Pepper money? Anyone have any experience good or bad please

Ako26

How's things going for everyone.

HAPPYME7 have you any news

chrisonline

Very interesting feed folks.
My mortgage advisor put in full application last Monday (18/03/19) after we got a decision in principle.

After reading all the positive result on here I'd be interested to know if you all got offered the same figure and rate you were given in the principle offer?
I've had a couple of lenders come back with offers in recent weeks offering either less money or higher rates.

My mortgage advisor was told today that we should have a decision by this coming Wednesday so fingers crossed.

After reading a couple of the posts here I noticed a few people were hit by extra solicitor fees as their solicitor was not on the Pepper Legal List. Luckily you can download this list from Pepper and check yourself (for future applicants). Fortunately my solicitors are on there.

I will update this feed with my progress and look forward to any replies to my above question(s) :j

Happyme7

Hi Ako26
Im still waiting to hear from my solicitors im wanting to get moved asap but ther taking ther time:cool:
Chrisonline As for rates mine is 4.33 and mine was the same at the decision in principal stage.
We are having to pay 2 lots of solicitor fees,
I was hoping to get moved by beginning of April thats what im aiming for im going to keep getting on to my solicitors cause they dnt seem to rush
Hopefully you will get your offer very soon its all very exciting, i still cnt believe we got our offer :j:rotfl::beer: so happy:j

Ako26

Hi all

Yes mine was the same as DIP its one of the lowest pepper offer. Pepper are completely diff and so helpful just take their time, a long time but that's nothing to how slow solicitors act.

HAPPYME7 have you had your surveys back, didn't anything show up?

Happyme7

Ako26 yeah survey came back all good, just waiting on the solicitors now searches have been done just waiting on the local authority one so hopefully shouldnt be too long now

Ako26

Happyme7 sounds like going to plan. Nag for local authorities ones mine were done weeks and weeks b4 my solicitor got them. Have you had the contracts from pepper

Deadlinemover

Hi all,

Happy to say, full application made 13/3/2019 and funds released today. A total of 15 days for the whole process, and received what I requested. All good here, as long as you provide everything they want and answer anything they want, all runs smoothe. Yes there were lots and I did already have things semi prepared but respond when they ask and give them what they ask.

Hope everyone else’s will work out as expected .

Happyme7

Awh thats great news and very quick
And Ako26 yeah the searches are all done now i should receive a letter today from the solicitors she said she has received the transfer and some other things whats the transfer is that a form to sign to transfer any money across?

Ako26

Happyme7 I'm not quite sure. Have you transferred your deposit, maybe to do with that certainly sounds like the end of the process.

Happyme7

Ako26
We have just received the mortgage deed and the land registry through so we are going in Tuesday to sign them cos i dnt have a clue what to sign so how long after this do you think? Im hoping to exchange anytime now lol :rotfl: