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New plan...time to see some movement!

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  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you everyone. I won't be away too long, and will still pop into everyone's diaries. :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Take as much time out as you need jwil but I hope you feel better soon. You will be missed xx
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Take as much time out as you need jwil but I hope you feel better soon. You will be missed xx

    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi Jwil, just read your diary and subscribed. You have done really well and are such an inspiration.I do hope you feel better soon. I will look forward to your return. Take care x
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lindez wrote: »
    Hi Jwil, just read your diary and subscribed. You have done really well and are such an inspiration.I do hope you feel better soon. I will look forward to your return. Take care x
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I hope you're okay Jwil. Thanks for popping on to my diary :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hello everyone.

    I thought I'd do a quick update.

    I'm not feeling as bad as I was the other week.

    DH and I had some mega rows, so much so that I think we both thought it was over :( . However, we had a good talk and are now back on track.

    We pulled the 'new' mattress out of the other bedroom and swapped it for the one on our bed. We have 4 mattress toppers on it :rotfl:, it's very high and too firm still, but it has made a big difference to my backache and I don't wake up having to turn every hour. I have also slept through from around 10pm to 4am a couple of times, I haven't done that for years :T It's too hard for DH, so we will have to save for a new mattress, I'd like to sink into one again, rather than rest on the surface, so I'm happy to do that. What we have is acceptable for now though and didn't cost us anything.

    One of the house jobs became super urgent, so I had to scrape every penny I could find from my emergency fund, savings and budgets to come up with my half. I am completely skint now, but it will have made a big dent in the 'house' target and will be one job ticked off.

    I've been continuing with eBay and we've had a lot of sales between us.

    Our 40 year old cooker is playing up and not cooking properly. It needs replacing but obviously I don't have the funds for that at the moment. Our microwave has an oven in it too, so I'm trying that out as we speak. It will be helpful, but is too small for long term use. So the hunt is on for a small 50cm wide gas cooker, if anyone can recommend one!

    Little miss was ill last week, so I had to take some time off. She's better now but it means I've lost some hours at work which is still very busy.

    I have finally got to the end of my 'to be read' pile of books :T So I rejoined the library with the kids, and have dug out my kindle. I've still got books to work through on my shelves, but the stuff I've not read before has all been done. There were hundreds and hundreds of them originally! I now have 1900 books on my kindle to work through :eek:

    I had my credit on one of my debts for 'unfair treatment' so that's a nice £200-ish knocked off without any effort from me. :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Glad you sorted things out with hubby xx

    That's brilliant news about the £200 reduction in your debt every little helps xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I'm glad you're feeling a bit better Jwil and have made up with DH.

    A new mattress does sound like a top priority. We bought a new good quality mattress two years ago. It has a latex topper built in and is like sleeping on a cloud :). Before that DH and I used to have springs digging into our ribs and I used to lie on a slope all night, as DH is much heavier than me. I used to wake up with a backache every morning. With the new mattress I don't roll into DH and I wake up refreshed and with no aches and pains every morning. Worth every penny!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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