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20/20 Vision (repaying a debt to my home and myself)

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Comments

  • System
    System Posts: 178,376 Community Admin
    10,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Did someone mention only 17 days til you are off work? :D

    Houses are hard work when they are all down to you.

    As Beanie says , that's all.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • doingitanyway
    doingitanyway Posts: 10,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I had blood taken and I was weighed today. I have lost over a stone. :j Most of the weight has gone from my middle so it is especially pleasing. That said I am still far too heavy. The next stone off will help me feel and look so much better, so I am even more motivated to get it off.

    I am due back to the GP in a fortnight to go through the blood results. I will aim for another few pounds in the next fortnight. ;)

    I took my own cup when I went out and had a free coffee from Waitr0se and a 49p coffee (because I had my own cup) in Pr3t :money:

    Bargain of the day was a M and Cole mixing bowl reduced from £12 to £1.20 and 2 pudding bowls reduced from £2.50 to 50p each, nice and deep and round and perfect for soup :money:

    I am working from home this afternoon. Still not putting on heat until it gets dark but it is cold today! :money:

    Hope everyone is okay :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Excellent news on the weight loss and the motivation that it's given you to carry on :) Slow and steady wins the race, and it sounds like you're making some lifestyle changes as opposed to hitting a quick fix diet that will fizzle out after a couple of weeks. Good for you!

    Wowza to the bargains too :) I got some swimming shorts for my son (with his favourite character on) for £3 this morning, which i was pretty pleased about.

    I'm not as restrained as you in keeping the heating off - mine has been on and off all day...
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the weight loss and great bargains there :T
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great weight loss :j :j
    Great bargains too :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Homegrown0 wrote: »
    Excellent news on the weight loss and the motivation that it's given you to carry on :) Slow and steady wins the race, and it sounds like you're making some lifestyle changes as opposed to hitting a quick fix diet that will fizzle out after a couple of weeks. Good for you!
    Thanks Homegrown. Diets fizzle out for me I want it to be a lifestyle change that focuses on health first :)
    HairyHandofDartmoor wrote: »
    Well done on the weight loss and great bargains there :T
    Thank you Hairyhand :)
    beanielou wrote: »
    Great weight loss :j :j
    Great bargains too :)
    Thanks Beanie :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I chose not to sort the house out so it is still a dump. It would have taken my whole day off. Instead I went into town to see if I could find the kettle I had set my heart on.

    I spent the majority of the day searching for a kettle that has been discontinued. In the end I found a branch with the kettle in their discontinued stock in a drawer! The good news is it was the last one and I got it at a 50% discount. :money: I now have more counter space. I should be able to reduce my electricity bill now as I boil the kettle multiple times and gas is cheaper. Plus I LOVE the kettle. Very stylish and Japanese :)

    I found the boots I wanted in my size and there was 25% off. :money::D

    I bought more undies so I can wash clothes less often and save electricity that way too.

    I chased the window quote

    A spendy day but very much planned spending. I am exhausted. I find shopping tiring plus the squirrels are disrupting my sleep :mad:

    I hope you are all having a good day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's great news on the kettle, boots and undies :T. All very sensible purchases I think.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy new kettle :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    beanielou wrote: »
    Happy new kettle :)
    The kettle is the thing I am most happy about. A kettle on the stove makes me feel happy :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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