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Danske Bank Reward Current Account
edited 31 August 2018 at 1:39PM in Budgeting & bank accounts
107 replies 16.8K views
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Just noticed they have online applications but after clicking 'Apply Online' I just get a blank page - Does anyone else get this ?
I'll keep updating this thread, charting my progress through the application process.
I love my job
I had my telephone appointment/interview with Danske Bank last Wednesday, 5th September.
The Customer Services Rep explained that if I met the Cash Reward account criteria of:
* logging in to internet / mobile banking
* deposited £1200 per month
* the £2 account fee would be deducted on the last working day of the month
* the £7 reward would be paid in to the account on the first working day of the next month.
If the account holder does not meet the cash reward criteria in any given month:
* the £2 account fee would still be deducted as normal
* the £7 reward would not be paid
I am waiting for my seemingly substantial paperwork to arrive, read through, sign, and post back.
What the hell were Danske thinking of when they designed their logon process? Not impressed
This current account can't be recommended as a main account (personal opinion)...as too complicated for login...
The security card (and 89 coded combinations) was also required on mobile banking when making my £1,200 faster payment out (requires £1,200 pay-in/month to satisfy reward terms). I'm hoping that it is only required for initial set up on mobile banking. Will report back next month...
I love my job
Do you have access to a scanner? Scan the card, then print an enlarged image - it's what I use for the code matrix cards introduced by CoventryBS a few years ago (but only when making a withdrawal).
You can use either a username or customer number with the new CB/YB/B system which I find fairly painless.
The matrix system is fairly common in Scandinavia, my mate has one on his both of his accounts there. Given that Danske is Danish and NI is a tiny market, I doubt it's worthwhile creating a separate system.
[Anyway, with the same 1.5% interest available from Marcus on up to the FSCS £85k limit, at least for the next 12 months, I've drained our Clydesdale Direct accounts.]
PS: Apologies for diverting the discussion away from DanskeBank.