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Marcus is live!

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  • adindas wrote: »
    Some people have several bank accounts a/c and need bouncing the money forward and backward multiple times a week..

    Me included, so it just goes via the nominated one. No real problem there.
  • Tom99
    Tom99 Posts: 5,371 Forumite
    1,000 Posts Second Anniversary
    Can two people use the same mobile number?
  • coyrls
    coyrls Posts: 2,509 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sapphire wrote: »
    There are many people who don't have iPhones, etc, and don't wish to have them, though most do have simple mobiles for the convenience of making phone calls.
    There's no requirement to have "iPhones, etc" to have a mobile telephone number, which is what they are asking for.
  • Sapphire
    Sapphire Posts: 4,269 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    uptdale wrote: »
    As ColdIron says, they say the number is just needed to verify your identity. But I don't know how that works.

    I've never needed to provide a mobile number to verify my identity, in any financial transaction with any organisation. Most ask for a landline number so they can contact you if necessary, and I'd have thought that would be enough.
  • darren72
    darren72 Posts: 1,307 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sapphire wrote: »
    I've never needed to provide a mobile number to verify my identity, in any financial transaction with any organisation. Most ask for a landline number so they can contact you if necessary, and I'd have thought that would be enough.

    Have you tried just entering a landline number instead when applying ?
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Sapphire wrote: »
    I just phoned them and they said you have to give a mobile phone number to open the account. I said thank you and I would therefore decline opening one.:cool:
    They'll be inconsolable, no doubt.
  • ColdIron
    ColdIron Posts: 9,902 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    Sapphire wrote: »
    I've never needed to provide a mobile number to verify my identity, in any financial transaction with any organisation. Most ask for a landline number so they can contact you if necessary, and I'd have thought that would be enough.
    It's not uncommon, off the top of my head Santander require a mobile number so that they can send you an OTP (One Time Password) via SMS to verify new payees. SMS messages can be very handy to authorise payments by replying with a 'Y' rather than having to phone up the fraud department. I'm pretty fussy with my personal details, don't use banking apps etc but view SMS as a convenience and a fact of modern day life
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    uptdale wrote: »
    As ColdIron says, they say the number is just needed to verify your identity. But I don't know how that works.
    There is no way a mobile number can be used for ID verification.

    They don't, at least presently, send any texts to your mobile to confirm deposits or withdrawals, or anything. They'll probably just want a number to contact people on if they need to contact them.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    coyrls wrote: »
    There's no requirement to have "iPhones, etc" to have a mobile telephone number, which is what they are asking for.
    There is also no way they could possibly verify whether the number you give them is actually yours.
  • soulsaver wrote: »
    I assume you're talking about a flexiIsa? Who is the 1%?
    And yes if the terms don't mention anything about losing the bonus for a w/d you wouldn't lose the 0.15% bonus.
    Yes, flexiISA. Nationwide, and just seen it's now 1.10%. I know there are better rates around but it's where I bank and I'm a bit lazy.
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