Being called frugal is the best compliment

Dorisd

beanielou said:

Is 1k month doable?

It might be at be at a squeeze will need to do an SOA and really take stock.

Dorisd

savingholmes said:

Sorry to hear you've been ill. Hope that 2021 is a much better year for you.

Thank you, I think for most people 2021 will be better even if it’s just knowing how to cope in global pandemic 

Dorisd

Small spend yesterday in L1dl and today looks like it will be NSD. Had a money chat with OH this morning about setting up pots for annual spends like Car and subscriptions. He actually seemed receptive so I need to get the Goodbudget app back and strike while the going’s good.

Sarahwithlove

Good luck with the debt busting you've done so well so far. I would deffo get on board the savings pots whilst other half is open to idea as they are so important. 

Dorisd

Not much to report but have decluttered more than 100 items whilst earning some extra cash in the process, all items packed ready for collection next week. I have requested £5 payout from swag£ so £50 sitting in P@ypal ready to through at the debt. We’ve also managed some no spend days this week  and dinner tomorrow will be from the freezer. Feeling quite good this week and debt is heading down in the right direction. 

Last week I was feeling down, a mixture of family and work issues. I talked to my sibling or rather chewed their ear off, afterwards I felt a bit better. Sometimes that’s all you need is someone to listen. 

Chins up and stay safe.

savingholmes

Congrats - sounds like you are off to a good start with the income and decluttering.

Dorisd

savingholmes said:

Congrats - sounds like you are off to a good start with the income and decluttering.

Thanks we have continued today with de cluttering and tidying. I have cleared some drawers in the sideboard and organised our old tech, wires etc.
Also managed several loads of washing today and I have achieved another NSD today.

Dorisd

Non working day for me today, so catching up on housework. Hoping for a no spend day as I remembered to take something out of the freezer for dinner and I have no excuse to pop out to the shops.
I did have a small spend yesterday for some art supplies, I thought some clay and colouring books would help keep us occupied in lockdown 3.0 as there really is nowhere to go in the middle of a city.

savingholmes

I like doing craft activities too - although I haven't got around to it yet this lockdown.

Dorisd

I have not started any crafting yet as I have been busy with a work project and overtime. I have a few days off now so hoping to get the meal plan and budget sorted.
I will be using the council tax money to put towards debt and waiting for £24 from a website that buys books, dvds etc. I should have £100 made from surveys and selling that makes an extra £200 this month for debt payments. I’m quite pleased with that, I had worried that my flexi furlough and reduction in pay might make it harder to make extra payments towards the debt.
i think it’s time to start getting dinner ready and meal plan from freezer and cupboards.