What small DFW things will you do w/c 3rd September?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

determined_new_ms

Morning guys for those of you in suspense we survived the pressure cooking experience! :rotfl: Today I'm going to make a spag bol in there - done in 8 minutes :money:

Today's tasks:

[STRIKE]* call bank about double payment[/STRIKE] :mad: apparently there's a problem with visa and this is happening a lot to people. Check your accounts. Probably going to affect a lot of people who don't check their account regularly
[STRIKE]* hang out washing[/STRIKE]
[STRIKE]* all meals from stores[/STRIKE]
* take pictures of 2 things and list them on fleabay
[STRIKE]* pay off cc statement - oh finally paid up![/STRIKE]
*[STRIKE] get clothes/bags/lunches ready for school/work for the next few days[/STRIKE]
[STRIKE]* hem 2 skirts I took in yesterday[/STRIKE]
[STRIKE]* sew trim to bottom of autum (holey) jumper I got at a bootfair. It's cropped and I don't want it to be! [/STRIKE]
*[STRIKE] start taking in shirt dress I bought on fleabay[/STRIKE]
[STRIKE]* looking after friend's little girl for the day [/STRIKE]- need to think of something fun & free to do this afternoon after dropping back pup
[STRIKE]* put hottub on so the girls can have a break from said pup! [/STRIKE]
* clean bathroom & polish & vacuum upstairs
* free fruit & veg from the allotment & damsons from garden

that'll do! Happy new week guys :A

PurpleFairy26

Morning all :hello:

Thanks for starting us off DNMS I remember my Nan lifting the pressure cooker off the stove, always looked like it weighed a tonne. I'll stick to the SC I think.

Hope back to work is ok cat you should really have a go at chutney and jams. I make my jam in the breadmaker, which I know is cheating, but it turns out lovely. I make lots of chutneys for gifts though and chilli jam is easy to make. Particularly if you can get the peppers and chillis cheap from somewhere like the market. Great recipe on bbc g00dfood for that. Can use normal chopped tomatoes to keep the cost down instead of tinned cherry toms.

Had a really productive day yesterday and hope that carries on for the rest of the month. Because of that we have a clean house, stuff for packed lunches (cooked chicken legs and sausage rolls) and 2 cakes and washing mainly up to date. Certainly makes the start of the week better.

Today will look like this:
Check banking, need to hang on to payday next week with minimal spend between now and then
Make soup today - going to use determineds link from last week, have black beans on freezer I'd batch cooked before out to defrost
Check surveys, this extra income definitely helps
Update bullet journal
Get fresh milk from farm shop (have separate pot for this so no impact on bank)
See if I can sort more of 1 box in spare room, on the home straight here. I can then deploy the empty boxes elsewhere
Some form of exercise, even if it's just a few squats at home
Finish making tomorrow nights tea, just need to add last few veggies and make a white sauce and layer the lasagne
Finalise August's food spends, best month this year by far but still a bit high in my opinion. Must try harder this month.
Pick more tomatoes and decide what to do with stash I have. May make above mentioned chilli jam but not today :rotfl:

Have a good day everyone. Purps.

determined_new_ms

PurpleFairy26 wrote: »

Morning all :hello:

Thanks for starting us off DNMS I remember my Nan lifting the pressure cooker off the stove, always looked like it weighed a tonne. I'll stick to the SC I think.


Some form of exercise, even if it's just a few squats at home

it's an electric one. And not as complicated as I feared. It's just like a slow cooker but in a fraction of the time

I do a thing when I'm at work. Ever time I go to the loo I do 10 squats. I usually manage to do around the 70 mark

natlie

Morning

Thanks DNMS - I'm terrified of pressure cookers as my mum spent our childhoods warning us never to touch it - Ive used one once since to make a curry at an Ikea Demo
[STRIKE]
I have reported self employment income to Universal Credit[/STRIKE] surprised to have an additional £145 in benefits per month - we've never been entitled to anything before, this will help so much I am so pleased I looked into it
[STRIKE]I have paid stupid trading fine for parking in yellow box[/STRIKE]
[STRIKE]6 ebay parcels packed ready to post today[/STRIKE]
[STRIKE]washing to go out on the line[/STRIKE]
[STRIKE]Back to work today after a week off BOOOOOO[/STRIKE] wasn't so bad
[STRIKE]Need to book some days off to help daughter pack/shop for uni[/STRIKE] did the shop last night, packing is mostly done, need to go and get saucepans from garage and she needs to pack her stuff from the kitchen
[STRIKE]get school stuff ready for the little man to go back tomorrow[/STRIKE], [STRIKE]daughter isn't in until Thursday[/STRIKE]
[STRIKE]Cash to bank from Market stall on Saturday - use some to pay debt[/STRIKE]
[STRIKE]pack lunch (leftover salad from yesterday) and milk for work
might cycle in today[/STRIKE]

Got 2 catering jobs booked for this week and one for 40 people at the end of October.

got to collect a second hand futon I bought on FB Marketplace for Play room bargain

I need to hide some xmas pressies Ive bought in sales
Have a good week all

Nat

1LuckyLady

Good morning all and thanks Dnms for the new thread. Glad to hear that you're getting on well with the pressure cooker.
:wave: to everyone

I'm not going to put up a huge list today as I've got an appointment this afternoon but no idea how long its going to take.

Today I must
Pop to Aldee and get bread/veggies for dh & kids lunches for tomorrow (back to school here tomorrow) Dh has picked up the shopping as he was out
Make ^^ lunches ready waiting for him to come home from work so that I can do this!
Check banking/update spreadsheet
Make stock in the slowcooker Got out and all filled up but forgot to switch it on
Double check that labels are on everything of the kids for school tomorrow Done
Share bathwater and continue use up of lotions and potions

Depending on time, I might also
** Start replacing the cupboard doors Done and its looking really good, decided I'm going to buy another unit to match it too.
** Iron a few shirts not done
** Make up the spare room bed now its all been washed and dried not done
** Hoover round everywhere not done
** Fill in those dr transfer forms (yes I know I said you could kick me if I didn't get them done on Friday but... well they're still there!) not done


Take care all.

foxgloves

Hi all,
Sitting outside tent in glorious sunshine knitting a handwarmer. Saved about £20 yesterday by packing snacks & flask of coffee for the journey, plus so much packed lunch, we ate that throughout the day & didn't require any dinner!
Not counting calories while we are here, but I have my fitbit & am aiming to get the best possible calorie-burn each day.
Wishing everyone a calm & productive start to the week.
F x

Baileys_Babe

DNMS Thank you for starting this weeks thread :A Good to hear you survived the pressure cooker experiment and it sounds like a piece of equipment that will work for you.

Today I need to deal with the washing, I couldn't be bothered with it over the weekend for some reason. So sorting, washing a load, getting it dry and away needs to happen as well as setting up the machine to do a load overnight. By the time I had sorted and loaded the machine it was raining, checked the forecast it is set to last the day, I didn't wash it but I have set it to run overnight

OH gets paid today :j we can finally plan this month's spends. We have to wait until he has actually been paid as even though year to year is similar, month to month varies dramatically. This month could be double or half of last month:eek: I keep trying to build up a buffer to smooth over the peaks and troughs. This month's wages are on the low side it will take over half our savings to cover this month's outgoings:eek: but we will have cleared our final debt with the exception of the mortgage :j

Good luck to everyone who is back at school and work this week.

Today's plans, hopefully, I will add to throughout the day:
Check bank accounts Done
Plan finances for the month Done
Dry washing outside see above
Meal plan Done
NSD Done
Home Educate children for free (& no uniforms or school shoes to buy) Done

allydowd

Hi September Savers,


Thanks for the starter DNM. Happy tenting Foxgloves.

Morning!:coffee:Here begins a one-week Holiday At Home. :T


Debt-Free-Nillionaire Continuity Plan Year Four:

THINGS I WILL DO:

* Check online banking. Done.

* Take medication. Done.

* Turn alarm clock off at the wall til tonight. Done.

* Get some exercise. Got a nice walk planned with DW for today. Drive to a nearby train station. Walk along a cycle path beside a loch. Visit local RSPB reserve. Walk to station. Catch train back to car. Take a flask and a packed lunch.

* Harvest mint and chives. Done. Dried mint in the kitchen nuclear reactor.


* Do about a million things at home. To be updated later.



Things don't have to be perfect to be wonderful.

E11ie

Hey all

So yesterday we had a NSD, sat out in the garden in the sun, it's not quite as sunny today plus the builders are being SOO noisy - oh well, the perks of a new development eh.

Todays plans are:

• Meals from stores
• Make lunch for work tomorrow
• Go to the gym, fill up water bottle etc - am meeting a friend up there so I'm going to be really sad and take a small flask of coffee :rotfl::rotfl:
• Go for a run (to escape building noise)
• Update spreadsheet
• Update signature
• Write personal statement in support of postgrad course am applying for (it's part time and fully funded by my workplace)
• Washing on at 30 and out to dry

Think that's enough for today, have a good one everyone x

ziggy2407

Good Morning All

Going through a low point but today we will

Check Bank & made PAD - Done
Clean black bin (as opposed to paying £60+ a year)
Washing and line dry -
Shopping with list -
Upload receipts -
Purge a few emails -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Checked: Tombola Stars, Lucky Bob, FPL, WinaDinner -
Read -

Have a great day!

C x