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Working Hard Debt Diary - Here goes

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Comments

  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds great :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Always nice to have rest and relaxation :-) xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Lovely weekend, quite chilled. OH and I went out last night which resulted in a £35 spend, not too bad really....however this is out of a budget which is spent for this month. Why is it that even now when we are more or less at DF status does one night out send us into the red? Additionally it was my birthday this weekend and OH bought me a couple of pressies (nothing mega major but still £'s we've not really got). No doubt I find out how much he spent when things show up on the CC statement:o and have the juggle stuff to sort it out.

    Looking forward to the end of term this friday and some time off the threadmill of kids stuff......

    On the plus side - fantastic weather long may it continue :)
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Compingirl
    Compingirl Posts: 437 Forumite
    lovely :) Hope you had a great birthday

    I am so ready for school to finish - might get a couple of lay ins if i'm uber lucky! cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Our schools are off already.

    Happy birthday~Hope it was good :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Compingirl
    Compingirl Posts: 437 Forumite
    Blimey Beanie, when did they break up?? do they get 6 weeks? Ours don't finish officially till 23rd July but we are taking them out 4 days early on the 20th. they go back 1st week in September.

    I love the 6week hols- when they were little it was a juggle but I would just do 2 days a week and we would have lots of picnics and days out, now that they are older its great in a different way, I get a lay in twice a week and get to go into work early and finish about 3 to build up my flexi -love it!
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Sorry, I am confused. What is this "lay in" of which you all talk? It is not something I have ever encountered I feel :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not surprised you havent encountered a lay in Hypno:rotfl:

    Our schools broke up on the 2nd July.
    They are off for 6 weeks.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Blimey I thought our broke up early on the 15th , they've got 6 and a bit weeks off. I used to find it hard but I think I've just about got the balance right between working, doing 'nice' and 'big' days out, stay at home days and getting the stuff like shoes, uniform etc organised.

    Lay in's are unknown in the WHDFW household as well I might say.....
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Compingirl
    Compingirl Posts: 437 Forumite
    hahaha, it will arrive one day ladies I promise! I keep to the 6.45 starts for the 1st couple of weeks but by week 4 we are nicely chillaxed! DS2 doesn't surface till dinnertime some times! then I have to start setting the alarm to try and get them back into getting up again.

    Beanie I think its fab yours break up early - we usually get a decent July and a wet August plus you will be able to beat the travel agents & their inflated prices - wish we could! cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
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