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Pepper money? Anyone have any experience good or bad please

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  • Reece24
    Reece24 Posts: 41 Forumite
    10 Posts
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
  • Gemsi84
    Gemsi84 Posts: 24 Forumite
    10 Posts
    Reece24 said:
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
    How long did it take from full application to get to that stage? 
  • Reece24
    Reece24 Posts: 41 Forumite
    10 Posts
    Gemsi84 said:
    Reece24 said:
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
    How long did it take from full application to get to that stage? 
    18th March application submitted, bad timing really since they only accept physical valuations, but thats now sorted so just waiting for, fingers crossed, an offer.. 
  • Gemsi84
    Gemsi84 Posts: 24 Forumite
    10 Posts
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
    How long did it take from full application to get to that stage? 
    18th March application submitted, bad timing really since they only accept physical valuations, but thats now sorted so just waiting for, fingers crossed, an offer.. 
    Best of luck- let us know how you get on 
  • Reece24
    Reece24 Posts: 41 Forumite
    10 Posts
    Gemsi84 said:
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
    How long did it take from full application to get to that stage? 
    18th March application submitted, bad timing really since they only accept physical valuations, but thats now sorted so just waiting for, fingers crossed, an offer.. 
    Best of luck- let us know how you get on 
    Thank you- and you!
  • Confused789
    Confused789 Posts: 54 Forumite
    10 Posts First Anniversary
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
    How long did it take from full application to get to that stage? 
    18th March application submitted, bad timing really since they only accept physical valuations, but thats now sorted so just waiting for, fingers crossed, an offer.. 
    Best of luck- let us know how you get on 
    Thank you- and you!
    Any news anyone? I'm on about day 24....
  • Gemsi84
    Gemsi84 Posts: 24 Forumite
    10 Posts
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
    How long did it take from full application to get to that stage? 
    18th March application submitted, bad timing really since they only accept physical valuations, but thats now sorted so just waiting for, fingers crossed, an offer.. 
    Best of luck- let us know how you get on 
    Thank you- and you!
    Any news anyone? I'm on about day 24....
    No news, although broker sent us a direct debit instruction for Pepper which is random considering we haven’t been approved yet 
  • Confused789
    Confused789 Posts: 54 Forumite
    10 Posts First Anniversary
    Gemsi84 said:
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
    How long did it take from full application to get to that stage? 
    18th March application submitted, bad timing really since they only accept physical valuations, but thats now sorted so just waiting for, fingers crossed, an offer.. 
    Best of luck- let us know how you get on 
    Thank you- and you!
    Any news anyone? I'm on about day 24....
    No news, although broker sent us a direct debit instruction for Pepper which is random considering we haven’t been approved yet 
    I had to fill one of those in right at the start! They are slow aren't they! 
  • Reece24
    Reece24 Posts: 41 Forumite
    10 Posts
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
    How long did it take from full application to get to that stage? 
    18th March application submitted, bad timing really since they only accept physical valuations, but thats now sorted so just waiting for, fingers crossed, an offer.. 
    Best of luck- let us know how you get on 
    Thank you- and you!
    Any news anyone? I'm on about day 24....
    Nothing yet, hoping this week but we’ll see.. They have had every document possible from us and I can’t think of any other questions they could possibly ask..
  • Gemsi84
    Gemsi84 Posts: 24 Forumite
    10 Posts
    Reece24 said:
    Reece24 said:
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    Gemsi84 said:
    Reece24 said:
    I’m currently going through an application with them, Valuation came back fine, they asked for yet more info today, even wanted to know about a rented property my partner lived in years ago?! Valuation done on the 5th so fingers crossed not much longer.
    How long did it take from full application to get to that stage? 
    18th March application submitted, bad timing really since they only accept physical valuations, but thats now sorted so just waiting for, fingers crossed, an offer.. 
    Best of luck- let us know how you get on 
    Thank you- and you!
    Any news anyone? I'm on about day 24....
    Nothing yet, hoping this week but we’ll see.. They have had every document possible from us and I can’t think of any other questions they could possibly ask..
    Update guys, just had a call from Pepper, they are looking to issue the offer tomorrow!!!
    This has been a long hard 3 months of waiting and I hope you get your offers ASAP!
    That’s amazing!! Congratulations 
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