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Loss of value on engagement ring

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Comments

  • Pollycat
    Pollycat Posts: 36,226 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Kay_Gee wrote: »
    Some of you know I split from my controlling fiance. I've given him the ring back. He e-mailed me today saying that he has spoken with some legal advice service and because the ring is now worth less I'm liable for the difference.

    He is asking £250 as apparently thats the difference between what he paid and whats been offered and because I cancelled everything I am liable.Is he right? Am I liable for this shortfall.

    He also said I am liable to give him his contribution back to wedding costs. As I paid for everything he surely isn't expecting me to give him half of nothing!

    You are not liable for any of these costs.

    Do not engage in communication with him. It's what he wants.
    If you do, he is still controlling you.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    edited 15 October 2018 at 9:07AM
    S

    It would be a plan to set up a new personal email with a name and password he cannot guess (and change all the passwords on your current email and all social media accounts, bank accounts, mobile phone account, etc, etc). That way, he can't contact you all the time, if he uses new accounts, you have the evidence and he cannot either access your accounts or go through your emails/check call logs/etc. If he's that controlling and coercive, it wouldn't be unusual for him to have already been looking at ways to monitor you - he probably knows the answers to your security questions, after all.

    Unfortunately this is likely true, most people give true answers to their security questions. Where were you born, what was your first pet called, what was the make of your first car, etc. This is how celebs accounts often get hacked.

    The solution is never to use the real answers. You were born in archbishop, you first school was sunset strip, and you first car was a pineapple . Or whatever. This does need a password system for remembering this. But it's 1000x more secure than the truth which is not secure at all. So change the answers in those systems that will allow this, most will
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Yes. Don't reply. He's wrong anyway.

    Worse than wrong, he's clearly lying as no "legal advice service " would ever say such a thing
  • -taff
    -taff Posts: 15,585 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    JamoLew wrote: »
    That is incorrect. It is a gift in anticipation of marriage, which did not occur and therefore must be returned. (Assuming he paid for it !)


    Judge Judy cannot be relied on in the UK :)
    Non me fac calcitrare tuum culi
  • Kay_Gee
    Kay_Gee Posts: 76 Forumite
    10 Posts First Anniversary
    AnotherJoe wrote: »
    Unfortunately this is likely true, most people give true answers to their security questions. Where were you born, what was your first pet called, what was the make of your first car, etc. This is how celebs accounts often get hacked.

    The solution is never to use the real answers. You were born in archbishop, you first school was sunset strip, and you first car was a pineapple . Or whatever. This does need a password system for remembering this. But it's 1000x more secure than the truth which is not secure at all. So change the answers in those systems that will allow this, most will

    Its a work e-mail account. we have an automated password reset system that does ask for security questions, but you need to have your ID card in the card reader for it to reset your password, I was told it reads the chip on the card to prove I'm me.

    As for personal e-mail. He doesn't know where I was born (He thinks town A where I lived most of my life, but its town B) nor does he know my first pets name or similar.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Kay_Gee wrote: »
    Its a work e-mail account. we have an automated password reset system that does ask for security questions, but you need to have your ID card in the card reader for it to reset your password, I was told it reads the chip on the card to prove I'm me.

    As for personal e-mail. He doesn't know where I was born (He thinks town A where I lived most of my life, but its town B) nor does he know my first pets name or similar.

    Good. It's still good security advice not to use the real answers.
    Anyway, well,done on making the break and good luck going forward !
  • spirit
    spirit Posts: 2,886 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    How have your parents taken the news OP? I would hope that they would be supportive?
    Mortgage free as of 10/02/2015. Every brick and blade of grass belongs to meeeee. :j
  • Stoke
    Stoke Posts: 3,182 Forumite
    JamoLew wrote: »
    That is incorrect. It is a gift in anticipation of marriage, which did not occur and therefore must be returned. (Assuming he paid for it !)

    Not a clue, but my solicitor (who isn't a 'TV' solicitor or judge judy by the way) said the exact same thing to me. My partner had not returned the ring immediately, I asked whether she was obliged to and he said yes because as said earlier, assumption/anticipation of marriage. You wouldn't present the gift otherwise.

    She handed it back without me asking though.... I would expect most women do?
  • Kay_Gee
    Kay_Gee Posts: 76 Forumite
    10 Posts First Anniversary
    spirit wrote: »
    How have your parents taken the news OP? I would hope that they would be supportive?

    Strangely my dad took it very well, told me to move back home till I get sorted and back on my feet.

    Mum seemed angry.

    Dad text me saying he thought he was a mistake and he's glad I've seen sense.
  • Jojo_the_Tightfisted
    Jojo_the_Tightfisted Posts: 27,228 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 15 October 2018 at 5:50PM
    Kay_Gee wrote: »
    Its a work e-mail account. we have an automated password reset system that does ask for security questions, but you need to have your ID card in the card reader for it to reset your password, I was told it reads the chip on the card to prove I'm me.

    As for personal e-mail. He doesn't know where I was born (He thinks town A where I lived most of my life, but its town B) nor does he know my first pets name or similar.


    Is your Mum still on his side? She might tell him, even just in conversation. He is obviously skilled at manipulating and conniving to get what he wants out of women, after all.
    I could dream to wide extremes, I could do or die: I could yawn and be withdrawn and watch the world go by.
    colinw wrote: »
    Yup you are officially Rock n Roll :D
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