Marcus is live!

1882

Does anyone know if it's possible to open 2 Marcus accounts in my sole name? I want to keep 2 amounts of cash separate (nowhere remotely near the 250K upper limit, unfortunately)

soulsaver

Up date on mine (first deposit declined & returned to linked ac... and 2nd attempt same) - their CS came back and theorised it's to do with not an identical match between the name I used on the 2 accounts..

I have to send a printed linked ac statement...to a PO Box address, for no one's attention..

I've redacted some detail.

Back to waiting to fund the ac. or seeing if they find something else to be picky about.

aroominyork

Savings accounts called Marcus, TV stations called Dave, cars called Clio, but people reduced to NI numbers. The machines are taking over.

25_Years_On

aroominyork wrote: »

but people reduced to NI numbers.

I still have a name. I've had an NI number for decades and no one calls me by it.

1882

25_Years_On wrote: »

I still have a name. I've had an NI number for decades and no one calls me by it.

It's easier & quicker to say Jim Smith than AC 12 56 76 B :rotfl:

aroominyork

1882 wrote: »

It's easier & quicker to say Jim Smith than AC 12 56 76 B :rotfl:

Yes, but my name is Rupert de ffrench Featherstonehaugh Spamwick.

HardCoreProgrammer

I converted my Santander 123 account (£5 charge per month) to Santander 123 Lite (£1 charge per month) and moved everything except £1000 to Marcus.
I am now getting the same interest rate (1.5%) and saving £4 per month in fees, with no 20K upper limit.
Santander will need to up their game soon, or a lot of people will be doing as I have just done.

Rheumatoid

HardCoreProgrammer wrote: »

I converted my Santander 123 account (£5 charge per month) to Santander 123 Lite (£1 charge per month) and moved everything except £1000 to Marcus.
I am now getting the same interest rate (1.5%) and saving £4 per month in fees, with no 20K upper limit.
Santander will need to up their game soon, or a lot of people will be doing as I have just done.

Do you still get access to the 123 5% regular saver?

ColdIron

Rheumatoid wrote: »

Do you still get access to the 123 5% regular saver?

Yes

From the 1|2|3 Lite T&Cs

• When you open a 1I2I3 Lite Current Account you become part of 1I2I3 World

From the Regular eSaver summary

• The account offers you 3% AER/gross (fixed) for 12 months or 5% AER/gross (fixed) for 12 months if you’re a 1|2|3 World or Santander Select customer.

Kernel_Sanders

I'm presuming withdrawals to your nominated account can't by made by direct debit.
I've looked at the 'top 5 best buy' tables in the Money supplement of today's Telegraph and the account features in neither the 'with bonus' nor 'without' tables for instant, penalty-free access. All ten accounts listed are paying under 1.5% p.a