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New plan...time to see some movement!

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  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the decluttering jwil. I need to contact a few people to sell the rest of Mr Retired's books and other specialised equipment.

    On more exciting news I've been on a singles holiday to New England. It was strange without Mr Retired being with me. Another first.

    You are doing really well retired :)

    Wow, what an amazing holiday, I hope you had a lovely time. It must have been strange without Mr Retired, but I hope you enjoyed it. Was it the right time of years for all the trees changing? I'd love to see that.
    Wow! Look at that decluttering list. Amazing. You’re doing so well. Am also really pleased that DH is slowly but surely starting to clear stuff too.

    Am glad about swimming too - progress on skills like that is never linear so it’s particularly great when something clicks and they shoot ahead..

    Have a good rest of your weekend

    Brizzle x

    Thank you Brizzle :) It's getting there :) I'm so pleased with the kid's swimming lessons.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    End of month update:

    2019 aims and totals:

    Totals:
    Debts at LBM - £34,557 ---- Jan 2019 - £21,040
    Mortgage (2018) - £119,124 ---- Jan 2019 - £117,196
    Car (2018) - £3,500 ---- Jan 2019 - £2,200
    House repair fund required (2018) - £7,500 ---- Jan 2019 - £6,282


    2019 payments.

    Debts - [STRIKE]£21,040[/STRIKE]/ £18,733 - 10.96% cleared (£2,307 cleared)
    Mortgage - [STRIKE]£117,196[/STRIKE]/ £113,756 - 2.94% cleared (£3,440 paid off)
    Car - [STRIKE]£2,200[/STRIKE]/ £1,750 - 20.45% cleared (£450 paid off)

    Emergency Fund - £40.68/ £1,000 - 4.07% reached (£959.31 to go).
    House repair fund - £1,460/ £6,282 - 23.24% reached (£4,822 to go).

    Weight - Lose 28 lbs - 27/28

    Mortgage overpayments - £72.00
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Payday today, hurrah! Everything paid up. Did the money shuffle to ensure the required amount was paid into the new joint account which will be fully switched this month. Will start setting up DDs on there for the bills so we can get some cash back.

    Stayed the same at SW this week. Have blown the weekend as well. Will try and get back to it this week.

    My mood has been so up and down recently, that's not helping.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I understand the fluctuating mood but take comfort from all of your progress
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • I understand the fluctuating mood but take comfort from all of your progress

    Like INOD says..perfectly put xx
  • It's hard to eat well when your moods are up and down, but it's true that you have made a lot of progress so look at the bigger picture with regard to your weight :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hope you are ok jwill? X
  • I hope you're okay too.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you guys, struggling a bit at the moment, I'll try and update later x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sending hugs, hope your ok xx
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