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20/20 Vision (repaying a debt to my home and myself)

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  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    mark88man wrote: »
    my frog at the moment is mobile contracts where I am still paying for the kids even though they are all working - its just getting together at the same time as CS is open. Have set target for end of contracts (Mar 19) but hope to have it done by christmas
    Swallow that frog mark88!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OK thank you DIA consider the frog toast -

    Like all relays I will do it one leg at a time :-)
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    edited 19 November 2018 at 11:07AM
    The roofer cannot do the job, so I will be looking for someone else. Back to drawing board and it doesn't look like I will get someone now until the Spring. He could not recommend anyone else either. Annoying. Going to focus on the window now and the redecoration of the room once that window is done. That should take me into April when I can think about redoing all fascias rather than doing a piecemeal job.

    I have just received a call from the relative I have not spoken to for over 5 years. We are reunited. It made me reflect on the role of fate.

    I bumped into my relative’s son in an unexpected context. :eek: We caught up. I had the time (day off) to buy a card and some wine and send it to his mother via him to ask to put our differences behind us.

    In conversation I found out a close relative was in hospital. I did not want to go to the hospital for fear of meeting other difficult relatives. I visited. Despite him having streams of visitors all day when I visited there was no one else there and we had hours together. He was overjoyed to see me and me him.

    All of that chain occurred because I bumped into a relative’s son out of the blue. I acted because I believe when something happens that appears to be an amazing coincidence I try and ask what the universe wants me to do

    This time I did the right thing :D
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,119 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So lovely to read that it all worked out so well :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • That's lovely that you and your relative are reconciled :). I wonder why roofers are so hard to get hold of?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I believe when something happens that appears to be an amazing coincidence I try and ask what the universe wants me to do

    This time I did the right thing :D
    Love this DIA :j Will need to start viewing funny coincidences in that way. Am so happy everything worked out well :o
    Total Debt : ?? / ??
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Hi DIA - I've been away for a while but managed to catch up with your diary.

    Irritating about the roofer - I hope you can find someone else suitable soon. Glad you have the window situation in hand and you're pushing forward with that. It must be nice to see progress, little steps as they may be.

    So lovely to read about your family reconciliations. I like to think i consider 'coincidences' as 'fate', or at least a chance to think about next steps in situations like yours. Life is too short, and it seems like you have had a lovely time catching up.

    Hope all is well for you otherwise :)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Homegrown0 wrote: »
    Hi DIA - I've been away for a while but managed to catch up with your diary.

    Irritating about the roofer - I hope you can find someone else suitable soon. Glad you have the window situation in hand and you're pushing forward with that. It must be nice to see progress, little steps as they may be.

    So lovely to read about your family reconciliations. I like to think i consider 'coincidences' as 'fate', or at least a chance to think about next steps in situations like yours. Life is too short, and it seems like you have had a lovely time catching up.

    Hope all is well for you otherwise :)
    Thanks Homegrown, great to see you back. I will pop over to your diary to see how you have been.
    The front of my house has been done and some wet rot sorted so progress is happening. It looks so much better. I am slowly making progress :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    17 days until I am off work until the Spring ;)

    WFH and it is cold. :( I try not to do heating until it gets dark.

    I made a Thai red curry. The coconut milk made it feel heavy. I don’t think I like coconut milk. Reading the ingredients it as quite a few gums and fillers. Yuk.

    Tried to book a free eye test online. Would have been :money: but unsuccessful.

    Asked a friend to recommend a plasterer and she is asking her partner.

    Chased the squirrel guy again. This problem won’t go away.:mad:

    Feeling my mood slip today but GP tomorrow for health checks, maybe if I have good news I’ll feel a bit better.

    I’m lucky to have a house at all I get that, but sometimes it feels like a lot to get up to standard by myself. :(

    17 days to go until I stop work. Did I mention that already?
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,119 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Did someone mention only 17 days til you are off work? :D

    Houses are hard work when they are all down to you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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