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20/20 Vision (repaying a debt to my home and myself)
Comments
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I love your Angst and Action list.
My main Angst is no money and my Action is do surveys, work on my business and spend less.
Another occasional Angst is not sleeping well, so my Action would be go for a long walk to tire me out.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
No need to feel guilty about buying things you wanted and will use for 1/3 of the usual price! I call that a win!Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Love the angst and actionMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Angst and action sounds great! I think I will write my own... It can be so easy to get swallowed up in the angst so I love this

No need to feel guilty about the Clinique purchase... £35 is good value and if you use the products why not? It's a smart decision
Really lovely that you've reached out to the family member... Life is to short or (as the kids say) YOLO :rotfl: Ideally they respond and it goes well.Total Debt : ?? / ??0 -
Hope the facial is a joy tomorrow, know what you mean about the skin issues. I found a place near me that does really intense deep clean ones, not enjoyable - like going to the dental hygienist - but makes a huge difference to my dry patches and blotching.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo0 -
HairyHandofDartmoor wrote: »I love your Angst and Action list.
My main Angst is no money and my Action is do surveys, work on my business and spend less.
Another occasional Angst is not sleeping well, so my Action would be go for a long walk to tire me out.
Thanks. From now on when I share angst on this diary I will also share an action. Angst is too easy for me to doin_need_of_direction wrote: »Love the angst and action
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
That's true for all of us.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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RosaBernicia wrote: »No need to feel guilty about buying things you wanted and will use for 1/3 of the usual price! I call that a win!
Thank youAngst and action sounds great! I think I will write my own... It can be so easy to get swallowed up in the angst so I love this
No need to feel guilty about the Clinique purchase... £35 is good value and if you use the products why not? It's a smart decision
Really lovely that you've reached out to the family member... Life is to short or (as the kids say) YOLO :rotfl: Ideally they respond and it goes well.
I agree, I don't feel guilty. LOVING using my products. I thought my debt free journey had rid me of my facial product glee. Seems not
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Thanks Redo, The facial is indeed a deep cleansing one. When it is being done it isn't relaxing. In fact it is irritating. They do extractions too so not nice. But after my skin looks great so that is the bit I am looking forward toredofromstart wrote: »Hope the facial is a joy tomorrow, know what you mean about the skin issues. I found a place near me that does really intense deep clean ones, not enjoyable - like going to the dental hygienist - but makes a huge difference to my dry patches and blotching.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Stressful day work wise yesterday but WFH so no horrible commute

I made vegetable, halloumi, and chicken kebabs and they were gorgeous. I had them with lentil pasta and salad.
I’m looking forward to my facial today
HEALTH and WELLBEING
Walked 20 minutes before work yesterday
HOUSE
Roofer got back to me with an appointment for to quote for next week
Chased my window quote
MSE
Phoned internet provider to get a better deal. They will send me a new quote of £8 a month less. Doesn’t sound much but it is £72 a year. Anyway, I will compare and then decide.
My day off today so off to make a nice breakfast before my appointment
Have a good day everyone
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250
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