NST December 2018 – Exterminate the debt!

apple_muncher

Hi Speky - of course you're welcome! The turtles always budge up to make room for more.

Kerry_Woman

apple muncher - I did watch the 2 part Murder She Wrote.
NSD today 1/15.
Walked through the park to and from gp surgery for a meeting.
Was ok about no computer games and amount of time spent on computer.
Have been doing self care today. This evening I will spend some time reading.
Grateful for:
The painter doing quite a bit today.
Both of us agreeing with a plan of action for the rest of the week.
Being dry when I went out for walk.
Decent night sleep.

greent

Debt-free/ MF/ Savings target date savings 08/2020. mtge 09/27 Xmas & bdays spending on CCs - to be repaid no later than Feb payday Paid £150 off the Xmas CC spending (on 0%)
Organise your outgoings. Lots of spending this month, not all Xmas related - will keep track - small food spends today as Tesc0 did not have some items in yesterday. Also bought the bird for Xmas day (Tesc0 did not have the size I wanted yesterday)
Count up to 15 NSDswill monitor 0
Treat yourself well. A balanced day
One thousand days. Intrigued by this
Refrain from browsing your phone when nothing else is going on Mindfulness! 70? success - an improvement!
What kind of month do you want for yourself? December - a month of 8 days at work, 1 trip to Cardiff to see DD on her 21st, 1 trip to Swansea and Cardiff to collect DD & DS1 for Xmas (OH will do this), 1 meet up with relatives at my house (eek!), 1 Xmas show to see (DS3), 1 meal out for DD's 21st when she and DS1 are back home, 1 Xmas/ bday meal out combined celebration and paid for by OH's business , lots of cooking, lots of family fun and games and a decent amount of sleep! And more fun. No stressing last minute. Time to enjoy it all. Rather too much going on. Need to make some lists!
Holly and other decorationsI may change this as we go through the month. No additions today
Outings. Drop one. I dropped a work one. Dropped Scouts Xmas carols - DS3 didn't want to go and I wasn't going to make him - he's 95% sure he wants to give up at Xmas anyway.

Slow living this month.Will take time for R&R and set timescales to get things done in reasonable time Need lists!!
Omm. Take care of your mental health. Do something every day this month that makes you feel good: Write down 4 gratitudes each day.ok Grateful for finding what I needed in Tesc0, for a yummy dinner with YS items from the other day, for a small fb00k sale, for being able to get a WM engineer booked for this Weds morning (non working WM = argh!!!)
No entry to any sales. Likewise, no takeaways etc.Will likely pick up more cards and paper in sales . No takeaways today
Iam and always will be the optimist. I generally am
Candles - Switch to candles and firelight after dark And switch off your tech an hour before going to bed please. Currently have low lights on - will aim to stop tech at 9pm

Some people live more in 20 years than others do in 80.
Chase down more awe and joy. Go after it with a purpose. DD tracks FC on Xmas Eve with DS3 and we have already started Xmas light spotting when out and about
Read fiction before bed. .
Exercise. Get 10,000 steps a day Move a little more. Embrace the outdoors and enjoy the fresh air. target of average 10k steps each day + a squats challenge + tracking food May help if I'd remembered to charge my f1tb1t
What’s the point of being grown up if you can’t be childish sometimes.Yes!
Don’t give up. Not ever. Not for one single day. Be safe if you can be. But always be amazing.” Pop on here every day .Here
Refuse to get sucked into guilt spending. None today
Identify activities and people who drain you. Give yourself permission to take a break from them for 21 daysI've been gradually doing this over the past few years....
Visit your local area. Find new footpaths, see where a road or path takes you. Explore new horizons. Would like the weather to be drier to do this....
Exterminate one bad habit from your life for the first 10 days. Darn - looks like Candy Crush for me... success so far today
Remember that you are blessed.will donate 2 new items being taken to school by DS3 tomorrow for some Xmas event involving local care home residents and primaries (the secondary is in quite a disadvantaged area)

chocolatelover93

Spent the day at mums today helping her wrap up some Xmas presents. But have a confession, my hoover wasn't picking up so did everything to fix it, got another second hand one and I had to unblock it everytime I used it (2 cats, my hair falls out so much and toddler) so I bought a brand new shark cordless on my CC

Have had a lovely day with my son, mum and dad though which was really nice even was treated to my son going to bed 30 mins early because he wass so tired bless him so extra 30 mins of mummy time!

4 things I am grateful for today:
1. My mum for looking after my son while I went to physio
2. I had access to my CC to buy a new hoover
3. Time with my son and mum
4. Extra 30 mins of mummy time

C xx

crazy_cat_lady

Evening all :hello:
Definitely not a nsd today. My mediation appointment was brought forward to this afternoon and I left there £110 lighter and not much further forward. But I have been - just need to wait a week and see if he makes contact with them. Good job I won't hold my breath waiting.
While I was spending I decided to fill the car up with petrol, which should last 10 days if I'm careful. I did, however, resist temptation and made myself a bacon sandwich when I got home
Other than that I've had a productive day - managed quite a bit of gift wrapping and sorting stuff out so I'm starting to feel a bit more prepared for Christmas.

The_Only_Girl

Hi all, good evening, I hope you all had a great Monday!

Pleased to report I managed to bag NSD #2. OH is off work this week so I left him strict instruction to not go shopping. Being the well-trained husband that he is, he did as he was told and cleaned the aquarium instead to keep him away from temptations. Packed lunch #1 for this month was left over beef stew from last night and some steamed broccoli florets. As for bad habits exterminated, I managed to browse my mobile phone less today.

4 things I am grateful for today:
1. Disaster-free Monday at work
2. Lunch break with my bff (she has just accepted a job offer in a different hospital so every little time we could spend together before she leaves is precious to us)
3. DH helping me cook dinner (braised vegetables in coconut milk)
4. Relaxing drive to and from work

Tomorrow is a weekly shop day a will probably be a big spend as we are low on most staples, but hubby and I have made a list and we are planning to go together after work.

Have a pleasant evening and see you tomorrow!

apple_muncher

Today I am grateful for getting nsd #1 finally, for a clear crescent moon + bright star as I left the house this morning, for a good day at work, for a pupil saying thank you because I'd sent a postcard home saying how pleased I am with his work, for my physio really getting in to my shoulder joint (ouch!), for getting my secret santa finished and taken in to work, for dh getting me some more balm tissues, for finding another Saint book on the shelves to read, for working towards a couple of my 19 before 19 ideas. And, of course, for 85% chocolate!

the_cross_rabbit

Organise your outgoings. Cars booked in for winter tyres this week, one down one to go.

Count up to 15. Fifteen No Spend Days. Sorry going to rebel against this one going for 10NSD 2/10 anothe one claimed

Treat yourself well. Make time for 15 minutes of yoga a day , done this am

One thousand days. More on this later as it’s a meaty one. Or a vegan sausage-y one. But definitely gluten and dairy free.

Refrain from browsing your phone when nothing else is going on for the duration of the challenge. |really difficult but manages it suprised how many times I reach for it.


Omm. make time for 15 minutes of yoga a day 2/31 Write down 4 gratitudes a day. 1) DD2 making me laugh when she threatened to move out if she was denied cheese (cheese challenge week 1/7) 2) Time to sit and read my book as the server at the OU was down this morning 3) Mum cooking me a veggie breakfast this am 4) That my loved one all arrived home safe and well

No takeaways, canteen meals (unless free), coffee shop or corner shop visits. None today

Candles - going on soon

Switch off your tech an hour before going to bed yes

“Some people live more in 20 years than others do in 80. will try.

Read fiction before bed. love a bit of escapism, really enjoying my book

Exercise. Dog walk and yoga everyday

Exterminate (see, we can learn from the DALEKS…) one bad habit from your life for the first 10 days. I will not watch bad tv in the afternoons that suck me in and I get nothing done. 3/10 done

Remember that you are blessed. i am
CRx

XSpender

Organise your outgoings – Started writing the Christmas food shopping list.

Count up to 15 – 2/15

Treat yourself well – took myself off for a bath while DH was gaming with DS

Refrain from browsing your phone – I am being mindful of picking it up from habit and have looked at it a lot less today

What kind of month do you want for yourself? Family focussed, stress free, joyful, fun and within budget! I don’t want to start January with a financial hangover from Christmas/overspending and having to use the credit card to get through. We shouldn’t have to if I can rein DH in! Finished DS activity advent calendar, the elf has been well behaved so far but will be up to something naughty tonight

Omm – do something every day to make you feel good – had a soak in a hot bath, read my book and ate maple and pecan cookies (not all at the same time!)

4 Gratitude – Today I am grateful for:

1) Lots of hot water
2) Having enough wrapping paper and gift bags in the loft I don't need to buy anymore for this year
3) Christmas prayers with DS with the class nativity scene he brought home today
4) A good nights sleep

No entry to any sales, no takeaways, canteen meals – nothing purchased today

“I am and always will be the optimist” – Still positive

Candles. And switch off your tech an hour before going to bed please – haven't managed the candles yet but have reduced tech time

Read fiction before bed – I read to DS last night but couldn't keep my eyes open long enough to read more than half a page

Exercise – Had a walk Sunday night but nothing today

Don’t give up – I'm here

Refuse to get sucked into guilt spending – Not planning any

Exterminate one bad habit from your life for the first 10 days – my bad habit is not eating 3 proper meals a day and picking at rubbish or missing meals altogether - Had breakfast but a bit hit and miss after that and will be having a late dinner:o

apple_muncher

I didn't see the recent dr who episode - but am now intrigued as to what it was about!