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Sealed Pot Challenge ~ 12

edited 27 November 2018 at 2:08PM in Debt-free Wannabe Challenges
1.6K replies 102.7K views
Sue-UUSue-UU Forumite
8.9K posts
Part of the Furniture 1,000 Posts Photogenic I've been Money Tipped!
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edited 27 November 2018 at 2:08PM in Debt-free Wannabe Challenges
Hello once again Potters and welcome aboard to all new members! :D I never thought we would have been running THIS long, but here we are starting off with "SPC "No 12"!!! The years have flown past since SPC's birth! We've had 11 fantastic money-saving years, all purely because of the determination in saving of you all - many thanks to you splendid folk who have made SPC what it is!!

For all newcomers...yes Old Timers too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, if you haven't already done so, please be sure to Join the MSE forum first in order to be able to join the challenge. For ALL SPC members, please chat away on this SPC 12 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger and gives even more ideas of how to save.

For all newcomers - a really huge heartfelt welcome! :D We're a great bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

The idea is to save as much as possible throughout the following year until just before Christmas - which this year (2019) will be to open our pots on Thursday the 31st October 2019. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

Below are the basics for making your pot and sealing it.

Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything! Do please do your best to avoid plastic of any sort, thank you. With the emphasis being on saving money, your pot doesn't need to cost anything I.e a used sweet tin, coffee jar..extremely MSE!! *Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit. Perhaps if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops!

It can also be interesting and challenging to make yourself a Papier Mach!! Pig (or any animal or object) etc by using Frugaldom's recipe, by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. After it's finished, seal as the instructions in the *paragraph above

After selecting your pot, seal round the lid with sellotape. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach!! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! :eek: The mind could run riot with what to model! ;)

Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 11 years...and at the end of each year's challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! forums.moneysavingexpert.com Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! :rotfl:forums.moneysavingexpert.com They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way, better still, turn them upside down and get the cash out as advised above with Terramundi.
The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

NB. A few notes of interest.

1/ Any money which is inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook, Surveys or similar can be saved.

Also, it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. Also, the 1p challenge is to be declared. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. However, doing a little job for Mrs Bloggs as described in paragraph 1/ can be included. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC!

2/
Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway! :cool:

3/ You can ask me to put a Target on for you to try to meet (it's put in blue/pink ink alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, don't worry, at least you tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others....ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year! :j
If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like to save, then work out how much you will need to pot on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come October!

4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2019. However, over the last 10 - 11 years we've had some members who have needed theirs at sometime throughout the year for bills, debts etc, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved! :D
Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle, for others it's obviously easy. However, it's the pleasure each of us receives from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!! :j

5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on October 31st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
If anyone has any other queries, then please sing out.forums.moneysavingexpert.com

6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 31st October to declare those Totals to me.
Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.
7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it!!

8/ "Holding Pots": To anyone concerned about putting money into their pot - only to possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!
9/ "Where to take bags of cash at the end of the year?": Most banks will accept them providing you have an account with them. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!! :mad:

10/ Members who do not return by two weeks after closing date will lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome! ;)
On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 14th November please.

Once again, we've just had an amazing year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

PLEASE take note everyone Thursday 31st Oct is the closing date for 2019, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.


It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome! :grinheart

Many thanks for reading
, Sue.
[purplesignup][/purplesignup]
Sealed Pot Challenge 001 :DMy Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88! 2019 = £38.538.37!!!! :j
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Replies

  • edited 31 October 2019 at 11:22AM
    Sue-UUSue-UU Forumite
    8.9K posts
    Part of the Furniture 1,000 Posts Photogenic I've been Money Tipped!
    ✭✭✭✭
    edited 31 October 2019 at 11:22AM
    Membership list


    001 Sue-UU
    002 jakes-mum
    003 Purplemumof2
    004
    LizzieWb
    005 Evertheoptimist (£200)
    006 Raggle1
    007 32b3in2013
    008 Buffythedebtslayer (£500)
    009 siju
    010 Thrice
    011 mummytummy
    012 dustydigger
    013 Dolly Rocker
    014 Littlebigmoose
    015 moneymakestheworldgoround (£700)
    016 charlies tribe
    017 apricity
    018 Donewithdebt18
    019 laurajayne
    020 bebelles
    021 VickyA (£1000)
    022 swimminginaseaofdebt
    023 Chutney86
    024 Niknak
    025 babs 123
    026 Lost2
    027 e4rub
    028 lucyhope
    029 SSDD23
    030 Whatshername
    031 nannygladys
    032 rockabillygirl
    033 Miss D Meanour (£400)
    034 Dizzy Imp
    035 CapricornLass
    036 scottiedog
    037 datlex
    038 Aggie_88
    039 klbooth
    040 taskey
    041 rancid-a
    042 Loz2018
    043 3forholidays
    044 DukeOfSomewhere
    045 twigletsmum
    046 MrsMe
    047 MightyBlue
    048 curly33 (£300)
    049 CaptainSparklez
    050 browneyed_girl (£1000)
    051 lobb4
    052 katsoocam
    053 claremylove
    054 LLM2018
    055 Dreamworlded
    056 Maddie57 (£560)
    057 scatterbrain109
    058 Kerfuffle
    059 muppets
    060 Thatfrenchbird
    061 Meowcom
    062 RebeccaAnn
    063 Frogletina
    064 too_much_debt
    065 rasp
    066 MrsShazbat
    067 Reflecting
    068 ChloeWhite
    069 lincs1205
    070 little_sweetie
    071 crimson.addict
    072 MoneyFairy
    073 Lucifa73
    074 elsiepac
    075 Homegrown0
    076 Robin09
    077 hickles69 (£200)
    078 Saving Glut
    079 stepuptothepl8
    080 Couldsavemore
    081 findingmyfeet
    082 Princess Money Penny
    083 mossy
    084 Missymae0
    085 weenapoops
    086 Pixie Fairydust
    087 lynnsey30
    088 Treasurequeen
    089 jammydodgersandrhl
    090 Choccygirl123( £1000)
    091 motivated
    092 166million
    093 bubbs (£500)
    094 tatabubbly
    095 money-manager (£1,150)
    096 List Maker
    097 Westie983
    098 TC1972
    099 MushyPeas (£500)
    100 Aaleigha
    101 cybertortoise
    102 loopychris
    103 hummingbird
    104 MoneysaverNikki
    105 Dragon Lily (£229)
    106 Iheart
    107 peony40
    108 Saver-upper
    109 dawnyblue
    110 Lifeisforliving19
    111 gettingbetter
    112 ERPY85173
    113 Bounty123 (£300)
    114 Seaotter
    115 IWillSucceed
    116 RaspberryJamming
    117 brunch4492
    118 Deni debt-free dreamer (£300)
    119 Salesharky23
    120 Hettyhound
    121 T. x
    122 Moneybutterfly35
    123 CrazyCatLady84
    124 mrs-moneypenny
    125 Treadingwater02
    126 melodyladygunslinger
    127 squanderscouse
    128 Santiago99
    129 Jellyb
    130 lifeatthekings
    131 Babystep2
    132 jasminesaver
    133 Chocolatedrinker
    134 indigowarrior
    135 2goals2get2
    136 aimeemum
    137 bizarre_rachel
    Sealed Pot Challenge 001 :DMy Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88! 2019 = £38.538.37!!!! :j
  • edited 11 January 2019 at 6:17PM
    Sue-UUSue-UU Forumite
    8.9K posts
    Part of the Furniture 1,000 Posts Photogenic I've been Money Tipped!
    ✭✭✭✭
    edited 11 January 2019 at 6:17PM
    Ok then ALL Sealed Potters, we're off again on SPC 12.


    A very warm welcome aboard to everyone. Enjoy yourselves, but most important of all is......saving!!!!



    A grand £5.00 going in the pot!!


    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 :DMy Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88! 2019 = £38.538.37!!!! :j
  • FrogletinaFrogletina Forumite
    3.3K posts
    Tenth Anniversary 1,000 Posts Name Dropper
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    Thanks for the new thread Sue.

    As promised...my first saving in SPC is a £3 voucher courtesy of my direct debit provider.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 #441 £1567.31 SPC 9 #441 £1014.64 SPC 10 #441 £1164.13 SPC 11 #441 £1598.15 SPC 12 #63 994.67
    :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin :staradmin
  • Hello ��
    Just noticed I’m #030 so may have been using the wrong number on last years thread (sorry sue if I have been)

    Really need to knuckle down with the challenge this year. Big push in 2019 to finally clear my debt and I’ll be using this challenge to hopefully build an amount to give me a final push at the end of the year if I don’t meet my monthly targets. I do Avon so will be placing any profits (minus a little for tax) into the jar as currently this just get wasted so fingers crossed for a good year and of course any other spare pennies along the way. Good luck everyone xx
    #030 Sealed Pot 2019 Challenge - Declare 31st Oct
    #064 Pay debts by Xmas 2019 Challenge - £3390/ £3390 :money:
    #015 £2 savers club 2019 - target £200
  • babs_103babs_103 Forumite
    135 posts
    100 Posts Second Anniversary Photogenic
    Thank you Sue for starting us off.


    My first full year of savings and I'm really looking forward to it, I need to get a pot first as I had to open the last one with a tin opener, will look round for something more permanent.


    Good luck all. x
    Quot Libros, Quam Breve Tempus
    SPC #11 025 - £207.12
    SPC #12 025 - £295.03
    SPC #13 025 -
  • swimminginaseaofdebtswimminginaseaofdebt Forumite
    892 posts
    500 Posts Third Anniversary
    ✭✭✭
    Morning everyone,

    Thanks for starting the new challenge Sue :)

    I’ve made an early start and potted 5 notes and 4 coins (well my little one has - he runs about the house shouting money money nowadays, just need to train him to shake down other people!)
    VSPC 2019 #10 - £168.80/£100
    VSPC 2020 #4 - £0/£200
  • Lost2Lost2 Forumite
    15.4K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Thanks Sue :) for nice new link
    everyone has done brilliant it looks like this could be a bumper year :j
    Sealed Pot Number 26
    2009..£950.50 2010..£256 2011..£526 2012..£548.80 2013...£758.88
    2014...£510 2015...£604.78 2016...£704.50 2017...£475 2018...£1979.12 2019...£408.88
    2020...£

  • Purplemumof2Purplemumof2 Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts I've been Money Tipped!
    ✭✭✭✭
    Morning Sue,

    Thanks for the new thread.

    Starting off for next year with £3.09 :)

    Have a good day and good luck everyone.

    Pmo2
    xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £7070.00 :mad: Lloyds: £7850.00 :mad: MBNA: GONE :)
    Feb LTW 2/20
    PAYDBX 2020 #041 PD £298.03/£8000
    Xmas Pot £52.85/£500 ~ EF £280/£500
    20p Savers 2020 :) £2 Savers 2020 :) 50p Savers 2020 :) SPC 13 2020 #003
  • Sue-UUSue-UU Forumite
    8.9K posts
    Part of the Furniture 1,000 Posts Photogenic I've been Money Tipped!
    ✭✭✭✭
    A very good morning, all SPCers!!!! Enjoy the new thread, your Friday too whatever you do.
    To all those SPCers who might not be well, in any way, I sincerely hope you get well soon. Here's love and {{{HUGS}}} from us all. :grinheart


    Ah, that's what you're potting then, Frogletina! Well done with it and may there be many more following it on!


    That's perfectly ok, Whatshername, so long as you save welland have changed your No on you siggie, I'm happy! :D Keep up the good habit by visiting us more often and becoming more motivated!! All the very best with getting more customers (not sure that's the right way to have put it, but...) and getting shot of your debt!!! ;)


    Hi Babs and good luck to you also! You've had a cracking time here with us, now visit it us more and get even more incentive to go further!!! :j


    Great work, swimminginaseaofdebt!! :D Bless your little darling :rotfl:and may he become as :money:as possible!



    Very many thanks Lost!! A VERY good year to you also!!! :D


    Hello there Purplemumof2!!! Lovely to see you back with us. A good day for you also, a great year too!!!! :j



    I hope EVERYONE'S taking a note of the DATE for the year ahead!!



    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 :DMy Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88! 2019 = £38.538.37!!!! :j
  • mummytummymummytummy Forumite
    769 posts
    Part of the Furniture Photogenic Mortgage-free Glee! Debt-free and Proud!
    ✭✭✭
    I like shiny a new thread :rotfl: starting off with 40p :D

    Thank you SueUU for carrying this on for another year :T
    Sealed Pot Challenge no.13 (2020) #11
    Sealed Pot Challenge no.12 (2019) total £1445.39


    MFiT-T5 #23, October 4th 2019 new 20 year mortgage of $425,157.00 - aim to reduce mortgage to $350,000.00 by the end of this challenge, January 2022 :# current balance $416,117.14
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