NST Penny Pinching GoSober Stoptober

edited 1 October 2018 at 3:45PM in Debt-free Wannabe Challenges
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  • edited 31 October 2018 at 10:38PM
    Saving_GlutSaving_Glut Forumite
    212 Posts
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    edited 31 October 2018 at 10:38PM
    NSD: Achieved 15/15 today! :)

    Income: Total extra income for October is £200.06.

    Thanks to all for this task, which kept me focussed through October. See you in NEw York, New York!
    IO BTL1 Mortgage was £97,693.54 on 09/08/18; £83,140 on 31/12/19.:D
    Sealed Pot Challenge 12: #078: £150.36
    Save £12k in 2020;
  • mothernerdmothernerd Forumite
    4.3K Posts
    Seventh Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
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    NSD: Achieved 15/15 today! :)

    Income: Total extra income for October is £200.06.

    Thanks to all for this task, which kept me focussed through October. See you in NEw York, New York!


    Originally this was one of my mum's choices for her funeral (probably as we left the crematorium). Thankfully she had a rethink because all I could think about was the scene at the end of Gremlins where they have been fooled into thinking it's nighttime and are waiting to go outside (followed by a vision of us at the crematorium going dah- dah- da-da-da as we leave with arms linked and legs kicking).


    What doesn't kill us leaves us with a lot of unhealthy coping mechanisms and a very dark sense of humour.


    Had a very quiet day. came home from mum's early last night as my arm was so painful I thought I was going to cry. Had a hot bath and used the pain spray (strictly speaking you should not use the pills and the spray but I know they have different working times due to my falling flat in the snow escapades). Lots of sleep has helped enormously.



    Had to sort the bed before I got in it (more or less dry) so lovely clean sheets. Had also put the bin out before I went to mum's as I knew I miht not feel up to it when I came back. Dozy all day so have just read and rested. Decided I could miss crafts for once - only finishing the decorations for tonight's party. Eaten from the freezer and the cupboards, brought the bin back, added the remaining bottles and cans, took all the dry things from the yard and radiator and refilled the radiator and airer.


    Today I am grateful for sleep, being fairly pain free and hot food.


    Thanks for October thrifty
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • sashanutsashanut Forumite
    3.3K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
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    Hi all :j

    Huge thanks to Thrifty for this months challenge to keep us on the straight & narrow..:j:j:j


    Challenge: Oops forgot this one yesterday! Don't smoke & rarely drink either, so it has to be giving up unhealthy snacks. Quite good today until I had a slice of birthday cake with friend this afternoon.


    Organise. Start as you mean to go on. Know the contents of your fridge, freezer and cupboards. Plan your meals around them. Cook from scratch. Don't buy anything you can make unless cost /time taken dictates otherwise. If you are new to turtle challenges or still have full cupboards you could try living from the cupboards. Toast & HM mackerel pate for lunch & DH made a jar curry for supper as my friend was round & doesn't leave till quite late.. he's reinstated 'cooking' for one day a week. Involves much swearing & a big mess in the kitchen, but he means well bless him.

    Regular budget items should be set by 1st October. If you don't know how much you are spending on food or petrol, now is the time to find out. NSD today.


    No Spend Days. Aim for 20 (high target) or 15 (low). Am aiming for 15 but hoping for more. Final total 19/15.

    Improvise. Make do and mend with a creative twist. think of a substitute ingredient, how to make an old/broken piece of furniture last a little longer. Made do with a HM birthday cake but had to have 2 attempts at it, neither totally satisfactory. Have decided that for some reason chocolate cake is beyond my skill set...however the duff one will not be wasted as I have black cherry trifle plans for it..

    Exercise Four times a week at least (20 minutes minimum but can be done 10 minutes at a time). Get outside in daylight as often as possible. Outside a few times with fencing man who turned up today, that's wooden fencing not the sort with swords...

    Christmas See aforementioned trifle plans - the duff choc cake will be in freezer awaiting its reincarnation as Black Forest Trifle at Christmas.

    Banned Will only be chippys normally with the odd takeaway planned for a celebration etc. No takeaways today.


    Extra Income and Extra time Surveys done.

    Report in, daily if possible I'm here..

    See you all in New York!!



    Go turtles !!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • GlendaSugarbeanGlendaSugarbean Forumite
    689 Posts
    500 Posts First Anniversary Photogenic
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    Thrifty Thank you for an excellent challenge!

    Ended the month with a NSD but only reached 14/15 - must do better. Otherwise it's been a pretty successful month budget wise. A few slips but I'm mostly heading in the right direction.

    Have put in a rather speculative application for a new job - not sure what my chances are, but it would be a pay rise and more responsibility. I'm happy (more or less) in my current role so not the end of the world if nothing happens. Would be a fun job though!

    Trick or treating last night, boys had a great time and I got some more exercise in. As always we ended up with not too many t&ters round ours so there are lots of sweets left :eek:. Have hidden them!

    See you all on the other side...
  • Saving_GlutSaving_Glut Forumite
    212 Posts
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    Very funny Mothernerd. Glad your mum care to her senses even if it has left you with a dark sense of humour!!
    IO BTL1 Mortgage was £97,693.54 on 09/08/18; £83,140 on 31/12/19.:D
    Sealed Pot Challenge 12: #078: £150.36
    Save £12k in 2020;
  • ShrewbieShrewbie Forumite
    321 Posts
    Ninth Anniversary 100 Posts Name Dropper Photogenic
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    Thanks Thrifty for a great October!! I finished on 19/20 NSD didn't quite make the 20 but chuffed I got 4 more than original target. see you in NY
    Emergency fund €1K/€2K
    House Deposit €5K/€10K
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