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Boyfriend moving in... how much should he pay?
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From another angle!
Let him get his own place for 6 months a year. Different relationship but when my brother left the army , having been in 8 years I think, he wasn't the best person to live with.
He wasn't use to non military ways. Don't get me wrong he wasn't walking around like Rambo! But it took a while to settle into a civvie way of life.Life is like a bath, the longer you are in it the more wrinkly you become.0 -
Yes, civilian life is certainly different. But hopefully if he,s been used to. military discipline you'll be living with somebody who's used to cleaning up after themselves !0
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I’m way messier than he is haha!0
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So....the way I did it when I lived with someone first was that we opened a joint account and all the bills came out of that, but we both paid in a little extra each month in case of any unexpected expenses. If you did this you might end up with some holiday spends after the first year or at least enough to pay for the move when you do buy a house together. Him saving the money he'd be paying in rent in a separate account is a good idea - it'll give him some security and you an idea of how committed he is to buying somewhere together in the future.0
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Fwiw i was in a similar position to you when gf moved in with me. I dont charge her anything for mortgage or ask for rent for same reason your bf doesnt want to. She's a bit hopeless with money so she gives me £400 a month towards things & i just pay for stuff. It works out at roughly £275 for bills & food. £75 for holidays & £50 for other sundries & days out.0
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Fwiw i was in a similar position to you when gf moved in with me. I dont charge her anything for mortgage or ask for rent for same reason your bf doesnt want to. She's a bit hopeless with money so she gives me £400 a month towards things & i just pay for stuff. It works out at roughly £275 for bills & food. £75 for holidays & £50 for other sundries & days out.
It would be a good idea to encourage your girlfriend to be a bit less hopeless with money and to involve her in budgeting and household finances. Hate to be a downer but how would she manage if something happened to you?0 -
Red-Squirrel wrote: »It would be a good idea to encourage your girlfriend to be a bit less hopeless with money and to involve her in budgeting and household finances. Hate to be a downer but how would she manage if something happened to you?
I do encourage her to think about what she spends, but also im a bit OCD with money & like to do the finances, so it suits us both. She has previously had her own house so has (sort of) managed before.0 -
Him living there doesn't cause your mortgage payment to increase. The only reason you would charge him half the mortgage is because you feel annoyed that you have housing costs and he doesnt.
How much is the mortgage? Could be pay all the bills instead of just half? Would that make it closer to being equal?0 -
And to be fair, I wonder how many babies are unplanned. I don't think it's going off topic at all - babies will be a very real possibility, of course they will, and should form a definite entry under the "what if" column.
Come a bit closer, I'll tell you a secret...
there's this thing called... contraception! It stops people having babies, when used properly. Amazing, eh.
OK granted there's a lot of halfwits around but no need to tar OP with the same brush, I feel0 -
My daughter lived with her boyfriend for about two years. She went half on the food and gave him about £250-£300 for everything else. Her view was it was still well cheaper than renting a room say and it helped her save. She neither wanted or asked for any interest in he's flat.
They have now separated and she is about to move in her own flat.
Its all about what YOU think is fair. If he don't like it..................then he can stay at home or rent he's own place and just stay over when you want!0
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