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20/20 Vision (repaying a debt to my home and myself)

17172747677154

Comments

  • Good luck with your fundraising walk tomorrow.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    edited 7 October 2018 at 10:13AM
    Good luck tomorrow with the walk. Well done on the no sugar week.
    beanielou wrote: »
    Hope tomorrow goes well :)
    Good luck with your fundraising walk tomorrow.
    Thanks everyone.

    The walk went well. We did the memory walk and raised £900 for dementia. :j I'm pleased with that. I didn't have my walking boots or a waterproof jacket. For future walks I want to be better kitted out. But hey ho, I did it and that was the most important thing.

    I have seasoned turkey and veggies in my dutch oven cooking away.
    Washing on and cleaning/decluttering/sorting being targeted.

    Work have come back to me and offered me a 4 month sabbatical. ;) I am accepting this so from the end of November and back to work April 2019. I am happy with this so will stay in my job at least from April--December 2019 so I can carry on doing jobs on the house. ;) Longer term it is good to know I have options :)

    Tomorrow a window surveyor comes to measure so I can get a quote.

    Going to pop to the supermarket for YS protein and fruit and veg and coffee :)

    Happy Sunday everyone :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • greenbee
    greenbee Posts: 18,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on both the walk and the sabbatical! Well done :)
  • beanielou
    beanielou Posts: 96,693 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on the walk.
    Even better news on the sabattical.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • System
    System Posts: 178,376 Community Admin
    10,000 Posts Photogenic Name Dropper
    Great news on the sabbatical. Well done on your walk .

    Have a good evening.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yay, brilliant :) so pleased to hear you have your sabbatical. Leaves you firmly in control as you have multiple options.





    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • doingitanyway
    doingitanyway Posts: 10,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Beanie, Greenbee, Cumbria and Rosa. Thank you for the good wishes about the sabbatical and the charity walk everyone.

    Today I woke feeling nervy about the window surveyor's visit but he has been and gone and I already feel calmer. ;)

    Yesterday I stayed home and didn't go to the shops, claiming a NSD instead. I kept to my list of things to do but today despite having a million things to do my head feels all over the place so going to stop doing what needs to be done, treat myself to a coffee, where I will write a list and get organised by using my bullet journal :)

    Wishing you all a positive start to the week :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    edited 8 October 2018 at 6:18PM
    A good day off. I am glad I abandoned my schedule and went off script :)

    I went to a coffee shop for a free coffee and I finished reading The Blood Sugar Diet. I will carry on with what I am doing as it is very similar. When I stop getting results I will go back to the book. The book recommends 10,000 steps. There is a website that gives you the miles covered from walking a particular route and the number of steps taken. I thought I had walked loads. In fact I only did 4,500 steps. Shows how inactive I have become :o

    I looked up the route that gives me 10,000 steps there and back. I will do it next on Thursday morning :)

    I bought some hiking socks in TKM3XX. They were reduced from £12.99 to £2.99. I can’t believe they make such a difference when walking. I love them already :)

    I made an appointment to set up the savings accounts pots I need to become better organised

    I went to my fave CS. I bought a cast iron tagine with a white ceramic cone lid. It was brand new in its box. The price was £68. I paid £10. Really pleased with that. There was a set of beautiful china cups but I resisted those :)

    I hope you had a nice day too :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • greenbee
    greenbee Posts: 18,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a productive day DIA.

    I went for coffee and resisted cake (and the biscuit that came with the coffee). My fitbit tells me I have only done 3500 steps today (my target is 12000) and this has been going on for a while. It's harder as the days get shorter, but that's no excuse. I do have a HIIT Pilates session tonight, and another tomorrow, and plenty of time to run tomorrow and Wednesday too, so I need to make myself go out.
  • Sounds like a good day off DIA and congratulations on the four month sabbatical.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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