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New plan...time to see some movement!
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Sorry they turned out to be a timewasters jwil.............don't get me wrong I do sell a lot on fb but I deal with a tremendous amount of timewasters it's very frustrating xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Annoying about the time waster. This is why my clutter goes straight to the charity shop.
Sorry you and DH rowed. Hopefully you'll make it up this afternoon.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »Annoying about the time waster. This is why my clutter goes straight to the charity shop.
Sorry you and DH rowed. Hopefully you'll make it up this afternoon.Sorry they turned out to be a timewasters jwil.............don't get me wrong I do sell a lot on fb but I deal with a tremendous amount of timewasters it's very frustrating xx
It's so frustrating, I don't know why people are so bloody rude!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Dragged myself out for my run this morning. It hasn't improved my mood, but I'm glad I went. Only 5 more runs to go until I've completed couch to 5k. It's not so nice running in the dark.
Off to pack some parcels now, we had a few sales yesterday."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Well done on your decluttering! I love it so much when one more thing leaves the house!Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.0
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Well done on going for your run and for the parcel packing.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well done on your decluttering! I love it so much when one more thing leaves the house!
Thank you. It is so satisfying to see stuff going. I know I whinge about all the stuff all the time, but when I think back to how it was, I can genuinely see we have made great progress. Just loads left to go!HairyHandofDartmoor wrote: »Well done on going for your run and for the parcel packing.
Thank you HHD
13 parcels posted. Only a couple left to pay up thankfully. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Little miss was dancing around the front room last night, enjoying her extra space. She said to me 'Mummy, I'm REALLY REALLY REALLY happy, are you really happy too?' Of course I said yes, but it broke my heart a bit as I'm not at the moment. It gives me a little push to try and get out of this hole though.
Has anyone used a SAD lamp or similar? I wonder if I should try as this has definitely coincided with the darker mornings and the colder weather."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Two parcels posted today and a £2 amazon voucher claimed.
I've had to book an extra nursery session this week which is another £50. Luckily I don't need to book after school club as I will be finished in time. I'll most likely need to book another one at the end of the month too."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Little miss was dancing around the front room last night, enjoying her extra space. She said to me 'Mummy, I'm REALLY REALLY REALLY happy, are you really happy too?' Of course I said yes, but it broke my heart a bit as I'm not at the moment. It gives me a little push to try and get out of this hole though.
Has anyone used a SAD lamp or similar? I wonder if I should try as this has definitely coincided with the darker mornings and the colder weather.
I haven't tried it but it could be worth a go. Daylight bulbs to replace ordinary bulbs are meant to help too.
I don't like the darker evenings. As soon as it gets dusk I can feel my mood sinking a bit, as evenings are always the time I find myself thinking about my mum more
.
I'm glad Little Miss is happy though.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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