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NST Penny Pinching GoSober Stoptober
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I have been awol I’m every sense of the word for the past few weeks. Please can I join in?LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
I’m so jealous that some of you break up in a week or two, I have three left until half term!
I’ve decided today is a new day and I will try and get back on track financially. No excuses. No need to spend and definitely no need to eat chocolate!LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
I had a better night of sleep last night and as such am feeling ready to face the day today (almost). I feel much more positive within myself than I have done all week.
Was supposed to be tutoring today, but got a message cancelling that in the middle of the night(!) asking me for tomorrow instead. So today really is now my own.
No plans to spend any £ though, but maybe a walk later for a clear head. Will see if bestie is free for a catch up.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Sorry, not been on for a couple of days as I've been too busy gallivanting and spending money
. So NSDs unchanged. Will post properly tonight xx
Debt free - Mortgage free - Work free ( in that order)
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Hi all,
Still not at home so seems unlikely I'll organise too much but budget is stil the same as yesterday was NSD #4. My mums kind neighbour gave me £10 for the kids for Halloween so I used it to pay for a halloween messy play party for them. They have plenty of toys & will get plenty of sweets so thought this best. £130 still in budget. Hoping today will be NSD #5 but it depends what my family want to do with the kids.
Literally rubbish at excersize, extra, improvise etc but mainly because im away. Did chat with Mum about what she's getting the kids at xmas. They usually get them lovely gifts & I do try & bare in mind that they get stuff from other people. I have literally no idea what the norm is for how much kiddies get. I am grateful mine are still young and still want toys & not laptops :eek:.
Grateful for- Mum buying me a load of pies from the pie shop to freeze :A These will do 3 meals & they just don't do them at home like they do here. Love, love, love Yorkshire but Lancashire does the best meat & tatty pie (to me), for my mums kind neighbour & for my baby snoring like a pig0 -
Morning! Very happy to report a NSD yesterday, so up to 3/15. It's a start.
2 weeks to half term for us. But I do have Monday off so a long weekend for me.
Flu jab and annual health checkup (via work) and most things are looking good except that I'm putting on too much weight on my waist. Damn middle age! Still on no booze and attempting to be a bit healthier wth food choices.
Organise: this weekend I WILL sort my kitchen cupboards. Otherwise stuff will be falling out!
Budget still looking OK, 2 weeks to payday and I still have cash in the food budget and general spends. Hope this continues.
Much as I like the idea of a spending freeze, with the amount of food this lot get through I struggle to keep it to two shops a week, let alone one.0 -
Is it mean to be pleased that DH got called for jury service so will be out of the house for 2 weeks in December :j - so I can get on with things in peace...
Nope, not mean, sounds perfectly reasonable to me (unless you plan on changing the locks or moving house) absence makes the heart grow fonder and all that.
Besides, it's his own fault for being too distracting. I get nothing done with DH around unless I just ignore him (and then I feel rude)4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
Welcome back Fmess. Yep, new day new chance .....
Need to collect myself too and keep following the mantra What defines us is how we rise after falling....(Gosober October setback for me)
Btw same issue with husband, lol. Get more done when he's away.DEBT 02/25: total £6100 Debt free date 12/250 -
A challenge for you - anything you could change to the positive or give up for October? My plan is to re-start bodycoach during Oct, before then I plan on cutting down to one sweet treat/ day maximum
:o - Woke up yesterday morning unable to move wrist so spent morning at local MIU - have a trapped ulnar nerve and a referral to physio. OH and I are full of colds so eating is hit and miss....
Organise. . I'm also taking the opportunity to use up those things which have been lurking in the freezer/ cupboard and are now exposed! Lunch went well for this. Dinner not so much..... takeaway:o
Regular budget CCs all paid off in full (one is in credit!) Money gone to savings ac and ISA.Shop at Sains yesterday - used triple points voucher and £9 off and scored a few YS items. Running totals Spends: Groceries £58.10. Clothing £35. Xmas 6.98
No Spend Days. 2. Sains shop + takeaway
Improvise. -
Exercise Four times a week at least Nope - re cold and wrist
Christmas Will plan this out this month
Bought 2 x small things at Sains
Banned Takeaways, coffee shops, chippys, etc. - have social budget. Will include a meal out for OH's bday. Had takeaway - from social budget £10.70
Extra Income Another small sale. Running total £41.44
Report in, here- even if a bit late!:p
Thankful for - the NHS. OH driving me about yesterday (was rather incapacitated with wrist - less so today) Another dry day. Completing both DS2 and DS3's Leg0 cards books at Sains.
Bad night's sleep for both OH and myself. DS2 also unwell - was off school yesterday and only just woken up now (gone 10.30am) Wet day. All plans are off!
Have a lovely weekend, turtlesx
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Hope your wrist mends quickly,greent.
Fmess - I always alow yself some 85% choc. If I swear off it totally, I end up stuffing my face with it. Pesky reverse psychology, or some other sort of -ology! DEFINITELY NOT GLUTTONY :rotfl::rotfl::rotfl:!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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