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20/20 Vision (repaying a debt to my home and myself)
Comments
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doingitanyway wrote: »Some people post advice and the advice saves me money, or time or heartache.
Some people post encouragement and just when I thought I might give up. I don’t.
Some people post their own experience and I feel less alone in mine
Some people post their humour and instead of crying I laugh instead
Some people post words of wisdom and I learn
Some people post a hug and I am comforted
As Christmas draws closer, I want to thank Some People and wish you all a happy Christmas XX
Some lovely thoughts to share on your diary. I hope you know that your advice and words of encouragement often help others too, so here's a thank you specifically from me to you! :beer:Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
redofromstart wrote: »I now have the Frog Chorus stuck in my head, thanks Rosa
:rotfl::o Earworm! ... earfrog?Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Yay to walking boots. There is something wonderfully exciting and reassuring about solid boots that will take you anywhere you want. Or maybe that's just me...Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
doingitanyway wrote: »Some people post advice and the advice saves me money, or time or heartache.
Some people post encouragement and just when I thought I might give up, I don’t.
Some people post their own experience and I feel less alone in mine.
Some people post their humour and instead of crying I laugh.
Some people post words of wisdom and I learn.
Some people post a hug and I am comforted.
As Christmas draws closer, I want to thank Some People and wish you all a happy Christmas XX
That's lovelyI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
doingitanyway wrote: »Some people post advice and the advice saves me money, or time or heartache.
Some people post encouragement and just when I thought I might give up, I don’t.
Some people post their own experience and I feel less alone in mine.
Some people post their humour and instead of crying I laugh.
Some people post words of wisdom and I learn.
Some people post a hug and I am comforted.
As Christmas draws closer, I want to thank Some People and wish you all a happy Christmas XX
Nice words.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Created a mascara alert for me. Thank youMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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doingitanyway wrote: »Some people post advice and the advice saves me money, or time or heartache.
Some people post encouragement and just when I thought I might give up, I don’t.
Some people post their own experience and I feel less alone in mine.
Some people post their humour and instead of crying I laugh.
Some people post words of wisdom and I learn.
Some people post a hug and I am comforted.
As Christmas draws closer, I want to thank Some People and wish you all a happy Christmas XXI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Thanks for all the nice comments. I really mean it, you guys rock. This is the first time I have used a forum. I don't do social media at all, but this is different. This is worth pushing through my barriers because it is such a fab community of people on here
Frog of the day
I uploaded a new version of my current software. I have not done this in 3 years as I worry the updates will not benefit me in the long term but I cannot buy an external drive with this version due to compatibility issues. Done now, so I can purchase the external drive later today or tomorrow. (I know I can use the cloud etc but don’t want to)
I wish I was happier with IT generally but I have to push past a natural barrier that does not want to be processed, tracked or located. Sigh.
I have cleared a whole shelf on the room I am in most. My plan is to frame a print for the shelf.
I've washed some clothes, drying outside now. I've decluttered some clothes and books too.
I removed a huge Swiss plant to my bedroom where there is more space. It is startling how much space there is without it. I need a smaller plant in here. I try and have a green plant in each room.
The plumber comes later to quote for the job. I don’t feel stressed about it but I will be cleaning my kitchen today including steam cleaning the grubby floor.
I hope you all having a good end to your weekIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
3 years without upgrade isn't as long as I have seen in some businesses !!
just regard the cloud as soneone elses computer and you wont go far wrong. useful as far as it goes, especially for having an external backup of your stuff, and having other people look after it for you - but if you mainly access from the same computer the advantages are less than the marketeers would have you believe (surprising that!!!, NOT)
well done on all your frog bashingI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
So, the plumber was a no-show :mad: and not even a message either.
One of the things I've noticed is without the stress of work I can cope much better with all the other stresses. My 'bouncability' seems stronger. I'll be using this time off to eat as many frogs as I can. A really important frog is to sort out my eyes and get glasses. I keep putting this off...
As I upgraded my computer yesterday I can buy my additional drive today. I'm pleased about that as the work I will be doing will be protected. One less anxiety
I am off to a famous market, we will have very good coffee and we will do a river walk. I will be testing out my new walking boots
I have just had my breakfast so I will wash-up and get ready.
Happy SaturdayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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