Being called frugal is the best compliment

savingholmes

Glad you have managed to stay on plan. Hope you have a lovely weekend

Dorisd

savingholmes said:

Glad you have managed to stay on plan. Hope you have a lovely weekend

Thank you, it’s trying to resist the urge to go to the shops for top ups. I’m sure that’s what drives up the grocery budget every month. I have plenty of food in the cupboards so if I do venture out, it will only be to take out the rubbish or for walk that does not go near any shops!

savingholmes

I'm getting our food delivered - as it stops the fritter spend to a degree - well worth the £5 I pay for delivery

Dorisd

savingholmes said:

I'm getting our food delivered - as it stops the fritter spend to a degree - well worth the £5 I pay for delivery

I will look at food delivery again, we did shop this way many moons ago and it did keep up on budget. 

Good news today debt has fallen into the £10k, only just but I’ll take that for a win! Mum has had her first vaccine dose, as a clinically vulnerable person this third wave has been very worrying especially as she does suffer in the colder weather. 

Thirdly I have been using the Fr33Prints app to get some pictures printed not just for us but as gifts for my family. I have only paid £4 in p&p for 25 photos and now have got a free code to get a larger photo printed. In my quest to declutter and organise I have been going through the photos so may scan some from our childhood and print for my siblings and I. 

Also a NSD as resisted the urge to go to the supermarket and DH ordered a take pizza 🍕 for dinner.

savingholmes

I have lots of undeveloped film - I may try and get it developed at some point - you've reminded me.
Well done for reducing the debt. Glad your mum has had her first vaccine does. My parents and MIL have too. Grateful.

Dorisd

More good news, my dad has had his first vaccine. I’m  just starting to feel a weight lift off my shoulders.
I have coloured my hair so looking fresh to start the month.

Dorisd

I have spent today 😞 a new budget planner, yoga mat and boots courtesy of Xmas money from my dad with the rest coming from savings. 

Desperately needed the boots 🥾. They are timberl@nds and were on sale, nearly half price and will get cash back too. Planner was only £5 and yoga mat £16 from @mazon with £5 off code. 

I decided I needed the planner so I can keep track of stuff in one place, although I do have spreadsheets, I like pen and paper. Im hoping to improve my fitness with yoga a starting running again with c2 5k.

savingholmes

I bought a diary this year too - normally don't bother but wanted to find a way of being groundhog day.

Dorisd

My budget diary should arrive today, I’ve also opened up a Monz0 account for spending. I can put money in monthly into pots so I can keep a better eye on what and where I’m spending. Goodbudget doesn’t seem to be working  for me anymore. I did a click and collect local fir my boots 🥾 which are also ready to collect. It seems weird to have spent that much money on something for myself. 

Only 1 more day at work to go then I’m off again. Cannot wait as I have more areas I want to declutter and decorate.

savingholmes

Let us know how you get on with Monzo. Enjoy your time off