New Diary - New Hope
edited 26 April 2020 at 9:45AM in Debt free diaries
113 replies 9.3K views
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Hopefully once your ex clears out his stuff the house will feel like your own and you can make it how you like it!
We have just come back from Disneyland Paris, the only thing I would recommend if you can afford it is to get the meal plan, we had full board plus which was a godsend. We pre-booked buffet restaurants for both lunch and dinner and then it was a small breakfast. I have no idea how much it costs as luckily it was free with the package but def worth looking at that - or just the half board one
I am feeling more positive with each day that goes by it gets a little easier
That's what I'm hoping! It feels like quite a significant step in the right direction.
Glad to say I'm having a good day today, I've got lots of little jobs out of the way so feeling like I've actually achieved something.
Ok, here goes...............I have had major issues with the house, not just cosmetics but rotten floor joists, dangerous electrics and no money to sort them, my EF is all used up, I've sold absolutely everything that I can to raise money and this month I have finally had to accept that I'm not going to be able to make my DMP payment, I feel absolutely mortified at this and feels like a step backwards. I have called them and they said it will go down as a missed payment.
I am doing everything I can but safety comes first and as I have a child I need to make the house safe that is priority!
I just feel rotten that I'm going to miss this payment, I haven't missed any payments for the last 18 months and that has felt so good. Well, I suppose the only thing to do is "to keep on moving forward" as the Robinson's say.
Have managed to negotiate some free labour for fixing the joists so only had to pay for materials (friend at works partner is a builder, so I offered a couple of nights baby sitting and his replaced all the joists for me). My brother in-law is going to do the electrics and then I am paying for an electrician to come in and check the work.
This month is going to be tight but I will just have to knuckle down and do the best I can, I determined to get back on track and make all payments for the end of April!
I have started to do surveys again, going to try and be focused on just a couple so that I can keep track. Even though I said I've sold everything that I can, I think if I have a thorough tidy up and declutter I can probably find a few extra bits to sell. I've set myself the target of making £100 paid this month which I think is doable and can go towards materials for the kitchen.
Money made toward target so far:
It's not a lot but its a start!
£17.70/£100 - slowly creeping up!
Trying to be focused and stay on top of things, but feeling very, very tired at the moment which has quashed my enthusiasm. Hopefully an early night will help, I have a mountain of things to do but no energy to do them.
I think that was the little pick me up I needed, I feel fired up to see where else I can save or make money.