We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
20/20 Vision (repaying a debt to my home and myself)
Comments
-
I can pay the fine HH but it will have to come at the expense of something else as I pushed it to pay for the window. I am cross with myself really but trying not to be as it won't helpIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I would be cross too, but sometimes these things happen. We live and learn.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Totally know what you mean DIA, but sometimes I think these bumps are put there to show us how far we've come. Absolutely right to focus on the good
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
RosaBernicia wrote: »Totally know what you mean DIA, but sometimes I think these bumps are put there to show us how far we've come. Absolutely right to focus on the good
Rosa xx
Lovely wordsSealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
Thanks Rosa, HH, Homegrown, Chrystal, and Beanielou. Your comments helped me put yesterday in perspective. Onwards and upwards today for me
My veg box came today. It is lovely except a cauliflower that is bit tired. If you let them know an item is not up to scratch they refund for it but in the past I got tired of continually doing so. Now I need to make it part of my schedule: receive, check and write to them—all done now.
It is good to have the veggies. I’m already menu planning based on them. I will post a menu plan later.
Friday is now my weekly shop day so going to do a list and drive to one destination where I have the choice of Sains, Ald1 and MnS. The bulk will be Ald1, but I like the basics range in Sains for a few things and YS and eggs from MnS.
I’ve decided not to replace my missing gloves until the Boxing day sales. It is only 12 days away and pockets will do until then.
I was due to meet a friend today but I asked if we could meet next week instead as I need a quiet day.
I need a grater so I will do a 4 mile walk to get one. I looked up a low pollution route so will do that and get a coffee whilst out too. Taking my cup so it is cheaper. The walk will help clear my head and put yesterday behind me.
I’ll check diaries on my return.
Have a positive day everyoneIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Looks like you’re bouncing back with bells on. Well doneMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
-
A four mile walk :eek:
Feels faint!
Have a happy FridayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
great resilence to bounce back and just get back on with it
mmm thinks: a tired caulie + need for a grater - do I sense a cauliflower cheese looming - yum!I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
in_need_of_direction wrote: »Looks like you’re bouncing back with bells on. Well doneA four mile walk :eek:
Feels faint!
Have a happy Fridaygreat resilence to bounce back and just get back on with it
mmm thinks: a tired caulie + need for a grater - do I sense a cauliflower cheese looming - yum!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I walked 4 miles today
I returned clothes that were unsuitable
Finances checked and balanced
I decided not to do the weekly shop today. There is nothing I desperately need and I am reasonably sure I can get by for another week without doing a weekly shop. This will offset the expensive day yesterday. Having the veggie box helps as I can see some meals I can make. I’m going to try to push through to next Friday.
I will however need eggs and 2 tins of kidney beans, and a grater, but I can save petrol and fares by walking and putting everything in my back pack. I’ll do that tomorrow and use the money in my purse and the spare change in my piggy bank.
So the food being cooked/prepped ahead for the next few days will be:
Smoked haddock fishcakes
Baked meatballs (done)
Shredded coleslaw
Lettuce boats
Tahini sauce
In addition there is soup, apples, a few inches of parmesan, and some cooked quinoa in the fridge.
It could be worse. Actually it has been worse. This feels doable
Happy end of the week. We made it :TIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards