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Saving for my first bricks and mortar...

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  • Dizzy_Ditzy
    Dizzy_Ditzy Posts: 17,470 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just checking in! Hope all are safe and well. Work is busy busy. Life just as busy and not necessarily in a good way 🙄 the holiday I was looking forward to so much was cancelled but best to be safe. No chance of my holidaying in the UK, everywhere is going to be mad! 

    Savings are saving nicely although I’m still not back to January levels yet I don’t think. Not far off though 🙂


    I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com

    All views are my own and not the official line of MoneySavingExpert
  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    So good to hear from you. Sorry about the holiday but you will be safe. Hopefully you can have a nice holiday when all this corona is over. I hope work is ok even if it is busy and that you get some time to enjoy the weather. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Try and make the most of your home and have a staycation (dislike that phrase!), Have a look to see what's on your doorstep or a few miles away.

    Hope everything settles down for you soon.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    I hope you get a holiday at some point! I booked a caravan holiday in Northumberland for my boyfriend's 40th as there's no way we're going abroad this year. It's in November and was very reasonable. I'm hoping that time of year will be quiet as usually the parks aren't even open that late.
  • Dizzy_Ditzy
    Dizzy_Ditzy Posts: 17,470 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That sounds lovely Atrixa :) 

    I have rebooked a little getaway holiday for September and as long as the plane is going - I am on it! This year has been awful for me and I desperately need something to look forward to! The holiday that was cancelled has been rebooked for next year but I need something now! 

    A funny thing happened the other day. I logged into my online banking and it showed me some savings accounts where they were paying more interest than my current saving account so I opened one and moved the lot across to my bank account, with the intention of moving the lot from my bank account to my saving account. Turns out that I'd not read the small print properly and could only put in £400 a month :lol: so I had to move a load of it back again :lol: 

    I'm not spending as much money out and about at the moment which is fab but my grocery bill has tripled! I was spending less than £20 a week for two of us but now its at around £60 a week :open_mouth: Its because I am not going to different supermarkets for different offers, but sticking to one supermarket. I'll be glad when I can get back to some kind of normal! I'm not happy to go to different shops yet though so I will just have to try and rein it in or suck it up! 


    I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com

    All views are my own and not the official line of MoneySavingExpert
  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    Hello Dizzy Im glad you have booked your holiday for September. I hope it is wonderful. So many of us are noticing that our food bill is going up too. I am hoping in 6 months that this will go down. I hope you still get a good offer on your bank account despite all the moving! Weather is glorious today I hope it is by you too. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    The regular saver accounts are pretty good, some people have them across a few different banks / societies, using the money from lower paying accounts to cover the monthly RS's. Normally the institution will return the amount over what's allowed.

    Shopping sounds expensive and your holiday appears to be well overdue!
    Mortgage started 2020, aiming to clear 31/12/2029.
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