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Pepper money? Anyone have any experience good or bad please

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Comments

  • ACG
    ACG Posts: 24,688 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I submitted a case to them at 1.26pm today. 
    Reviewed, everything satisfied (im taking credit for this bit, my packaging was top notch haha), and valuation instructed at 4.58pm. 

    Thats quicker than half the high street. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • pb1973
    pb1973 Posts: 7 Forumite
    Eighth Anniversary First Post Combo Breaker
    ACG said:
    I submitted a case to them at 1.26pm today. 
    Reviewed, everything satisfied (im taking credit for this bit, my packaging was top notch haha), and valuation instructed at 4.58pm. 

    Thats quicker than half the high street. 
    Hi there. I have an application in with Pepper at the mo’. AIP was given last week.

    Application in on Friday. Hard search on my credit file from them same day.

    Everything’s now showing as “satisfied” but the valuation’s not until next week. 

    If everything else is marked as “satisfied” does that mean it’s definitely all done and dusted and I’ll get an offer (subject to the valuation being OK of course) ?

    Or even if the valuation is OK, might they still not offer? 
  • ACG
    ACG Posts: 24,688 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I dont think I have ever had a declined application with Pepper, so I would say I think you should be home and dry - subject to valuation. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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