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NST December 2018 – Exterminate the debt!

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  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    [FONT=&quot]O[/FONT][FONT=&quot]rganise your outgoings. – dd budget up to date. Bank acct looking okay after xmas spends and January wages intact for first time in years[/FONT]
    [FONT=&quot]C[/FONT][FONT=&quot]ount up to 15. 10/15 - clocked up 24th, 25th and 26th. Should be fine today as well.
    [/FONT]

    [FONT=&quot]O[/FONT][FONT=&quot]ne thousand days. – this will definately be around diet and fitness but also finances for saving so thinking on it still[/FONT]

    [FONT=&quot]R[/FONT][FONT=&quot]efrain – ongoing[/FONT][FONT=&quot][/FONT]


    [FONT=&quot][/FONT][FONT=&quot]C[/FONT][FONT=&quot]andles –[/FONT] doing very well on this one, have burned two medium ones, I also burnt one for a couple of days and neither myself or DH could smell anything so it got binned. Also I am giving one away to mum as it is lavendar and I hate the smell. Have burned three mini voitive ones as well but still got quite a few to go.

    [FONT=&quot]“S[/FONT][FONT=&quot]ome people live more in 20 years than others do in 80/[/FONT][FONT=&quot][FONT=&quot]C[/FONT][FONT=&quot]hase down more awe and joy[/FONT] – have had a brilliant month with elf on the shelf bringing back the fun of Christmas.
    [/FONT]

    [FONT=&quot]R[/FONT][FONT=&quot]ead fiction before bed. not been consistent with this but have managed to read one book this month. May get another one done now we are in wind down time[/FONT]
    [FONT=&quot] [/FONT]
    [FONT=&quot]E[/FONT][FONT=&quot]xercise[/FONT][FONT=&quot]. Get 10,000 steps a day generally been fine on this but not the past few days.
    [/FONT]

    [FONT=&quot][/FONT][FONT=&quot]Refuse to get sucked into guilt spending. done[/FONT]

    [FONT=&quot]V[/FONT][FONT=&quot]isit your local area. will check out the weather and we may get out there today.[/FONT]
    [FONT=&quot]E[/FONT][FONT=&quot]xterminate day lost count but think I am on 15/27[/FONT][FONT=&quot][/FONT]
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Felt quite grumpy yesterday, but still managed not to spend - I went to Saynsbo, but didn't even buy heavily reduced Christmas cards for last year. Probably will do today, as I have to go to my new bank - my cc is due to be paid tomorrow, and they didn't tell me I needed something called a card reader, so I can't pay it online. Since I'm there, and since I've finally run out of Christmas cards in my stash, it would make sense.


    Once the card reader arrives, I can sort my finances properly, including a new mobile contract with a different company, or slashing the costs of the existing one.


    Gratitudes: a warm house with lots of food, absolutely. Relatives near enough geographically to see for a few hours and still get home. The freedom to plan my own future.
    2023: the year I get to buy a car
  • Hello everyone
    Had a lovely xmas day with my Dad & his gf, then yesterday with my mum and her bf and my sisters.
    NSD - racked up a couple more since I last posted but definitely only on 11 or 12 so far. Will definitely have one today though. Bought an electric toothbrush in Amaz0n sale yest.

    Feeling very relaxed and happy. Grateful for laughing with my sisters, good food and good company.

    Today I need to do some work from home and I'm going to do a lot of reading and thinking about the future. Have a lovely day turtles.
    Student loan £5655
    House deposit €32,667K/€40k
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    f0xh0les - I really want some of those beeswax wraps so I would actually have been very happy with them - they are expensive.


    I avoided the sales on the whole but did do a small Superdrug order for toothbrush heads and a couple of items for DD.


    We are going into town today to pay some cash into the kids bank accounts and to call into the health food shop.


    I think this year I have felt very annoyed by the sales, it is not nice to see things you've bought to give as a gift reduced to half price before you've even given it to the recipient.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Well, I spent quite a lot of money today. Booked flights to Amsterdam and trains from Amsterdam to Paris for our holiday in April. The money is all in our holiday account so at least it's all accounted for.

    I've frozen the remains of the Boy's Christmas dinner. What on earth possessed his Dad to buy a chicken that size for two people plus a roast beef joint is beyond me. However, nothing going to waste. I've made chicken stock and I'll use the rest to make some "ready meals" for them.

    Other than that I've had a nice relaxing quiet day,
    Have adventures. laugh a lot and always be kind.
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Karmacat wrote: »
    The freedom to plan my own future.


    Yes indeed! Awesome!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Kerry_Woman
    Kerry_Woman Posts: 3,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD achieved today 17/20.
    Did get unset today as a company has taken over who was dealing with wheelchair supplied for my Mum. They phoned up chasing to pick it up. They knew she died but no other information at hand. Told them that she died over a year ago and the wheelchair was returned.
    Grateful for:
    Walking in park - 2 laps.
    Talking to people in park.
    Chilling out.
    Piorot.
    Frugal Living Challenge 2025 Mortgage free as of 1st August 2013
  • Did get unset today as a company has taken over who was dealing with wheelchair supplied for my Mum. They phoned up chasing to pick it up. They knew she died but no other information at hand. Told them that she died over a year ago and the wheelchair was returned.

    Unexpected things like that bring it all back, don't they? Lots of hugs and loving thoughts for you. Oh and I love Poirot too.
    Have adventures. laugh a lot and always be kind.
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I am grateful for a much better night's sleep, for a smooth trip to bham, for seats on every train, for cheering mum up, for finding a gd bk in the ch shop for dd's bday, for a good amount of walking, for cooking dd's tea at a friend's house so we also had a good natter, for a swimming pool that's so warm it feels like swimming in a bath, for finding a heater in the wardrobe of our slightly chilly room (or 'freezing' room as dd puts it :rotfl:), for WSM 2018 about to start on channel 5. I'm off!!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Hello :hello:
    Well today was a spendy day, as shock horror :eek: we had run out of the only frozen pizza that ds will eat!!! So, I psyched myself up for a trip round Mr S, list in hand figuring I might as well do the weekly shop while I was there. Quite surprised to see it almost deserted.
    Got everything on my list plus one off-list reduced dessert (from £8.50 to £3, and it's massive!)
    Visited bestie for a couple of hours over lunchtime (turkey sarnies, hm sausage rolls and my dessert) and then came home and did a cook up of some leftovers. Beef casserole and Christmas Dinner soup (which tastes much nicer than it looks).
    Now settling down for another quiet evening in front of the telly with a drink and some crochet.
    Today I'm grateful for:
    Lots of meals prepped from leftovers
    An easy grocery shop
    Catch up with bestie
    Poirot - same as everyone else :D
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