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Slipping Through My Fingers

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Comments

  • Another one delurking to say I hope you continue :) Reading diaries of those who have broken free of debt and are still holding themselves accountable is a really solid reminder that getting debt free is just the first step. Unless we all become rich beyond our wildest dreams, we'll all need to keep going to ensure our futures are brighter than the gloomy debt past ;)
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 April 2024 at 2:23PM
    Another one delurking to say I hope you continue :) Reading diaries of those who have broken free of debt and are still holding themselves accountable is a really solid reminder that getting debt free is just the first step. Unless we all become rich beyond our wildest dreams, we'll all need to keep going to ensure our futures are brighter than the gloomy debt past ;)

    That is very true and very well said :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Afternoon :)

    Are you at the van this weekend?

    Hope you're enjoying the weather wherever you are. It's lovely isn't it

    Have a lovely weekend
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening Everybody :)

    We are at the van and the weather is gorgeous. A trip to the beach this afternoon turned into an impromptu paddle for the dogs and DS who all ended up wet through, so it was a bit of a squelchy ride home due to having no towels with us, but definitely a good day for getting dry quickly.

    I'm on DS's laptop and I'm on a time limit so best get on with what I want to say, which is a big thank you to everybody who has taken the time to leave a comment. Every one of them has really touched me and reading people's different views about being in debt and out of debt has made me realise that I'm not in the wrong place after all. So thank you all very much for making me feel better about posting on here about my savings pots and my spends. You're all absolutely fab. xx
  • LABMUM
    LABMUM Posts: 157 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Glad you had a good day. I hope that means you are going to stay and keep posting xx
    EFC #185 - £510.00/£1000
    £2.00 Savers #95
    50p Savers Club #8
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 June 2019 at 1:00PM
    Afternoon everybody :)

    Day 24/30, Prolific £0, Spends £41.25

    I'm feeling much better about posting on here now which is just as well as my money feels a bit all over the place this week. :o

    Pot update:

    Savings £0 - thanks to the hot chocolate and soap :cool:
    DS Savings - £0 - I've put £60 saved so far in his bank so will start again for the second half of the year
    Dogs £0 - they were groomed this morning and have had toys bought for them this month
    Hair £10
    Caravan £10
    Target £40/100

    DD moved out of halls yesterday so the dining room is full of her stuff and my washing basket is overflowing :eek: Which would be fine only it's decided to pour down and there's a general feeling of damp in the air so I'm going to struggle to get it dry.

    She's done her first proper shift at work and really enjoyed it even though some horrible bloke shouted at her because the waiter had forgotten to give his DD her drink. :mad: It didn't bother her though. She may be anxious about certain things at times but dealing with k**bh**ds isn't one of them. According to her friends you mess with her at your peril :rotfl:

    She does make me laugh. Hubby was asking her some interview questions and one was "what would you say if somebody complained about their meal". She replied "tell them to stop moaning and think about all the hungry people in the world". Wouldn't you just love to be able to say things like that. I'm sure we'd all be a lot happier than pretending we actually care :D

    Hope you've all had a lovely weekend. xx
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I really hope you keep your diary up, I love talking to you!!!

    I don't think you are a fraud, I want to stay here when I have mine paid off xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • teafor2 wrote: »

    DD moved out of halls yesterday so the dining room is full of her stuff and my washing basket is overflowing :eek: Which would be fine only it's decided to pour down and there's a general feeling of damp in the air so I'm going to struggle to get it dry.

    I can relate to this :eek:.

    I'm loving DD's response to the practise inverview question :rotfl:. Glad she likes her new job.

    Your pots will soon grow again :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,230 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Your pots will soon build up again :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I really hope you keep your diary up, I love talking to you!!!

    I don't think you are a fraud, I want to stay here when I have mine paid off xx

    Thank you K, that's a lovely thing to say :) I love chatting to everybody as well :) Even though I'm debt free I've found still coming on here really beneficial so will definitely continue to post now my 'moment of doubt' has passed. xx
    I can relate to this :eek:.

    I'm loving DD's response to the practise inverview question :rotfl:. Glad she likes her new job.

    Your pots will soon grow again :).

    Evening HHD :) I thought of you while I was working my way through the washing. I found another load this afternoon in a black bag she'd pushed under the dining room table :eek: The savings pot is definitely looking sorry for itself but hopefully I'll have it up and running again soon. xx
    beanielou wrote: »
    Your pots will soon build up again :) xx

    Thanks Beanie. The money in the pots is all doing what it should be doing and going where it should be going so that's the main thing. Christmas and Charity are done and dusted and DS's savings looks sad, but the money is in his bank. The rest are just ticking over as normal. xx
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