Saving for my first bricks and mortar...

Dizzy_Ditzy

On Friday I took £400 to the bank :j theres another £100 to go in this week sometime too, plus another £80 something from other stuff, somthats more or less £600 but I'm still not sure how much of it will go in the savings and how much I'll spend on me

What an awful dilemma to have :rotfl: :rotfl:

savingwannabe

That's fab. I am having my cheapest Christmas ever but am enjoying it though. If you like the sales happy shopping otherwise happy saving.

Dizzy_Ditzy

*drumroll*













As of 1st January 2019 I will have saved £3000. I'm currently £3 something short of £3K but the interest payment will cover that :j annoyingly, I'm up to my limit for what I can put into either account this month. That's not something you'll hear me saying very often :rotfl: :rotfl:

:dance: :dance: :dance:

savingwannabe

Really well done what a fab way to start the new year. :beer::j
I hope you had a good Christmas. :j:beer::beer::beer:

Dizzy_Ditzy

savingwannabe wrote: »

Really well done what a fab way to start the new year. :beer::j
I hope you had a good Christmas. :j:beer::beer::beer:

I had a lovely Christmas, thank you. I hope you did too :j:beer::dance:

Summer69

I'm also trying to save for my first place. I'm late 30's, single, living in Surrey with an average paid job. I've got £74,000 saved so far for my deposit (£50k inheritage and £24k saved by myself) You'd think that would be enough but still not quite to be able to get a decent One Bed flat in an area decent enough for a single female. I'm moving a bit further out & further away from work to be able to afford something and I'm currently working 3 jobs. I hope to be able to get there this year. A few times I've thought I've been close and then house prices have increased, then last year when I was gonna try to start seriously looking we had big changes at work and I was worried about redundancy so I put it on the back burner and you guessed it, prices increased again. I wasn't techicallly made redundant but did have to move to another job in the same company and it was all up in the air. Hoping to be settled soon and try again seriously.
Will still need to borrow money from parents for a bit of furniture but fingers crossed!

pinknsparkly

Dizzy_Ditzy wrote: »

As of 1st January 2019 I will have saved £3000.

:dance: :dance: :dance:

£3000 :eek: That's incredible Ditzy! Congratulations!! It's so easy for spending at this of the year to get a little bit carried away with itself but it sounds like you managed to keep it well and truly in check

Hope you have a wonderful 2019 :beer:

Dizzy_Ditzy

Thank you pink one looking at my balance does leave my face with a smile I have to admit :rotfl:

Dizzy_Ditzy

For the second month running I've maxed out what I can put in both saving accounts :j :j

And a nice little bonus - apparently when I was little someone set up a non-profit saving thing for me that was supposed to mature in 2002 but I only found out about it a month ago. My cheque arrived a couple of days ago and while it isn't a huge amount, it'll help me max my savings for February too

On the flip side, I have a 1st and 70th birthday coming up so they aren't going to be cheap but I've budgeted for them and there is some extra money coming in from extra work so that will hopefully balance it out

savingwannabe

Hurrah for maxing out savings and also receiving the money from the account set up when you were a child. Hurrah.

Well done on extra money too. :j:T:D