Pepper money? Anyone have any experience good or bad please

Happyme7

Does anyone know when signing your mortgage offer do you need to wait for ur solicitors to get intouch and do you need a witness and if so who can this be ? Im reading my mortgage offer and im very confused

Ako26

Happyme7 I had to have a witness my best friend signed it, this didnt have to be done at the solicitors or anything I did it over a brew. I sent everything to my solicitors and that was it on exchange and completion I didn't have to do anything other than wait for pepper to pay the money :j

JasonHand

Happyme7 wrote: »

Does anyone know when signing your mortgage offer do you need to wait for ur solicitors to get intouch and do you need a witness and if so who can this be ? Im reading my mortgage offer and im very confused

I just asked a friend at work to sign as a witness

Happyme7

Im just confused cos we have a form to sign with an envelope but then do we sign that and one at the solicitors im trying to get intouch with my Mortgage advisor.so stressed lol :eek:

Happyme7

When you complete do you have to pay your first mortgage payment at the same time???

Ako26

Happyme7 I never went to my solicitors at all all done my post/email and calls.

No you don't or we didn't we had our preferred date for the payment to Come out and what they did was take it the following month but its a bigger payment

Happyme7

Thanks Ako26, my solicitors are saying they havent received our mortgage offer which i find strange as ours come through the post last week, then they said i need to take in my ID and declaration pack which i did last wk!! Its just like they dnt have a clue what they are doing and so even as of now they havent even started the searches:eek:
So the pack you received from Pepper did u just sign that and send it back? Did your solicitors send u out anything for the mortgage offer to sign?

Ako26

Yes I sent pepper all there requested I do back. My MA forwarded all ID info and took care of that. My solicitors was miles away I never went at all. Yes I had lots of info of solicitors what I needed to sign.

Ako26

Yes signed peppers sent back. Solicitors send loads of stuff to sign and send back. MA sent all ID etc off. I don't even know where my solicitor was based lol

Happyme7

We appointed a solicitor near where we live and ive sent all our ID in but they just havent looked at it but because our solicitors arent on Pepper list, we have to pay for a solicitor from Pepper aswell:eek: arghh its all complicated haha:rotfl: right so we will sign the paper work from pepper and get 2 witnesses to sign im guessing they will want a witness for me and a witness for my partner aswell?? Lol sorry for all the questions haha:j