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20/20 Vision (repaying a debt to my home and myself)

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Comments

  • doingitanyway
    doingitanyway Posts: 10,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Homegrown0 wrote: »
    Try not to let your cold put you off going to the GP today. If it's something you've been ignoring for years, try not to make an excuse to put it off unless you really cannot go. Grab the bull by the horns, so to speak.
    Wow, you are so good at seeing into my head. I don't feel great of course as I have a bug, but can I get there? Yes, of course I can. I will sit on the bus and take it slowly. Off to get ready now. Thanks for calling me out on my avoidance. Again. :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Haha hope you don't think I'm being a pushy ball-buster - I'm most definitely not trying to be that! Hopefully my comments are helpful. I believe that i'm similar to you in some ways so it's easy to see reasons for avoidance. I appreciate you calling me out on things too, that's the beauty of the forum.

    I hope you make it and all goes well :)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • doingitanyway
    doingitanyway Posts: 10,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Homegrown0 wrote: »
    Haha hope you don't think I'm being a pushy ball-buster - I'm most definitely not trying to be that! Hopefully my comments are helpful. I believe that i'm similar to you in some ways so it's easy to see reasons for avoidance. I appreciate you calling me out on things too, that's the beauty of the forum.

    I hope you make it and all goes well :)
    Far from it Homegrown. I ALWAYS appreciate your input. I also agree that is the beauty of the forum. I am just surprised sometimes that you are so spot on so often.Thank you.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I ate a BIG FROG as I went to the GP about an issue I have avoided confronted for literally years :(
    The GP was lovely, helpful and understanding.

    I also posted a reclaim charges letter. I don't hold out much hope as it goes back to 2006 :eek: but at least I am trying. I will do another few tomorrow. It is so much easier with the printer :)

    I picked up the blu tack for the sat nav to stick on better

    I picked up some tinned soup for an easy supper

    I felt exhausted after being out but better now I have had a rest

    I hope your day went well too :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • redofromstart
    redofromstart Posts: 5,886 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Hurrah for an understanding GP, and well done you for not putting it off.
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

    GNU Mr Redo

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you got on all right at the doctor today and that your cold gets better soon :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,999 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on the big frog :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    You have nailed today - well done! Glad the GP went well and you managed to tick off another few things from your list.

    I hope you rewarded yourself by relaxing and recuperating tonight?
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • doingitanyway
    doingitanyway Posts: 10,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    redofromstart wrote: »
    Hurrah for an understanding GP, and well done you for not putting it off.
    HairyHandofDartmoor wrote: »
    I hope you got on all right at the doctor today and that your cold gets better soon :).
    beanielou wrote: »
    Well done on the big frog :)
    Thank you. I feel so much better just for having done it :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Homegrown0 wrote: »
    You have nailed today - well done! Glad the GP went well and you managed to tick off another few things from your list.

    I hope you rewarded yourself by relaxing and recuperating tonight?
    Yes, I was pleased too. My reward was an early night :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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