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NST 07/2018 - Survive July!

edited 2 July 2018 at 3:58PM in Debt-free Wannabe Challenges
466 replies 35.6K views
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  • Toni'sfriendToni'sfriend Forumite
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    Got up early this morning and walked to Lidl and back (about four miles in all). Bought olive oil. coffee and antipasti which are all on the super weekend offer. Going back tomorrow to get more to stock up with. Will last for ages.
    Himself's birthday today - officially now a pensioner!!. Loved all his little presents. Mostly books and some vouchers for meals out (plus the jaffa cakes). Vouchers are a bit of a cheat given that the meals are for two but if we'd gone out without them he'd have paid. His friend dropped in with a couple of bottles of very nice wine. A rare occurrence for us to have visitors and it brought home to me just how much I have to get into this housekeeping mallarky. Not that his friend would notice but I do.
    Have had a bit of a clean but the more you do the more you notice what needs done.
    So we're having a nice little cold buffet tonight (Himself, me and the Boy). I really hope the Boy has not bought him him something technical for his birthday but I fear the worst.
    So it's been a really nice day. Hope everyone's has been as nice.
    Have adventures. laugh a lot and always be kind.
  • edited 7 July 2018 at 5:14PM
    EarlyRetirementEarlyRetirement Forumite
    74 posts
    edited 7 July 2018 at 5:14PM
    Day 6 & 7 update

    Day 6
    NSD 4/15
    Didnt walk to work as planned,text Friday morning to say I would have to be away from the office, long day, late finish.

    Day 7
    Spent £60.00 on groceries and £20.00 on stock for my eBay shop. Had a lovely walk around the charity shops in town this morning and picked up some lovely bits and pieces.

    Car is loaded up for the car boot in the morning. Parcels wrapped ready to take along to the parcel shop tomorrow afternoon.
    I have even started to paint the skirting boards in my hall and I have weeded the front garden.

    Grateful for: the sun, a catch on the phone with a friend and a day to myself. :)

    Have a good evening all,
  • edited 7 July 2018 at 6:47PM
    Kerry_WomanKerry_Woman Forumite
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    Tenth Anniversary 1,000 Posts Combo Breaker Mortgage-free Glee!
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    edited 7 July 2018 at 6:47PM
    mothernerd - Hope you get well soon.
    Toni'sfriend - Wishing Himself a Happy Birthday.
    NSD 5/20 Was a spend day. Went to an event in Olympia, London - joined society for vegetarians and 4 bamboo toothbrushes(which were in one box). Paid for a vegan festival for later on in the month. Council tax paid and the DBS update service yearly subscription.
    Set - Done the budget for the month.
    Use - Will definitely be doing this. Still using up things already in.
    Revisit - Am going to set new goals. Made a list of goals and bucket list.
    Vacation - Not going on holiday. Planning to have some days out/experiences.
    Inspire - Will try.
    Value - Got a free ticket for entry for the event which I attended today.
    Every - Have done. Grateful for:
    Having a nice time out at the event.
    Got a few nice treats at the event which were free.
    Doing self-care today.
    Jump - Will definitely do walking as it will help my mental health also. Walked around the different stalls at the event.
    Unless - Brought my own lunch to the event.
    Lose - Done decluttering for now. Still need to take items to cs.
    Yearly - Have made a list as to what needs to done or going out trips/experiences/voluntary work for rest of the year.
    Frugal Living Challenge 2020
    Mortgage free as of 1st August 2013
    NST July 2020: The Turtles go Jousting 26/20
  • DawnWDawnW Forumite
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    Mothernerd, hope you feel better soon :(

    Dolly84, hope your OH is ok, what a worry :(


    NSD today, spend day yesterday, bought far too much stuff for what turned out to be 1 night away camping :cool: Still, it will all get used eventually - meat items in freezer. Must update spreadsheet / signature.

  • apple_muncherapple_muncher Forumite
    10.7K posts
    10,000 Posts Sixth Anniversary Name Dropper I've been Money Tipped!
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    Toni'sfriend - that is some walk! And Happy Birthday to Himself.


    Today I am grateful for a lazy start to the day after such a hot night, for dh taking dd to dance for me so I could work, for getting my kettlebell workout done, for going to dd's sch fair, for seeing some of the Tour, for knitting some flowers for a posy for dd's teachers, for the washing drying so quickly, for a chat with a neighbour that I hardly ever see to talk to, for the lavender plants in full bloom.
    NST July jouster #1; NSD 18; Ex 32; bagfuls 6 (53)

    Mortgage £500? ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
  • mothernerdmothernerd Forumite
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    Sixth Anniversary 1,000 Posts Debt-free and Proud!
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    Toni's friend happy Birthday to himself and big congratulations on getting to be a pensioner - we need to celebrate those who survive that far in increasingly challenging times.


    Kerry Woman sounds like an interesting day.


    Thank you once more for all your kind thoughts. I did do another 'hour' of work - walked slowly to a post box (not my usual one) and took a bag for the charity bin near to it. It seems fairly empty so will take more if/ when I can move.


    On the way there and on the way back I took down all the trailing remnants of washing line in the yard and sat on a chair to spray the path weeds as far as I could reach. Gave up when I moved to a new location (luckily next to the back door) and went through the seat (fabric strip type) and got wedged in the frame. DS3 was awake and arrived as I called the second time. Once I had told him what was wrong he decided how to get me out (next door neighbours were out in their yard but did not want them coming round to rescue me).


    Retired to bed with ham, spread cheese, wholemeal rolls, satsumas and more tap water (plus the pegs and line tangle which I have since sorted). Not unexpected for the chair bottom to go (4/6 already have) but the first time I have been in situ. Planning to use the frames as stands for some large deep 'grow bags' I have as part of my 'future proof garden.


    I have played a couple of games but mostly slept this afternoon. With my positive head on, I have decided that this is a good week to work out exactly what I can do if this is the new norm - feeling mentally strong but physically lacking in resources (had planned to start a modified 'boot camp' regime this week:rotfl:- will have to modify further:rotfl:go me:T:T.


    I have some paperwork to complete (bit worrying but will rant later). I can make a start on all my lists and I have two large projects to make a start on, so I won't be idle. Then start working out how i can manage various household tasks.



    I am out for the day with mum tomorrow - maybe I will sit on the bench and let her run round. Hoping I can conjure a picnic from the contents of the fridge. I have found a 2l bottle of fizzy water and a can of diet coke. Hoping (pretty sure) I get Monday off (won't be much use to her anyway and she may want extra sleep after tomorrow).



    Sounds weird for a day out but am actually hoping for a convenient SM or shop tomorrow - it would be useful to do a small stock up just before we get back on the coach and the couch drop off is very near to home.


    Today I am grateful for all the things I have managed to do, for ibruprofen, for modified shower bath, for a nearly empty charity bin (definite target for next week), for realising I need to make my garden (and the house) less hazardous and making a start., for the pain - reminding me how much my body does and how much I take it for granted.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST Feb No 6 No Debt No mortgage
  • sashanutsashanut Forumite
    3.3K posts
    Part of the Furniture Mortgage-free Glee! Debt-free and Proud!
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    Hi all :j





    Will try for 13 NSDs & hope to get nearer to 20....now 4/13

    Set your budgets not yet done
    Use Most definitely want to do this; have a mountain of food & stuff to clear. Have been sorting but it is a big task, not made easier by being unwell for the past few days & find the hot weather difficult especially when unwell. Will record progress on here to call me to account. Must view house as massive shop full of items which can be (mostly) sold. Have already discovered loads of clothes etc than I can either wear or sell. Also have makeup & toiletries, need not buy any of those either..still a bit poorly but managed to wash & iron some clothes & list a few on FB selling sites. One sold straight away but they've not paid yet, if the others don't go I will list on ebay..looks like all 3 people who expressed interest paid up, so 3 items sold..will post them out tomorrow & list more. Posted out 3 items today, plus one for DD. Didn't list any more today, but DH liberated some more boxes from large shed, so have more to trawl through tomorrow. Not actually listed any more but spent a very hot hour this morning in the 'big shed' so called because it's like 2 sheds stuck together. Trawled through quite a few boxes & found more carp to sell, but first it has to be washed. Did 2 wash loads & will start listing tomorrow, as I caught sight of the boxes in the double garage...lots and lots.. Did iron a lot of the clothes; not such a good idea in this heat, was absolutely not the day to do this. no listing either as DD then got up from night shift & wanted to go - you guessed it - shopping...Ironed more stuff today & took photos so can list asap. Just need to pitch the price right so they sell right away on FB selling pages, as otherwise they slip down the listings so fast; now you can't refresh the listing but have to re-post...gah!


    Revisit Targets were like other peoples I think, to lose weigh (not really); to declutter - some progress; to stop wasting money - also some progress there..will list any weight losses/stuff leaving the house/money gained by selling...when it happens.. Still £44.26 so far..plus £5 voucher for doing a survey; £49.26 Another £3 voucher today: still £52.26

    Vacation Have already booked to go to Ireland for 3 weeks from July; aim to sell some stuff to pay for spends over there. Will also be planning some days out & at least another visit to the Old Country later in the year, probably 2. Have found more stuff especially shoes to go. Must ramp this up as go away 3 weeks today...clock is ticking..have found many items to take with us and many to sell..

    Value Always do try to use cashback sites where possible, and find value for money in shopping. Also have a card which gives me vouchers; and do some work which pays in vouchers too. Use cheaper supermarkets & have HB & Fultons here as well, which are both good for some stuff. DH & DD went shopping & PO, big mistake as DD brought back 2 extra large chickens she got for only £2.50 each, very pleased with her bargains bless her.....Just what I needed more food to be used right away... Cooked one, need to think of what to do with the other ( no room in freezers) PDQ! DH renegotiated BB deal with Virgin yesterday, they assured him deal would still be available today. Took 45 mins of argument, ask to speak to a manager, etc etc before they agreed to honour it...no wonder folk give up in disgust. Should save us £300 per year..no shopping today of any kind thankfully, value or otherwise..shopping today & stocked up with some things that were on offer..that's my excuse. No shopping today & ate what we have in, much easier when just the 2 of us involved..

    Every Checking in 7/31

    Gratitudes: Plant flowering in enclosed garden that never flowered before, think it is a native of Australia; DH getting stuck in with sorting out the old car; DD finally going to her own home; many and varied useful finds; cleared a space in spare room...waiting for the whoosh effect when everything comes together & we see a big difference!

    Jump No jumping here either but in the garden every day when possible. Do try to drink water but struggle with this. Been in the garden early & tonight, done watering..and a little tidying up.


    Unless budgeted, no takeaways, coffee shops, lunches out etc. Nope.

    Perhaps keep track on here of items/ lbs lost and £s made:
    So far have put on a pound in weight & made £52.26

    Yearly we are halfway through 2018. Good idea, will have a big list of outside jobs that need doing/big/small & in between. Making big list this weekend; also one of items to take to Ireland with us; menu planning; will be a very listy weekend. Did a bit of the Irish list.

    Go turtles!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • GlendaSugarbeanGlendaSugarbean Forumite
    689 posts
    500 Posts First Anniversary Photogenic
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    Yesterday was a spendy day as expected but a good one - took the boys swimming and to the park and we had a great time. Due to some ball-related events it was nice and quiet and we ended up spending a couple of hours in the pool. Packed lunch plus ice creams from the supermarket so not as spendy as it could have been.

    Top up shop for weekend stuff, including imitation Pimms from Aldi which is very palatable and only £6 for a litre!

    Didn't see any of the Tour yesterday :mad: but hoping to catch the highlights today. I'm doing the Tour de Fleece (spinning challenge) but haven't got my wheel out yet! Bad Glenda. So I'll crack on with the housework this morning (yawn), and then clean up the wheel for a start this evening accompanied by the highlights (vroom vroom).
  • dolly84dolly84 Forumite
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    KerryWoman - the is so much more choice in London for vegetarian/vegan/zero waste. Up north it would appear we all want to eat McDonalds, drink red bull then throw all our rubbish in the street.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 18/66
  • greentgreent Forumite
    9K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    • NSDs - 2 (I had one yesterday but OH and DS1 had stayed away overnight over t'other side of the country for a Uni Open Day visit and so needed to buy lunch)
    • Remember others - DD to charity gone out.
    • Pay to your debts or savings FIRST - DONE - + £65 OP to BTL
    • Set budgets. Food 61.24/475. Fuel 0/65 Gifts 15/30 Toiletries 0/10 Cleaning 1.75/10 DD uni stuff 10/50 Clothes 0/100 Social 16.50/75
    • Use things up Still ongoing. Have given DS1 a small collection of hotel shampoos to use first, rather than buy him some shampoo :D
      )
    • Revisit targets you set back in January. - Done. [/COLOR]
    • Vacation time No idea whether we're going on hol in Oct (not booking until after A level results) and no real plans made for summer hols with the kids - must get thinking cap on!
    • Inspire others -
    • Value for money -no spends for me yesterday. Did gain a pile of tea bags and coffee etc from OH's hotel room - already started using them :)
    • Every day - here :) Am thankful for the weather (again), DD being a star helping me look after my nephew yesterday, freebies from shopping apps on Friday,

    • Jump - Took nephew for walk in his pushchair :)
    • Unless budgeted, no takeaways, coffee shops, lunches out etc. -yep.
    • Lose the excess. Pair of OH's trainers literally fell apart (he has about another 5-6 pairs) and a bra of mine lost both of its wires yesterday - both items gone! 2 pairs of slippers of DS3's identified as too small.
    • Yearly plans -we are halfway through 2018. If you haven't planned on how to finance Christmas/ birthdays in the second half of the year/ DIY things which need doing / any holiday plans you may have - NOW is the time - will make a list of people with bdays and those I need to get Xmas presents for and make a start, even if it is putting money aside.
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786 12/19 £48986 2020 OPs (#18) £5010/6K
    Net sales 2020 £584.09/£500 Decluttering: 1700/2020
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