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£29,303...Enough is enough!

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  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done. Debts coming down nicely.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Well done, a couple of those debts will be in 3 figures soon!

    H x
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Unsecured Debts

    Barclaycard.................£8727.32
    Hitachi .......................£9373.32
    MBNA..........................£3518.42
    Dad............................£1000
    Aqua...........................£1080
    Total unsecured debts..........£23,699.06
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    200 off the Barclaycard, well done!

    H x
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Its all going tin the right direction!
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Can't believe it's the end of another month already!

    Unsecured Debts currently look like:

    Barclaycard.................£8727.32
    Hitachi .......................£9373.32
    MBNA..........................£3518.42
    Dad............................£900
    Aqua...........................£1080
    Total unsecured debts..........£23,599.06

    I haven't paid off quite as much as I wanted to in March. We've spent a bit this month (mainly much needed clothes for everyone and a present to put away for DC3 - a bargain reduced from £170 to £50). I probably could pay off another £100 to reach my target, but don't want to leave ourselves short for April. I need to update my spreadsheet (can't figure it out on the iPad so need to get the laptop out) but so far April's budget is looking good.
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Hello!

    That reminded me that I haven’t worked out how I am going to fund the purchase of new spring/summer clothes for my daughter and I.

    Very wise not to leave yourself short and good news that April’s budget is looking OK!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Oops...I've been awol for longer than I realised!

    In the interest of full disclosure I have to confess that our debt has temporarily increased, mainly due to DH changing his car (again :mad:).

    Current totals are:

    Hitachi - £8,969.72
    Barclaycard - £6,259.55
    FD - £7,500.00
    MBNA - £3,418.42

    Total = £26,147.69

    However the old car should sell for around £4,000, which will clear the MBNA debt and put us back on track. In the meantime, I need to keep focused on the little things - meal plans, shoppings lists, listing items for sale etc.

    DH has been in his job for a few months now and it's a huge weight off my shoulders having his regular income, knowing the bills will be met, and even managing a few family days out. He also regularly comes home with random (but often useful and much appreciated) freebies. Most recently there's been travel mugs, a cake stand, and a full pan set :).
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Glad to hear OH's job's going well but what is it with him and cars!?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Verbatim wrote: »
    Glad to hear OH's job's going well but what is it with him and cars!?

    I wish I knew!! But in his defence we've already had offers on the old car for more than he paid for the new one.
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