We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
£29,303...Enough is enough!
Comments
-
The loan balance is actually below £19k now but I've not been updating it so often as we'll be able to pay it off in full when we move.3
-
Our buyers pulled out. Gutted.2
-
Oh no, so sorry. Hope you can get it back on the market quickly and get going again!
Sending hugs, H x3 -
So sorry to read about your buyers. It’s so very disappointing ...hope the people you are buying from are patient and gracious.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Currently sat in a&e with DC3. They say it's comes in 3s so what else is going to be thrown at me?2
-
Oh no! Hope your DC is feeling better soon.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Kitty, this is the third surely? Covid, buyers pulling out and now this. You are due a massive piece of good luck. Keep going, you're doing amazingly well love Humdinger x3
-
Oh yes, I forgot about covid! Hopefully that is our 3. Dc3 has croup. We got seen at 7am and home for 8 so managed a couple of hours sleep. We've got someone coming to view the house this afternoon and another tomorrow so it's all hands on deck to tidy up. I'm exhausted. I'm hoping the meds have done the trick and DC3 will sleep well tonight.3
-
Gosh you have had a lot going on. Really hope things improve for you soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/252 -
Good luck with the viewings.Frugal Living Challenge 2025.3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards