Nst november in new york

apple_muncher

f0xh0les - well done to you for going and collecting dh. I had to walk 20 kiddies back to school for 20 mins in the pelting rain yesterday- however, they loved it, especially the deep puddles and the waves of water whooshing over the pavement from passing vehicles...!

XSpender

f0xh0les wrote: »

Got given a box of Roses yesterday for a kindness I did an acquaintance - discretion being the better part of valour and all that, I did not mention the whole vegan thing, just graciously accepted, said my thanks, and will recycle / donate to foodbank.
I am touched they bought me anything tbh, and someone else will get to enjoy it. So their kindness will touch more than one person.

The kids and DH were unimpressed though! Graceless fools. It would only have embarrassed the lady, and made me look ungreatful. Did I do right? I think so, but it has started a debate in the household.

100% you did the right thing with the Roses. The lady was not to know and it's the thought behind the gift not the gift itself that counts. Last year DH and I received a selection of chocolate covered nuts and biscuits for Christmas from some good friends we have dined with many times and know well. He's allergic to nuts and I'm coeliac! I just passed them on to someone else.

Toni'sfriend

NSD 10/13 AFD No 13

I'm another one that uses kitchen scissors for cutting all sorts of things. Bacon, spring onions, chillies etc.

Today I finally got my flu and pneumonia jabs. One frog eaten. I hate needles.

Frog number 2 - Tidied another freezer drawer. It is almost entirely full of cooked chicken. I don't know what I'm going to do with it all.

After jabs we had a walk to the shops. I thought we had stuck to the few things we needed and which were on the list until I discovered two packets of chocolate biscuits hidden under the bread when I got to the checkout. It is only £1.50 but the point is they weren't needed. The house is already awash in chocolate. I think I'm going to have to tie his hands together.

Plodding along with the one extra job a day.

On a brighter note my Christmas cactus is starting to flower, my winter pansies are in full bloom and my fuchsias are are flowering and still have buds to open.

greent

f0xh0les - another vote here that you did exactly the right thing. (We're not vegan and I would have donated them because no one in this house likes Roses! ) She's not made to feel awkward/ embarrassed unnecessarily and you weren't expecting anything, I guess, so no loss there - and someone in need gets a treat from the foodbank. Win:win:win!!


Tonisfriend - sounds like my OH - he picks up unnecessary sweet treats all the time.... grrrr. Love Christmas cacti, though - so pretty when in bloom!

the_cross_rabbit

Another one here who uses scissors for bacon and pizza. Foxholes I've been put in the same situation as you, I can't eat chocolate or eat wheat and the amount of stuff I've had to give away is huge. I always feel really guilty as they have spent time/effort/money on something to say thank you. I've also been given these presents by family members who should know better:rotfl:.
Fingers crossed for your dh Coxy11.
NST will aim for 15. 6/15 Not gained anymore as did shopping yesterday and DH is out tonight

ORGANISE your time. Will try and find a balance between studying,household chores, family time and me time.done some studying (lots)households chores (none but I have it to look forward to tomorrow) and spent family time ( sister came over for lunch) today

VALUES. Ultimate goal is to continue to OP the mortgage but to keep in mind ethical, environmental and family values. Decided to go and check out the really cold shop and got some bread that doesn't have palm oil in , also investigated chocolate and managed to get some from Aldeeee.

ENJOY yourself. Try and do something everyday that I enjoy. Nice walk in the dark with the dog and the best thing was is I couldn't see any rubbish.
MAKE an inventory of the food in your cupboards, fridge and freezer at the start of the month. Meal plan and shop from the cupboards, freezers and allotments first before visiting supermarkets. Meal plan done and shopping done
BUDGETS should be set before the start of the month. Already done will log spends on here and look at, at the end of the month.Will aim to buy something for the food bank every week

EXERCISE will aim to walk for an hour everyday with the dog.done

IN case of emergency Add any items you might need (torch, shovel for snow, old carpet for traction, extra coat or blanket) to your car boot. If you don't belong to a breakdown organisation, make sure you have phone numbers for friends or relatives who might come and help you. Make sure you and your children can be seen if walking or cycling. still need to sort the cars. think snow will have to fall before this gets done
NOW is always the right time to start.will aim to have more faith in myself.Yes yes yes

NO takeaways, coffee shops, vending machines, canteens unless for a special event. Take your own food and drinks to work, hospital appointments and days out where possible. None bought today

EVERYONE should know their debt free date continuing to pay bank of mum (Nov 2019) and OP the mortgage (another 17 and half years).Set up a saving account that I'm going to use to offset DD1 uni set up (key deposits etc) costs in 2020

WINTER proof your home, if you haven't already done so. Need to hang new thicker curtains in dining room- still on the list.

YOU should cook from scratch when you can (unless time is short or it costs more to make) and batch cook.Will aim to do this at least 5 days out of 7. 4/5 leek and pot again
OUTSIDE It may be cold but wrap up warm and make the most of the available light - it will help your immune system and your mental health see exercise

REPORT i'm here

KINDNESS costs nothing. Everyone you meet is carrying some sort of burden, so try to be kind, especially to yourself.gave 2 of DD1 friends lifts to school today
CRx

greent

NSDs Still 4 NSD and 2 XSD. Spent at Sains

ORGANISE your time. - yes - today has been organised and productive. Evening is downtime

VALUES (Want - If I get to 8K OPs I am starting my 2020 Florida fund early.) Shopped to a list - and stuck to it

ENJOY yourself.

MAKE an inventory of food. Yes, done.

BUDGETS Donated to homeless mission and foodbank. Keeping track of spends.

EXERCISE Nope. .

RULES


IN case of emergency I STILL need to put details of my breakdown cover in car as backup. WIll also put another blanket in. Pledge to get this sorted in next few days

NOW is the right time. Logged food and drink again today. Waistband felt a little looser today...

NO takeaways etc - None today.

EVERYONEshould know dfd. Only debt is BTL mtge which we are OP-ing. EXTRA - still need to list a couple of bits on fb00k/ flebay.

WINTER proof your home,- Have got a chap later in month to re-hang kitchen radiator and also service the boiler. OH needs to rehang rear lounge curtains.

YOU should cook from scratch. Yes

OUTSIDE Nope - have been at work/ smkt/ productive in house

REPORT regularly - here

KINDNESS costs nothing. Chatting with woman in (rather long) queue behind me - passed the time and was hopefully a bit of a laugh for both of us. Listened to my boss vent about some issues.

XSpender

NSDs - 3/10 almost got number 4 but DH wants something from the shop after the gym

ORGANISE your time - made a list for Christmas shopping tomorrow and planned what to make for visitors on Saturday. Also did some forward planning for work today Prepped my smoothie ready to whizz for tomorrow's breakfast as early start for work

VALUES - money made from sale to go into savings

ENJOY yourself – DH is at the gym until late so I get the TV to myself, a rare treat

MAKE an inventory nope

BUDGETS – all looking good

EXERCISE - None today

RULES – sticking to 'em

IN case of emergency – still need screenwash and a fleece in car

Stock up with generic painkillers, cold and flu meds – need some lemsip

**Added screen wash and lemsip to my shopping list for Friday**

NOW – Eaten well again and got my 5/day. Still only had meat once since 5/11

NO takeaways – None

EVERYONE Aiming for June 2021 (while I'm still 50) at the latest

EXTRA income – sold an item of DS and sorted some other bits to sell

WINTER proof your home – Still need to rehang dining room and breakfast room curtains. DH has arranged for a company to provide a quote for insulating and boarding our loft.

YOU should cook from scratch - Breakfast and lunch - yes dinner - from freezer

OUTSIDE – only am/pm school run

REPORT – here I am

KINDNESS - washed all DH Tupperware and bowls with encrusted eggs on by hand because the washing up fairy hadn't visited and made his breakfast and lunch

FROGS - adding these to be completed by end of month

1) Set up new savings account for DS
2) Book dentist for me and DS
3) Book smear test
4) Book flu jab
5) Locate contact details to change address on old pension

apple_muncher

Today I am grateful for a quick chat with dd's Head, for permission to sort out their lost property box again, for doing some online training (deadline is Friday), for a colleague checking over a document I'd written up, for cheerful work colleagues, for more online training which showed me how much I do already know about it, for dh prepping tea, for making awesome (according to dd) vanilla biscs, choc biscs and banana loaf, for getting and dropping off feminine hygiene stuff to the foodback, for lots of walking.

Saving_Glut

NSDs: 7/15. Was tempted to treat myself to chocolate from vending machine today, then remembered 1. I have overspent this week’s budget by £18. 2. I want to not use the vending machine in November as part of this challenge. 3. I have a target number of NSDs I am trying to reach!

Winterproofing: Transferred ice-scraper from OH’s car to mine as neither of us can be bothered to search the bike shed for one of our many spares at the moment, I leave the house earlier when it is likely to be icier and I walked away from one in a shop earlier this week as it was a) £2 and b) it was a NSD for me!

Extra income: £189.10 includes earned through cash-back. I would like to reach £200 by the end of the month but there is v. little interest in those items I posted for sale online on Sunday. I will need to get round to advertising more valuable pieces that take a bit more effort.

Kindness: Ordered my nephew’s limited Santa gift today on behalf of my brother who lives in Euroland. I will handover delivery to brother on Saturday. Brother repaid me directly into my euro account which saved him delivery fees and currency transaction fees. This helps me out as I need to pay a bill using Euro before January. A win-win all round!

Am going to complete my taxes now! I consider this a kindness as my OH wont have to ask me again!!

Eat those frogs:
Must complete taxes tonight, so close but not there yet!
Advertise 4 items for sale online.

Good luck all!

Kerry_Woman

Not long back from my mini break.
Was a spend day. Most of the spends I have added up.
Have sorted out some of the things from the suitcase.
Did give a tip to the cab driver.