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20/20 Vision (repaying a debt to my home and myself)

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  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks Rosa I'll have a look at Go Outdoors. My style comment was tongue in cheek. I will be prioritising fit and trying on lots of different boots.

    Thanks Cumbria Without divulging the size of my ahem big feet I can confidently say I am not a size 6 but thank you for the offer. :A

    Today I woke up with a headache. I am assuming that is because I have altered my diet so drastically. I am having a coffee, something I will NEVER give up ;)

    Busy today. Car to be cleaned, shopping, find the recycling centre and getting rid of garden waste. If time left going to another shopping centre to look for walking boots.

    Wishing you all a fab start to your weeks :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • beanielou
    beanielou Posts: 97,234 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another one who will never give up coffee (or chocolate!!)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Washing up, dry, pack away X1, X1

    Purchased a kitchen caddy and compostable bags as starting food recycling. Ready to go now :)

    Car cleaned on the outside (need to do this myself as it wasn’t a good job again :mad:)

    Shopped for food. I walked down the crisp aisle accidentally and kept my head down so I couldn’t see any and did not venture into the chocolate aisle. It’s weird when no sugar or alcohol is being looked for. It feels like I came away without a ‘treat’ but I am treating my health. ;) I have a rubbish bathroom so a relaxing bath isn’t an option. I will be tidying the space I sit in and using fairy lights a candle and a hot water bottle to comfort myself :)

    Prepped turkey legs and root veggies. Will put on tomorrow as WFH

    Went to IKE3, found a chair. It is ergonomic and £110 but it has a 10 year guarantee and it was the most comfortable. I will go buy it on my next day off.

    I did not make it to the recycling centre so the plan is to go there before work tomorrow.

    I did not make it to the shops to look for walking boots either. I’ll do that on my next day off

    I hope you all had a successful day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Well done on avoiding sugar DIA. I've tried it and found it soooo difficult because sugar is in everything. It's in wine you know. Yes, even the dry kind :(

    I haven't drunk coffee since I had pneumonia this year. I just went completely off it and thought I'd might as well carry on. I do feel better for giving it up.

    Fortune x
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    My old boss used to be sugar free and without doing anything else dropped about 3 stone. It's something I'd like to do for the health benefits but not sure it's a long term thing I'd be able to do. I like that you can choose the level of sugar-free to go, as I wouldn't be able to cut out all fruit and carbs etc. A good learning curve though!
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • greenbee
    greenbee Posts: 18,466 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I went to Pilates last night and someone pointed out that weight loss is 80% food and 20% exercise. Exercise is needed for toning though...
  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Well done on avoiding sugar DIA. I've tried it and found it soooo difficult because sugar is in everything. It's in wine you know.
    It is Fortune and it is a simple sugar so none for me until my blood sugar is under control when I will partake of very dry fizz occasionally. :D
    Homegrown0 wrote: »
    My old boss used to be sugar free and without doing anything else dropped about 3 stone. It's something I'd like to do for the health benefits but not sure it's a long term thing I'd be able to do. I like that you can choose the level of sugar-free to go, as I wouldn't be able to cut out all fruit and carbs etc. A good learning curve though!
    Homegrown it is the tropical or equatorial fruits (to be precise) that are an issue. Very strict sugar free is no fruit at all but apples and berries are low sugar and do not seem to spike my sugars so sticking with them. I wouldn't want a diet with no fruits at all. Likewise simple carbs no but small quantities of complex carbs (like a few spoons of quinoa) seem okay.
    greenbee wrote: »
    I went to Pilates last night and someone pointed out that weight loss is 80% food and 20% exercise. Exercise is needed for toning though...
    I agree. I start a class that combines yoga and pilates on Thursday. I will let you know how I found it :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I have the builder who was away coming today. :eek: I called today and he said he could come today and I suggested a day next week. Then I called back and said today is fine. So what if the house is a mess. Getting the work done is more important than my pride/anxiety. I am really hoping it works out with him. I got a good vibe on the phone and he comes recommended. Unless the quote is ridiculous I will go with him. I don’t mind paying a little more if necessary if he will do a good job and he is good to work with.

    I am starting NSDs again and I am trying to keep my discretionary spends very low so I can boost my account for work on the house. ;)

    Today is 1/31 NSD ;)

    Sugar wise. I think I might be through the worst few days. Yesterday I slept like a log and woke up without a roaring appetite. My jeans fit differently and there appears to be less bulk around my middle. ALREADY. :eek: I will definitely keep going. I still miss chocolate, but not as much. I also feel a little brighter but I might be imagining that.

    I keep throwing things away because they have sugar and I didn’t realise. So yesterday, tomato sauce, some lovely pickles and a pineapple salsa were dumped. I have a pepper sauce with 0.3 grams of sugar per 100grams and I am keeping that!

    I have pot roasted 2 giant turkey drumsticks to eat with cauliflower rice and loads of garlic greens later. Yum.

    Wishing you all a fab day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Maybe inviting a builder at short notice was not such a good idea. Feeling a bit sick and nervy. Trying not to cancel :(
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • greenbee
    greenbee Posts: 18,466 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Don't worry. Builders have seen worse. ANd they'll make the mess worse.
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