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What small DFW things will you do w/c 26th March?
Comments
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Morning all :hello:
Dawn hope the exercises continue to help, hows your brother doing?
Ally I feel your pain re work. Am hoping for better today
Ziggy how lovely you were able to get out in the sunshine
Grey and dreary here but hoping it will stop raining so I can get some washing out later. Other things:
Check banking, move the money I didn't yesterday from another pot
See if DH wants to take smalls to cinema tomorrow and if so, get some cheap tickets through work
Packed lunch for smalls, their going to a very reasonable holiday club for £13 each which round here is fantastic
Didn't eat chicken last night so will make something today
Get to gym at some point, was back too late last night and I had work to do
Jumper on as we're having last of windows replaced today
Meditation app
Back later, Purps.0 -
Morning guys
off today as we are out this evening to a comedy night - oh's birthday gift from me
Today:
* going into town to do some shopping - and really to nip into cs' to see if I can pick up some material for sewing projects
* made a thermos cup of coffee to take and popped a banana & some crackers in my bag in case it takes longer than expected
* got bargain deal mince, ys mozzarella and day past bbd cottage cheese out of freezer for tonights dinner(hope the cottage cheese will be ok!)
* have done a shopping list - unless any unexpected things turn up in my shopping trolley the week's food is sub £30(have freezer full of food!)
* nip round and tidy up - don't want an untidy house or to spend lots of my time tidying
* make cakes with madam after school
* prep food & clothes for tomorrow - making pea soup
* get madam's bag of clothes ready for tomorrow - she is going to a school disco but I am working so she is going to a friend's after school and then to the disco. Plans for who is collecting her is yet to be organised!
* checked banking
* pay oh's cheque into bank while in town
* Been assigned a mystery shop 30 Eurosbut need to reschedule the date. Will have to check if the rota has been issued first....
Ok think I'm going to go now and get town over and done with! Happy days guys xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
DNMS, what are you making and what type of fabric do you need?Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)
December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.100 -
FVD I want to make something like this
https://www.etsy.com/uk/listing/224580289/the-boathouse-twin-size-quilt-twin-size?show_sold_out_detail=1DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Hi March Money Magicians,
Thanks for your kind words everyone.I managed bit of sleep and now have the rest of the day at my leisure before a 5am start headed over to a different town in Timbuktu tomorrow.
Debt-Free-Nillionaire Continuity Plan Year Three:
* Work very hard on my own mental health issues. Do Holistrio App.
* Check online banking and broadband usage.
* Turned off alarm clock until tonight, it resets itself automatically.
* DW walked and picked up free hearing aid batteries at th elocal surgery.
* DW walked and collected a one-year discounted leisure centre pass. [STRIKE]£6.50[/STRIKE] £5.50 per year gives her half price swimming/sauna-ing etc. This card will pay for itself after 5 swims and as we go at least once a month this will be bargain-animous.Also got some humerous audio CDs to listen to in the car tomorrow.
* Nipped around to the library. They have a seed bank!
* Bought shampoo in the poundshop.
* Listen to free radio podcasts. Downloaded at the library on their Wifi.
* Rented a DVD from the library for £1.75.
* Cleared emails.
* Fumilgated mugs with I-can't-believe-it's-not-Steradent.
* Co-ordinate shower time with DW so we only heat the water once.
To live without risk is to risk not living.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
1LuckyLady wrote: »Ally, Thanks for that, I'm off to investigate shredding scissors now!! I didn't know such a thing existed.
Again, you can sharpen them by cutting a sheet of tin foil with them.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Check if you have forgotten Tesco Clubcard Vouchers
Useful link!
"Many people lose or forget to use their Tesco vouchers, but there's an easy way to claw back the last two years of unused vouchers (some report successes from even further back)." (Link)Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:
New additions to the list are in red.- Benefits check-up (Link)
- Coupon Shop Forum list of money-off coupons (Link)
- Cooking On A Bootstrap, cheap recipes (Link)
- eBid (Link)
- Freecycle (Link)
- Freegle (Link)
- Free Postcode Lottery( Link )
- FreeStuff (Link)
- FreeUKStuff ( Link )
- Income Tax Calculator (Link)
- i-Say Surveys (Link)
- Jobseekers Railcard (Link)
- List of online newspapers. At bottom of the linked page. (Link)
- LuckyPhone free lottery with loyalty rewards (Link)
- Marriage Tax Allowance (Link)
- Martin Lewis' Weekly List of Deals and Tips (Link)
- MSE Bank Charges Comparison Tool (Link)
- MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
- MSE Budget Planner (Link)
- MSE Abbreviations Explained (Link)
- MSE Deals and Vouchers (Link)
- MSE Demotivator Tool (Link)
- MSE Credit Card Minimum Repayment Calculator (Link)
- MSE Money Makover (Link)
- MSE Piggybank Budgeting (Link)
- MSE Stoozing Guide (Link)
- MSE Wow Offers (Link)
- NHS Minor Ailment Service article (Link)
- My Supermarket (Link)
- Number Plate Lotto (Link)
- OnePoll (Link)
- Quidco (Link)
- Reclaim PPI at no cost to yourself without using a claims company. (Link)
- Reclaim Packaged Bank Account fees at no cost to yourself without using a claims company.(Link)
- Reclaim phone credit (Link)
- Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
- SayNoTo0870 cheap phone number finder (Link)
- Start Rescue Breakdown Cover (Link)
- Super Saver Amazon Delivery Tool (Link)
- Survey sites that pay for your opinions (Link)
- Swagbucks (Link)
- Swapit (Link)
- Tickety Split cheap train tickets (Link)
- Toluna (Link)
- TopCashBack (Link)
- Wombling Guide (Link)
- You Need A Budget site and App (Link)
If any of the links are broken, let me know. Sorry, I feel like I'm spamming the thread today!
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
1LuckyLady wrote: »Thanks Ally!
So I've done some calculations and played around with our spreadsheet, just need dh to come home so we can decide on our plan of action.
I also heard that my nan who passed away before Christmas has left all us grandkids £200 in her will too which was a complete suprise.
Welcome.
Can I suggest you read this page MoneyMakover page to help with your financial review? I was formerly £15,000 in debt. I used (a previous version of) this guide to plan to get out of debt and it worked. It took me a week to go through all the suggestions but it was time well-spent. (Link)
Sorry for your loss.
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Check if you can reclaim phone credit
"If you've switched TV, mobile, broadband or phone providers in the last six years, there's a chance you're owed a little cash. You can get it back at speed.
Many providers, including TalkTalk and Three Mobile, don't automatically refund leftover credit on an account, meaning millions of pounds in unclaimed cash is available...Some firms, including TalkTalk, and Three, operate a DON'T ASK, DON'T GET policy. They won't give it back to you unless you ask for it."
(Link)
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0
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