What small DFW things will you do w/c 4th June??

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up (Link)
• Coupon Shop Forum list of money-off coupons (Link)
• Cooking On A Bootstrap, cheap recipes. (Link)
  
• eBid (Link)
• Freecycle (Link)
• Freegle (Link)
  
• Free Postcode Lottery( Link )
• FreeStuff (Link)
• FreeUKStuff ( Link )
  
• Income Tax Calculator (Link)
• i-Say Surveys (Link)
• Jobseekers Railcard (Link)
  
• List of online newspapers. At bottom of the linked page. (Link)
  
• LuckyPhone free lottery with loyalty rewards (Link)
• Marriage Tax Allowance (Link)
• Martin Lewis' Weekly List of Deals and Tips (Link)
• MSE Bank Charges Comparison Tool (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
• MSE Budget Planner (Link)
  
• MSE Abbreviations Explained (Link)
  
• MSE Deals and Vouchers (Link)
• MSE Demotivator Tool (Link)
• MSE Credit Card Minimum Repayment Calculator (Link)
• MSE Money Makover (Link)
• MSE Piggybank Budgeting (Link)
• MSE Stoozing Guide (Link)
  
• MSE Wow Offers (Link)
  
• NHS Minor Ailment Service article (Link)
• My Supermarket (Link)
  
• Number Plate Lotto (Link)
  
• OnePoll (Link)
  
• Quidco (Link)
  
• Reclaim PPI at no cost to yourself without using a claims company. (Link)
• Reclaim Packaged Bank Account fees at no cost to yourself without using a claims company.(Link)
• Reclaim phone credit (Link)
  
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
• SayNoTo0870 cheap phone number finder (Link)
• Start Rescue Breakdown Cover (Link)
• Super Saver Amazon Delivery Tool (Link)
  
• Survey sites that pay for your opinions (Link)
  
• Swagbucks (Link)
  
• Swapit (Link)
  
• Tickety Split cheap train tickets (Link)
• Toluna (Link)
  
• TopCashBack (Link)
• Wombling Guide (Link)
• You Need A Budget site and App (Link)

If any of the links are broken, let me know.

allydowd

Hi June[STRIKE] Jellybeans[/STRIKE] [STRIKE]Jaberers[/STRIKE] [STRIKE]Junkanoos[/STRIKE] Penny-Jugglers

It's my weekend and the sound of the seagulls are deafening the occupants of Dowd-Towers-By-The-Sea.

Debt-Free-Nillionaire Continuity Plan Year Four:

* Checked online banking.

* Turned off alarm clock until tonight, it resets itself automatically.

* Continue to chase up travel expenses.

* Continue to chase up missing £65 reward card.

* Triaged fridge and freezer. Batch-cooked 4 tubs of soup using derelict tomato, lettuce (yes it works), frozen watercress, left over passata, stockcube, rice and scraps of lamb and beef.

* Cleaned up kitchen. DW has been cooking all week...will leave the rest to your imagination , but we couldn't enjoy home-cooked delights in there as it was. :eek:

* Cleaned kitchen floor using time-proven H and K Method.

* Cleaned fridge and freezer. (I was on a cleaning roll!)

* Ate leftover tuna roll from yesterday's packed lunch.

* Checked DW's online banking.



To live without risk is to risk not living.

Hopeless_Case

Checked online banking
Scooped water out of the washing up bowl to water seedlings on windowsill
Continuing to work out few tea leaves I can use and still have a lovely cup of tea (a box of tea leaves is lasting soo much longer now that I'm more careful with how much I use!)
Washing is on the line already
Sandwiches made for lunch
I've decided not to grocery shop today as I only need a couple of things, so I'll try and do without them/manage as long as I can

determined_new_ms

Morning thanks for starting us off ally. By the way what is the H&K method?

Just caught up with yesterday's thread HK hope your kitty is ok & enjoy your time with dd

Day off today :j madam off school as well so we are going to go for a walk/scoot along the promenade and get a portion of chips :cool:

grey and dull here today

Today I will:

* quick flylady
[STRIKE]* banking and money shuffling. Told oh he owed me some cash for cc this month[/STRIKE]
* list those things on fleabay
* all meals from stores
[STRIKE]* contact Lidl re a joint of lamb that wasn't right [/STRIKE]:mad:
* [STRIKE]make a bath of tomato & lentil spicy soup for the week[/STRIKE]
* onepoll
* meeting with a friend this evening as she is moving away next week

Ok that'll do. Have a good day :A

allydowd

determined_new_ms wrote: »

Morning thanks for starting us off ally. By the way what is the H&K method?

Down on my Hands and Knees with a washable cloth, instead of using a fancy electric do-dah to clean the floor. :rotfl:

allydowd

determined_new_ms wrote: »

* contact Lidl re a joint of lamb that wasn't right :mad:

Hope ewe get that sorted.

PurpleFairy26

Morning all, thanks for starting us off ally wow, you have been productive so far!

My list today:
Washing out, another one on and hopefully get it out before work
DW on, kitchen cleaned -done
Clean mirror in bathroom -done
Stripped ham hock I cooked overnight in sc and added split peas I soaked overnight to stock, will make soup later
Leftovers for lunches/sandwiches
Run later and some stretching
Check banking and updated sheet
Check for surveys
Hot drink for commute going to a different site today, must find address in a minute
2 bids on things I have on fleabay

Anyone got any good tips on how to keep fat pidgeons away from my lovely blueberry bushes? The cat just sleeps nearby why they eat their own body weight in my goodies it seems :eek:

That's should do for now, have a good day.

allydowd

PurpleFairy26 wrote: »

Anyone got any good tips on how to keep fat pidgeons away from my lovely blueberry bushes? The cat just sleeps nearby why they eat their own body weight in my goodies it seems :eek:

Get some canes and some netting and build a tent over the bush? Ask for canes and netting on Freecycle or Freegle.

Or make your own Irritape. (Link)

ziggy2407

Good Morning All

Ally - Thanks for starting us off today, you are up and 'at em so I have you something nice planned for later.

Today we will:

Check Bank & made PAD - Done
Line dry last few bits of washing that didn't quite dry yesterday - Done
Wait for freegler -
Declutter -
List couple of bits on Eb*y -
Purge a few emails -
Enter a few comps -
Surveys -
Swagbucks -
All meals from cupboards/fridge/freezer -
Check: Tombola Stars, Lucky Bob, Luckyphone, FPL, WinaDinner - Read -
Knit -

Have a great day all.

C x

determined_new_ms

allydowd wrote: »

Down on my Hands and Knees with a washable cloth, instead of using a fancy electric do-dah to clean the floor. :rotfl:

ha ha I didn't realise there was any other way (other than a dish cloth round a broom!( :rotfl: