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Slipping Through My Fingers
Comments
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Don't worry and if you have cash, have budgeted for it and want to spend £9 on hot choc you do it! It's your life and no one here to judge.
I know what you mean though. I look at our spending on children's trips and think if I didn't have these trips we could clear the debt quicker.Finally Debt Free 24/4/20230 -
You should definitely stay and not feel bad for being here.
As for spending £9 on hot chocolate don't feel guilty about posting that - everyone's on a different journey and at different points of it. Some spend over £9 a day on smoking. Some spend ££££'s on holidays etc and are still in debt and struggling but that's what they choose. You definitely shouldn't feel guilty for anything. You're on your path and if anyone doesn't like it then they don't need to read/reply.
If you genuinely don't want to keep your diary anymore I'll be sad but that's okay. However definitely don't let the difference between yours and someone else's diary make you feel guilty so you stop.
I love reading your updates. Even if i am rubbish at replying.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Thanks CG and WB - wise words from both of you and they've definitely helped me re-think some things. The biggest problem I have is judging myself and not wanting to offend anybody
Maybe I will come out of retirement :rotfl: DD has given me some of the hot choc so if anybody is ever in the area you're welcome to drop in for very decadent but very tasty hot choc. xx
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Glad you're still posting
couldn't have got rid of me anyway :rotfl:
You can keep the hot chocolate but I'll call for a coffee“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
WannabeFree wrote: »Glad you're still posting
couldn't have got rid of me anyway :rotfl:
You can keep the hot chocolate but I'll call for a coffee
You're on. We have Al Jazeera as hubby is still calling it :rotfl: xx0 -
WannabeFree wrote: »You should definitely stay and not feel bad for being here.
As for spending £9 on hot chocolate don't feel guilty about posting that - everyone's on a different journey and at different points of it. Some spend over £9 a day on smoking. Some spend ££££'s on holidays etc and are still in debt and struggling but that's what they choose. You definitely shouldn't feel guilty for anything. You're on your path and if anyone doesn't like it then they don't need to read/reply.
If you genuinely don't want to keep your diary anymore I'll be sad but that's okay. However definitely don't let the difference between yours and someone else's diary make you feel guilty so you stop.
I love reading your updates. Even if i am rubbish at replying.
x
TF2 , WF sums it up so well. I read your diary and never has the though of you being a fraud entered my head. I enjoy reading about your pots, your caravan away time and anything else you write about. I do hope you keep on posting.Life is an adventure, never stop exploring.0 -
I hope we can persuade you to keep your diary going. I am no longer in debt so it is nice reading how you manage your money. Your away days and pots.EFC #185 - £510.00/£1000
£2.00 Savers #95
50p Savers Club #80 -
Wannabe did sum it up beautifully
. If you're a fraud then so am I because I don't have any debts and now I even have savings. But like you I'm staying here to keep me on the straight and narrow and build up savings pots. Everyone has a little splurge now and again, but that doesn't make them a fraud.
So please keep your diary going.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Delurking to say you are no fraud. I also have no debt but the title of this section of the forum is debt free diaries. I like to read people who re pre and post debt free.
You must do what works for you but do enjoy your posts.
Have a good weekend.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
If I was nearer I would come for a hot chocolate xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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