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20/20 Vision (repaying a debt to my home and myself)
Comments
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I was sent a free calendar from the company that delivers my veggies. It is lovely. I am going to use this as a visual reminder of renewal dates as NOT doing this is costing me money
FROG
Called the broadband provider for a better deal.
I got my bill reduced by £11 a month. :T On the downside this should have been done months ago so in another way my procrastination has cost me £11 a month for months and months…:o
FROG
I texted a plumber to get a quote
FROG
Driving fine paid
I had thought the charge increased after 28 days. In fact it is 14 days so just as well I did it today
FROG
Checked and diarised MOT date for car. (I need to find money for this in the new year)
Checked and diarised car tax and insurance date
It is so nice being in my organised and clean dining/living room that I am cleaning my bedroom today to the same standard.
The kitchen is a mess so that will get my attention too.
I’m out with friend’s this evening. Should be nice
Wishing you all a lovely day.
Cold here, but the sun is outIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
A great idea to get all the renewal dates on the calendar. Well done on eating so many frogs (a positive banquet of frogs :rotfl:).
Enjoy your night out.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Lots of frogs bite the dust today :j :j
Have a happy night.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Bom, bom bom... oh sorry, frog banquet
Check out the MSE motoring stuff re MOTs. I took my car to the council place a couple of times and I wouldn't have known about that option but for :money: :A .
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
HairyHandofDartmoor wrote: »A great idea to get all the renewal dates on the calendar. Well done on eating so many frogs (a positive banquet of frogs :rotfl:).
Enjoy your night out.
Lots of frogs bite the dust today :j :j
Have a happy night.RosaBernicia wrote: »Bom, bom bom... oh sorry, frog banquet
Check out the MSE motoring stuff re MOTs. I took my car to the council place a couple of times and I wouldn't have known about that option but for :money: :A .
Rosa xxIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I now have the Frog Chorus stuck in my head, thanks Rosa
Hope you had a lovely evening out DIAMy mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
redofromstart wrote: »I now have the Frog Chorus stuck in my head, thanks Rosa
Hope you had a lovely evening out DIAIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Last night was nice.:) I did not drink much. I had a white wine spritzer and a few lime and sodas. We ate pizza. The gluten free wasn’t a great dough but it was good to feel part of the gang rather than the ‘I can’t eat that’ brigade.
I attempted my 4 mile walk but I was out for too long and by the time I was ready for the return trip I was exhausted and hungry so I caught a bus.So only a 2 mile walk today.
I’ve been going on about walking boots for months but today I finally bought some. They were from Clark3s and reduced to half price. They are super comfy and will make walking a doddle
I withdrew £100 and I am keeping a log of where this money is spent.
I bought some eggs, a tin of beans, blueberries and a bottle of vinegar.
I had a coffee out and 1 chocolate.
The plumber I contacted yesterday called and will visit me tomorrow evening.:T
The rest of the day I am concentrating on my home: the bedroom and kitchen I planned to clean yesterday but didn’t. There is an actual dustball in my bedroom as fat and grey as a mouse.:eek:
I hope everyone is okay in the run up to ChristmasIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Good news about the walking boots, especially for half price
. A two mile walk is much better than no walk at all.
Glad you enjoyed your night out.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Some people post advice and the advice saves me money, or time or heartache.
Some people post encouragement and just when I thought I might give up, I don’t.
Some people post their own experience and I feel less alone in mine.
Some people post their humour and instead of crying I laugh.
Some people post words of wisdom and I learn.
Some people post a hug and I am comforted.
As Christmas draws closer, I want to thank Some People and wish you all a happy Christmas XXIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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